January 15, 2025: If you’re visiting cardsandpoints.com, you are probably already aware that you can earn rewards for using a credit card for your purchases.… Read More »7 reasons why you should use a credit card for everything
A common misconception about credit is that you need to take out a loan carry a balance on your credit cards and pay interest to… Read More »Do I need to carry a balance to get a good credit score? No. Here’s what to do instead.
If you don’t make at least an occasional purchase with your credit card, most banks will automatically close no-annual-fee cards after a certain period of… Read More »Will a bank close cards you don’t use? Yes. Here’s what happens.
Maybe you’ve seen a great cash back new cardmember offer on a small business credit card. Or perhaps you found a small business card that… Read More »Yes, you can get a small business credit card!
When frequent flyer programs were first developed, award pricing was simple. You could get a U.S. domestic round trip flight for 25,000 miles. This pricing… Read More »How airlines price award flights: Everything you need to know
For most people pursuing credit card rewards, having a great 2% credit card in your wallet can go a long way toward earning a good… Read More »5x everywhere: My top strategies
Monitoring your credit report is an essential part of your financial health. What is in your credit report determines which credit cards you can get… Read More »Check your credit report for free: Four ways to get your credit report
Everything you need to know about how to check your 5/24 status for Chase credit card applications.
Many credit cards charge a foreign transaction fee of up to 3% on purchases you make outside your home country. If you’re planning on traveling… Read More »Foreign transaction fees: Everything you need to know