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Welcome to Cards and Points. We are a team of credit card experts covering everything credit cards: cash back, travel rewards, benefits, and news.

Our latest posts

Here are our latest posts, but scroll down to find the best available credit card bonuses and more.

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How to maximize the 10% off Target gift cards promotion in December 2024

December 1, 2024: We’ve added a screenshot showing the terms and conditions of the promotion, as shown in the Target… Read More »How to maximize the 10% off Target gift cards promotion in December 2024
money, dollars, success

The best Chase Ultimate Rewards® sign-up bonuses: Earn up to 90,000 points

November 25, 2024: Chase has changed up the bonus offers on the Chase Freedom Unlimited card. We’ve updated our coverage… Read More »The best Chase Ultimate Rewards® sign-up bonuses: Earn up to 90,000 points

Chase Freedom Unlimited® bonus offers: Every sign-up bonus we’ve found

November 25, 2024: We’ve updated our article to reflect the current state of the Chase Freedom Unlimited® bonus offers and… Read More »Chase Freedom Unlimited® bonus offers: Every sign-up bonus we’ve found
restaurant, dinner, tables

Guide to the American Express® Gold Card

The American Express® Gold Card is one of the most rewarding cards to use for dining and at U.S. supermarkets… Read More »Guide to the American Express® Gold Card
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BofA Customized Cash data points: What merchants earn 2% and 3% rewards?

November 22, 2024: We’ve added a bunch more data points based on our spending over the last few months. The… Read More »BofA Customized Cash data points: What merchants earn 2% and 3% rewards?
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The best credit cards to use at Walmart: Up to 6% cash back rewards

November 21, 2024: Now that the Capital One Walmart® Rewards Card is no longer available, we’ve updated our list of… Read More »The best credit cards to use at Walmart: Up to 6% cash back rewards
A United Airlines Boeing 787-9 with new livery at Beijing Capital International Airport.

United credit card offers: Earn up to 90k MileagePlus miles in November 2024

November 16, 2024: United and Chase are offering limited-time bonus offers on all of the personal United credit cards. All… Read More »United credit card offers: Earn up to 90k MileagePlus miles in November 2024
Condor airplane on grey concrete airport

Capital One Venture X travel credit: How to use it and our recommendations

November 20, 2024: The Capital One Venture X card and Capital One Venture X Business card offer an annual $300… Read More »Capital One Venture X travel credit: How to use it and our recommendations
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Guide to the Southwest Airlines credit cards. All 5 cards compared.

November 20, 2024: We’ve refreshed our guide to the Southwest Airlines credit cards. Southwest Airlines offers five credit cards in… Read More »Guide to the Southwest Airlines credit cards. All 5 cards compared.
Airport departures timetable

Amex Trip Delay Insurance: Up to $500 of expenses reimbursed for travel delays.

November 19, 2024: Amex Trip Delay Insurance is a benefit on some American Express cards that can cover expenses like… Read More »Amex Trip Delay Insurance: Up to $500 of expenses reimbursed for travel delays.
Young woman holding money.

Chase Sapphire Reserve® sign-up bonus: 60k points for new cardmembers

November 18, 2024: The is offering its standard welcome offer across all channels. Today, we re-confirmed the in-branch offer also… Read More »Chase Sapphire Reserve® sign-up bonus: 60k points for new cardmembers
money, dollars, success

Ink Business Preferred® Credit Card bonus: Earn 90k Ultimate Rewards® points.

November 18, 2024: We’ve verified the current in-branch offer on the matches the online bonus: bonus_miles_full Here are the details… Read More »Ink Business Preferred® Credit Card bonus: Earn 90k Ultimate Rewards® points.
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Best new cardmember offers

Here are our lists of best credit card sign-up bonuses and welcome offers. Our editorial policy means we publish links to the best publicly available new cardmember offers we find, regardless of our affiliate relationships.

About Cards and Points and its founder

Photo of Aaron Hurd, editor of The Wallet Hacker
Aaron Hurd, Executive Editor of CardsAndPoints.com.

About the founder. I’m Aaron Hurd, one of the foremost experts in credit cards, travel rewards, and loyalty programs. Over the past decade, I’ve written, edited, contributed to, or been quoted in almost every publication of note that talks about credit cards. (I don’t need to list the logos—just google my name.)

Why Cards and Points? Today, most of the content about credit cards on the internet is written by content mills, generalist SEO writers, or generative AI, with the singular goal of driving clicks to affiliate links. This means that most information you’ll find is low-quality, inaccurate, and often doesn’t feature the best products or offers. I launched Cards and Points because I saw a need for a single, trusted source of expert-written, user-first content about credit cards, benefits, and rewards.

What do we promise? Our promise is simple: We keep our readers first. This means that we publish only original, expert-written content. It also means that when we write about a product, we’ll give you our honest take on it and show you the best offers, regardless of our advertising relationships.

Current bonuses and promotions

Featured articles

The best cash back welcome bonuses – The biggest bonuses if you’re interested in earning cash back.

Easy cash back welcome bonuses – Welcome bonuses that earn $200 or more for $1,000 of spending or less.

Bank rewards program welcome bonuses
Chase Ultimate Rewards welcome bonuses
Citi ThankYou Points welcome bonuses

Other resources

Best cards to use at leading retailers

5% big box cards

Target Red Card – 5% discount at Target

Best cards for…

Find the best cards for spending at places like grocery stores, electronics stores, and more.

Targeted offers

Some cards have opt-in offers that can save you money or earn you more cash back.
Amex Offers
Bank AmeriDeals
Chase Offers
Citi Merchant Offers

All about rewards

Overviews of rewards programs, plus the best welcome bonuses in each program

Bank program guides
Amex Membership Rewards
Capital One Miles
Chase Ultimate Rewards
Citi ThankYou Points

About the author

  • Photo of Aaron Hurd, credit card and travel rewards expert.

    Aaron Hurd is a credit card, travel rewards, and loyalty program expert. Over the past 15 years, he has authored over a thousand expert contributions published by leading outlets including WSJ, TIME, Newsweek, Forbes, NerdWallet, The Points Guy, Bankrate, CNET, and many others. He has also served in consulting roles for many of these same outlets, designing content strategy, hiring teams of teams of editors and contributors, developing thought-leadership pieces, and ghost-editing for senior editors. Aaron is well-known in the miles and points community and regularly presents about travel rewards at conferences like the Chicago Seminars and Minnebar. Aaron has enjoyed the game of optimizing credit card rewards since getting his first credit card shortly after he turned 18. He started learning about credit cards and travel rewards from the (now defunct) FatWallet Finance forums and FlyerTalk. He holds more than 40 open credit cards and has first-hand experience with almost every major credit card product.

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