The limited-time offers on the IHG credit cards have ended. Here are the current best offers on the IHG credit cards.
IHG One Rewards Credit Card welcome offer
Welcome offer: Earn 125,000 Bonus Points after you spend $2,000 on purchases in the first 3 months from account opening.
The headline number on this bonus is often advertised including points after spending a certain amount, plus an extra few points per dollar on spending up to a larger amount. Consider your opportunity cost of using this card when evaluating the bonus.
Annual fee: $0
IHG One Rewards Premier Credit Card welcome offer
Welcome offer: Earn 180,000 Bonus Points after you spend $3,000 on purchases in the first 3 months from account opening.
This bonus is earned as IHG bonus points.
Annual fee: $150
IHG One Rewards Business Credit Card welcome offer
Welcome offer: Earn 190,000 Bonus Points after spending $5,000 in the first 3 months from account opening. Plus, earn 10,000 bonus points after you add an employee card to your account in the first 3 months from account opening.
This bonus is earned as IHG bonus points.
Annual fee: $200
Quick take: Wait for future (two-part) limited-time offers
Aaron Hurd
Executive Editor of Cards and Points
With the limited-time offers having just ended, it’s hard to recommend picking up an IHG card at the moment. Personally, I’d wait until IHG and Chase release their next round of limited-time offers.
From my observations about the last few rounds of limited-time bonuses, I think that it’s clear that Chase is moving to two-part bonuses on the IHG cards, where you earn part of the bonus for spending a certain amount within 3 months and then an additional bonus for continuing to use the card for spending.
This is good news. In all likelihood, future limited-time bonuses will mimmic recent offers, where Chase simply added an additional kicker for additional spending on top of the cards’ regluar bonuses.
