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Welcome to Cards and Points. Browse our latest posts below, find the best credit card sign-up bonuses, or learn about the best cards to use in various spending categories. Prefer watching over reading? You can also visit our Cards and Points YouTube channel.

Our latest posts

Delta credit card offers: Normal offers, with some hidden offers

The public offers on the Delta credit cards are back to their normal offers, but we’ve seen Delta seeding some… Read More »Delta credit card offers: Normal offers, with some hidden offers
hohenzollern bridge, hyatt hotel, cologne

Hyatt credit cards complete guide: Rewards, benefits, and welcome bonuses.

January 12, 2025: Hyatt and Chase offer two credit cards for World of Hyatt members. In this complete guide, we… Read More »Hyatt credit cards complete guide: Rewards, benefits, and welcome bonuses.
hohenzollern bridge, hyatt hotel, cologne

Hyatt credit card offers: Earn up to 60k points

Hyatt seems to have increased the regular bonus on the personal card. The ongoing spending part of the bonus now… Read More »Hyatt credit card offers: Earn up to 60k points
Hotels by the sandy beaches of honolulu

Marriott credit card offers: All cards currently on their regular offers

All of the Marriott offers are back down to their regular bonus offers. Here are the best current offers on… Read More »Marriott credit card offers: All cards currently on their regular offers
A United Airlines Boeing 787-9 with new livery at Beijing Capital International Airport.

United credit card offers: Back to normal, with a few subtle improvements

United’s credit card offers are back to their business-as-usual offers, but with some subtle updates. All of the cards now… Read More »United credit card offers: Back to normal, with a few subtle improvements
Southwest Airlines 737-700 N772SW at Phoenix Sky Harbor International Airport in 2016

Southwest credit card offers: Back to their normal offers

All of Southwest’s credit cards are back down to their regular offers. Here are the current Southwest credit card sign-up… Read More »Southwest credit card offers: Back to their normal offers
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Guides and Best Offers: Airlines and Hotel Programs

Our most popular pages are our comparison guides and best offers. Here they are for all programs.

ProgramBest OffersGuides
Best Delta Card Offers
Better Delta Gold Card (Delta.com) Offer
Delta Cards Compared
Southwest Rapid Rewards LogoBest Southwest Card OffersSouthwest Cards Compared
United MileagePlus LogoBest United Card OffersUnited Cards Compared

Hilton Honors - American Express transfer partnerBest Hilton Card OffersHilton Cards Compared
Marriott Bonvoy - American Express transfer partnerBest Marriott Card OffersMarriott Cards Compared
World of Hyatt LogoBest Hyatt Card OffersHyatt Cards Compared

We will continue to add to this table as we refresh our offer pages and guides.

Best cards to use for spending

Use our lists of best cards to find a card to get the most rewards and most useful benefits where you spend the most.

Best cards in specific categories

Buying specific benefits

Current bonuses and promotions

Transfer point bonuses

Get even more value from your points by transferring them to airline or hotel partners when your points program is offering a transfer bonus.

See all current transfer bonuses or read our take on the current transfer bonuses for Amex Membership Rewards, Capital One miles, Citi ThankYou Points, and Chase Ultimate Rewards.

Other resources

Targeted offers

Some cards have opt-in offers that can save you money or earn you more cash back.
Amex Offers
Bank AmeriDeals
Chase Offers
Citi Merchant Offers

All about rewards

Overviews of rewards programs, plus the best welcome bonuses in each program

Bank program guides
Amex Membership Rewards
Capital One Miles
Chase Ultimate Rewards
Citi ThankYou Points

About Cards and Points and its founder

Photo of Aaron Hurd, editor of The Wallet Hacker
Aaron Hurd, Executive Editor of CardsAndPoints.com.

About the founder. I’m Aaron Hurd, one of the foremost experts in credit cards, travel rewards, and loyalty programs. Over the past decade, I’ve written, edited, contributed to, or been quoted in almost every publication of note that talks about credit cards. (I don’t need to list the logos—just google my name.)

Why Cards and Points? Today, most of the content about credit cards on the internet is written by content mills, generalist SEO writers, or generative AI, with the singular goal of driving clicks to affiliate links. This means that most information you’ll find is low-quality, inaccurate, and often doesn’t feature the best products or offers. I launched Cards and Points because I saw a need for a single, trusted source of expert-written, user-first content about credit cards, benefits, and rewards.

What do we promise? Our promise is simple: We keep our readers first. This means that we publish only original, expert-written content. It also means that when we write about a product, we’ll give you our honest take on it and show you the best offers, regardless of our advertising relationships.