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Which airline credit cards offer lounge access?

Many airline credit cards offer some form of lounge access. In fact, holding an airline’s credit card is often the most economical way to access an airline’s lounge network.

Here are the credit cards of U.S. airlines that offer some form of lounge access, as well as the high-level details of their access policies.

Airline credit cards with lounge access

CardLounge NetworksIncluded VisitsGuest Access
Atmos™ Rewards Summit Visa Infinite® Credit Card artAtmos™ Rewards Summit Visa Infinite® Credit Card
Annual fee: $395
Alaska Lounge8 Alaska Lounge passes.
(Each pass is valid for your entire travel day.)
Up to 2 accompanying children may visit with an adult using an Alaska Lounge pass.
Citi® / AAdvantage® Globe™ Mastercard® card artCiti® / AAdvantage® Globe™ Mastercard®
Annual fee: $350
Admirals Club® (American Airlines)
when flying on American or oneworld partners
4 Admirals Club® Globe Passes each calendar year.
(Globe Passes are valid for multiple visits within 24 hours.)
Up to 3 children under 18 may enter for free with an adult using a pass.

Adult guests may use Admirals Club Globe Passes.
Citi® / AAdvantage® Executive World Elite Mastercard® card artCiti® / AAdvantage® Executive World Elite Mastercard®
Annual fee: $595
Admirals Club® (American Airlines)
when flying on American or oneworld partners
Unlimited2 guests or immediate family members (spouse/domestic partner and children under 18 years of age)

Authorized user gets Admirals Club access, including guest access. Authorized user cannot access other airlines’ lounges.
Delta SkyMiles® Reserve American Express Card card art
Delta SkyMiles® Reserve American Express Card
Annual fee: $650
Delta Sky Club
when flying on Delta
15 visits each Medallion year.
(Unlimited visits after spending $75k on the card in a calendar year)
4 one-time guest passes each Medallion year.
The Centurion Lounge and Escape Lounges
when flying on Delta
UnlimitedUp to 2 guests for a fee.
Delta SkyMiles® Reserve Business American Express Card card art
Delta SkyMiles® Reserve Business American Express Card
Annual fee: $650
Delta Sky Club
when flying on Delta
15 visits each Medallion year.
(Unlimited visits after spending $75k on the card in a calendar year)
4 one-time guest passes each Medallion year.
The Centurion Lounge and Escape Lounges
when flying on Delta
UnlimitedUp to 2 guests for a fee.
United℠ Explorer Card card art
The New United℠ Explorer Card
Annual fee: $0 Intro fee for the first year. After that, $150
United Club2 United Club one-time passes each anniversary year.
United℠ Business Card card art
The New United℠ Business Card
Annual fee: $150
United Club2 United Club one-time passes each anniversary year.
United Club℠ Infinite Card card art
The New United Club℠ Card
Annual fee: $695
United Club
when flying on United and Star Alliance flights
(Excludes Star Alliance lounges)
Unlimited1 adult guest plus dependent children under 18.
United Club All Access
(Earned after earning Premier Gold or spending $50k in a calendar year. Includes Star Alliance lounges)
Unlimited2 adult guests or 1 adult guest plus dependent children under 18.

4 United Club one-time passes each anniversary year. (Requires having an authorized user card.)
United Club℠ Business Card card art
The New United Club℠ Business Card
Annual fee: $695
United Club
when flying on United and Star Alliance flights
(Excludes Star Alliance lounges)
Unlimited4 United Club one-time passes each anniversary year.
United Club All Access
(Earned after earning Premier Gold or spending $50k in a calendar year. Includes Star Alliance lounges)
Unlimited2 adult guests or 1 adult guest plus dependent children under 18.

4 United Club one-time passes each anniversary year. (Requires having an authorized user card.)

About the author

  • Photo of Aaron Hurd, credit card and travel rewards expert.

    Aaron Hurd is the Executive Editor of Cards and Points. He is a credit card and travel rewards expert whose contributions have been featured in WSJ, TIME, Forbes, NerdWallet, and many other outlets.

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