Advertiser disclosure: Cards and Points has partnered with CardRatings for our coverage of credit card products. Cards and Points and CardRatings may receive a commission from card issuers. Some or all of the card offers that appear on this site are from advertisers. Compensation may affect how and where card products appear on the site. The site does not include all card companies or all available offers. Opinions, reviews, analyses & recommendations are the author’s alone, and have not been reviewed, endorsed or approved by any of these entities. Terms apply to all credit card benefits.
September 6, 2024: The Ink Business Premier® Credit Card currently offers a $1,000 cash back bonus for new cardmembers. Here are the details.
bonus_miles_full Learn how to apply.
This is one of the largest and best cash back welcome bonuses currently available. Here’s what you need to know about the Ink Business Premier® Credit Card new cardmember bonus:
Annual fee: annual_fees
Best bonus online: bonus_miles_full
This bonus is earned as cash back, not Ultimate Rewards® points like the other Chase Ink cards.
In this article…
Current Ink Business Premier® Credit Card offers
Chase markets its small business cards through several channels. Here are the details on the best new cardmember bonuses on the Ink Business Premier® Credit Card through various channels.
Best bonus available online: $1,000 after spending $10,000.
The current online offer on the Ink Business Premier® Credit Card is: bonus_miles_full Learn how to apply.
This bonus is available through affiliate networks and directly through Chase’s website. We know of no better offer than the online bonus.
In-branch offer: Same as online offer
If you live near a Chase branch bank, it may be worth checking with a Chase banker to see if you are targeted for an increased offer. When we last checked, Chase was offering the same welcome bonus in-branch as they were offering through other channels.
Referral offer: $1,000 bonus cash back after spending $10,000
Chase allows Ink cardmembers to refer others to Chase Ink cards and earn points when someone they refer gets approved for a card. When we last checked on September 5, 2024, the referral offer for the Ink Business Premier® Credit Card was the same bonus as Chase was offering online through other channels and in-branch.
But even though you won’t get any more points for the sign-up bonus, applying through a referral link can be a great way to help out a fellow small business owner. When you apply through someone’s referral link they can earn points if you are approved.
Are you eligible to earn the sign-up bonus?
Chase does not publish any restrictions in its terms and conditions for the Ink Business Premier® Credit Card welcome bonus, so if you can get approved for the card, you should be eligible to earn the bonus.
However, Chase is known to deny applications of people who open a lot of credit cards. Generally, it is believed that Chase will deny any card applications if your credit report shows that you’ve opened 5 or more cards in the previous 24 months. This rule of thumb is known in the miles and points community as the Chase 5/24 rule. If your credit report shows that you’ve opened a lot of accounts recently, Chase may not approve you for a new account.
About the Chase Ink Business Premier® Credit Card
Here’s a quick summary of the rewards and benefits of the Ink Business Premier® Credit Card. For a more in-depth view of the card’s rewards and benefits check out our guide to the Ink Business Premier.
Annual fee: annual_fees
Foreign transaction fee: foreign_transaction_fee
The Ink Business Premier® Credit Card is a great choice for small business owners who make large purchases and want simple-to-use cash back rewards.
Sign-up bonus
Best bonus online: bonus_miles_full
This bonus is earned as cash back, not Ultimate Rewards® points like the other Chase Ink cards.
Rewards
- 5% on Lyft rides through March 2025.
- 2.5% on large purchases of $5,000 or more.
- 2% on all other business purchases.
Rewards are earned cash back.
Benefits
Consumer insurance benefits
- Purchase protection.
- Extended warranty protection.
- Cell phone protection.
Travel insurance benefits
- Auto rental collision damage waiver.
- Travel and emergency assistance services.
Frequently asked questions
Is the Chase Ink Business Premier worth it?
The Chase Ink Business Premier is a good choice for small business owners who frequently make large purchases on credit cards. Every purchase $5,000 or greater earns 2.5% cash back rewards. If you make 8 or more large purchases in a year, you’ll offset the card’s annual fee and have one of the best cash back cards for small business.
Does the Chase Ink Business Premier earn points or cash back?
The Ink Business Premier® Credit Card earns cash back rewards. The rewards you earn with the Ink Premier cannot be transferred to or combined with another card.
Advertiser disclosure: Cards and Points has partnered with CardRatings for our coverage of credit card products. Cards and Points and CardRatings may receive a commission from card issuers. Some or all of the card offers that appear on this site are from advertisers. Compensation may affect how and where card products appear on the site. The site does not include all card companies or all available offers. Opinions, reviews, analyses & recommendations are the author’s alone, and have not been reviewed, endorsed or approved by any of these entities. Terms apply to all credit card benefits.
