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Ink Business Preferred® Credit Card: 3x rewards on categories for small business

The offers small business owners rewards on business category purchases like travel, shipping, internet services, and advertising, plus essential protections… Read More »Ink Business Preferred® Credit Card: 3x rewards on categories for small business
Alaska airlines plane in the sky

Best Alaska credit card offers: 60k personal, 50k business. 75k offer no longer available

Update June 17, 2024: The links to the 75k miles bonus have stopped working, but the personal Alaska card currently… Read More »Best Alaska credit card offers: 60k personal, 50k business. 75k offer no longer available
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Hilton credit cards complete guide: Every Hilton credit card compared

Hilton offers four co-branded credit cards in partnership with American Express. Every one of these cards offers some level of… Read More »Hilton credit cards complete guide: Every Hilton credit card compared

Delta Air Lines credit cards: Higher annual fees, but more statement credits

Update February 1, 2024: Delta has updated the benefits and pricing of most of its credit cards. We’ve updated this… Read More »Delta Air Lines credit cards: Higher annual fees, but more statement credits
Airport departures timetable

Trip delay insurance: Your ticket to a hotel room when your flight cancels

Trip delay insurance, also known as trip delay reimbursement, or trip delay protection, is a credit card benefit that can… Read More »Trip delay insurance: Your ticket to a hotel room when your flight cancels
A United Airlines Boeing 787-9 with new livery at Beijing Capital International Airport.

United Airlines credit cards complete guide: Find the best United credit card for you

United Airlines offers six credit cards in partnership with Chase. These United cards offer a host of benefits, from increased… Read More »United Airlines credit cards complete guide: Find the best United credit card for you

Featured articles

The best cash back welcome bonuses – The biggest bonuses if you’re interested in earning cash back.

Easy cash back welcome bonuses – Welcome bonuses that earn $200 or more for $1,000 of spending or less.

Bank rewards program welcome bonuses
Chase Ultimate Rewards welcome bonuses
Citi ThankYou Points welcome bonuses

Airline miles credit card welcome bonuses
Alaska Airlines welcome bonuses
American Airlines welcome bonuses
Delta Air Lines SkyMiles welcome bonuses
Southwest Airlines welcome bonuses
United Airlines welcome bonuses

Hotel point credit card welcome bonuses
Hilton Honors welcome bonuses
Hyatt welcome bonuses
Marriott Bonvoy welcome bonuses

Every welcome bonus – Searchable database of every welcome bonus we track

(scroll down for more of our latest posts)


Photo of Aaron Hurd, editor of The Wallet Hacker
Aaron Hurd, Editor of CardsAndPoints.com.

I’m Aaron Hurd, one of the foremost experts in credit cards, travel rewards, and loyalty programs. You might have seen one of the hundreds of articles I’ve written for places The Wall Street Journal, Time, Forbes, Nerdwallet, The Points Guy, Bankrate, Rolling Stone, and countless other publications. Or you may have run into me or seen me speak at an event like the Chicago Seminars, New York Times Travel Show, Fincon or Frequent Traveler University. Regardless of how you came to this site or where you are on your credit journey, welcome. 🙂

I launched this site because I saw a need to provide better information about credit cards and travel rewards. My goal is to build the best resource on the internet for you, whether your objective is to build your credit, put more cash in your wallet, better use your credit card benefits, or take your family on vacation.

Our promise to you is simple: We keep you, the reader, at the top of our priority list. We show you how to use your credit card rewards and benefits in ways that are relevant to you. And we have a little fun doing it.


Latest posts

Here’s the latest stuff we’ve published on our blog.

Other resources

5% big box cards

Target Red Card – 5% discount at Target

Best cards for…

Find the best cards for spending at places like grocery stores, electronics stores, and more.

Useful benefits
Targeted offers

Some cards have opt-in offers that can save you money or earn you more cash back.
Amex Offers
Bank AmeriDeals
Chase Offers
Citi Merchant Offers

All about rewards

Overviews of rewards programs, plus the best welcome bonuses in each program

Bank program guides
Amex Membership Rewards
Capital One Miles
Chase Ultimate Rewards
Citi ThankYou Points

About the author

  • Aaron Hurd

    Aaron Hurd is a credit card, travel rewards, and loyalty program expert. Over the past 15 years, he has authored over a thousand expert contributions published by leading outlets including WSJ, TIME, Newsweek, Forbes, NerdWallet, The Points Guy, Bankrate, CNET, and many others. He has also served in consulting roles for many of these same outlets, designing content strategy, hiring teams of teams of editors and contributors, developing thought-leadership pieces, and ghost-editing for senior editors. Aaron is well-known in the miles and points community and regularly presents about travel rewards at conferences like the Chicago Seminars and Minnebar. Aaron has enjoyed the game of optimizing credit card rewards since getting his first credit card shortly after he turned 18. He started learning about credit cards and travel rewards from the (now defunct) FatWallet Finance forums and FlyerTalk. He holds more than 40 open credit cards and has first-hand experience with almost every major credit card product.

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