Welcome to Cards and Points. We are a team of credit card experts covering everything credit cards: cash back, travel rewards, benefits, and news.
Our latest posts
Here are our latest posts, but scroll down to find the best available credit card bonuses and more.
How to maximize the 10% off Target gift cards promotion in December 2024
The best Chase Ultimate Rewards® sign-up bonuses: Earn up to 90,000 points
Chase Freedom Unlimited® bonus offers: Every sign-up bonus we’ve found
Guide to the American Express® Gold Card
BofA Customized Cash data points: What merchants earn 2% and 3% rewards?
The best credit cards to use at Walmart: Up to 6% cash back rewards
United credit card offers: Earn up to 90k MileagePlus miles in November 2024
Capital One Venture X travel credit: How to use it and our recommendations
Guide to the Southwest Airlines credit cards. All 5 cards compared.
Amex Trip Delay Insurance: Up to $500 of expenses reimbursed for travel delays.
Chase Sapphire Reserve® sign-up bonus: 60k points for new cardmembers
Ink Business Preferred® Credit Card bonus: Earn 90k Ultimate Rewards® points.
Best new cardmember offers
Here are our lists of best credit card sign-up bonuses and welcome offers. Our editorial policy means we publish links to the best publicly available new cardmember offers we find, regardless of our affiliate relationships.
Airline credit card offers
Hotel credit card offers
Bank program offers
About Cards and Points and its founder
About the founder. I’m Aaron Hurd, one of the foremost experts in credit cards, travel rewards, and loyalty programs. Over the past decade, I’ve written, edited, contributed to, or been quoted in almost every publication of note that talks about credit cards. (I don’t need to list the logos—just google my name.)
Why Cards and Points? Today, most of the content about credit cards on the internet is written by content mills, generalist SEO writers, or generative AI, with the singular goal of driving clicks to affiliate links. This means that most information you’ll find is low-quality, inaccurate, and often doesn’t feature the best products or offers. I launched Cards and Points because I saw a need for a single, trusted source of expert-written, user-first content about credit cards, benefits, and rewards.
What do we promise? Our promise is simple: We keep our readers first. This means that we publish only original, expert-written content. It also means that when we write about a product, we’ll give you our honest take on it and show you the best offers, regardless of our advertising relationships.
Current bonuses and promotions
Transfer point bonuses
5% rotating categories
Featured articles
The best cash back welcome bonuses – The biggest bonuses if you’re interested in earning cash back.
Easy cash back welcome bonuses – Welcome bonuses that earn $200 or more for $1,000 of spending or less.
Bank rewards program welcome bonuses
Chase Ultimate Rewards welcome bonuses
Citi ThankYou Points welcome bonuses
Other resources
Best cards to use at leading retailers
- Best cards to use at Amazon.
- Best cards to use at Costco.
- Best cards to use at CVS.
- Best cards to use at Target.
- Best cards to use at Walmart.
5% big box cards
Target Red Card – 5% discount at Target
Best cards for…
Find the best cards for spending at places like grocery stores, electronics stores, and more.
- How to maximize the 10% off Target gift cards promotion in December 2024
- Chase Freedom Unlimited® bonus offers: Every sign-up bonus we’ve found
- The best Chase Ultimate Rewards® sign-up bonuses: Earn up to 90,000 points
- Guide to the American Express® Gold Card
- BofA Customized Cash data points: What merchants earn 2% and 3% rewards?
Targeted offers
Some cards have opt-in offers that can save you money or earn you more cash back.
Amex Offers
Bank AmeriDeals
Chase Offers
Citi Merchant Offers
All about rewards
Overviews of rewards programs, plus the best welcome bonuses in each program
Bank program guides
Amex Membership Rewards
Capital One Miles
Chase Ultimate Rewards
Citi ThankYou Points
