June 30, 2025: Chase has discontinued the $250 offer on the Chase Freedom Unlimited® and the online offer is back down to the standard $200 after $500 offer. But as of a few days ago, we confirmed a better in-branch offer, so be sure to scroll down to read about that before applying through our link!
Chase Freedom Unlimited®
EARN A $200 BONUS after spending $500 on purchases in your first 3 months from account opening.
Apply through our referral link to support this site.
This bonus is marketed as cash back, but is awarded as Ultimate Rewards points.
Chase often offers better in-branch bonuses on this card that you won’t see online.
Annual fee: $0
My take: $200 after $500 is a great low-effort bonus.
Without a doubt, earning $200 after you spend $500 in three months is a great bonus. This bonus makes our list of the best easy cash back welcome bonuses and (since the card is marketed as cash back, but earns Ultimate Rewards, the card also has one of the best Ultimate Rewards® bonuses.
But before you apply for this card through our links or other links you’ll find online, you might want to check out the in-branch offers available on this card. Chase often will give you an even better offer if you apply for this card in-branch.
Alone, the Freedom Unlimited® is a good card for ongoing spending but it’s pairing the card with other cards in the Chase Ultimate Rewards® ecosystem that makes the card a great card. That’s because, Chase Ultimate Rewards points (the points your Freedom Unlimited earns behind the scenes) can be moved between your Chase cards.
When you move your points a premium Ultimate Rewards card, like the Chase Sapphire Preferred, Chase Sapphire Reserve, or Chase Ink Business Preferred, you can then use them for premium travel redemptions like travel through Chase Travel at 25%-50% more value or for transfers to airline and hotel programs—which are the path toward high-value premium travel redemptions.
Other offers that might be available
We want you to get the best offer, so here are some of the other offers that might be available on this card.
- In-branch offers: Chase frequently runs in-branch exclusive bonus offers on this card. When we visited a branch on 6/28/25, we confirmed an in-branch offer featuring 5% rewards on up to $12,000 of combined gas and grocery purchases in your first year.
- Referral offers: Historically, when Chase has had increased limited-time bonuses on this card, those stuck around for a few days through referral links after they were pulled publicly. Keep this in mind if you just missed a larger bonus on this card in the future.
At a glance: About the Chase Freedom Unlimited®
The Chase Freedom Unlimited® is an excellent choice for a use-anywhere card, thanks to its 1.5% cash back rewards and extended warranty benefit.
Chase Freedom Unlimited®
EARN A $200 BONUS after spending $500 on purchases in your first 3 months from account opening.
Apply through our referral link to support this site.
This bonus is marketed as cash back, but is awarded as Ultimate Rewards points.
Chase often offers better in-branch bonuses on this card that you won’t see online.
Annual fee: $0
Rewards
- 5% on travel purchased through Chase Travel℠.
- 3% on dining at restaurants, including eligible takeout and delivery services.
- 3% drugstore purchases.
- 1.5% on other purchases.
Rewards are marketed as cash back, but earned as Chase Ultimate Rewards® points.
Ultimate Rewards® can be combined across cards you hold. If you hold a premium Ultimate Rewards card, you can transfer your points to Chase’s transfer partners or use your points for increased value when you book travel through Chase Travel℠. For more about using Ultimate Rewards, check out our guide on the Ultimate Rewards program.
Benefits
Consumer insurance benefits
Travel insurance benefits
- Trip Cancellation and Interruption Insurance.
- Auto Rental Coverage.
- Roadside Assistance.
- Travel and Emergency Assistance.
Partner benefits and statement credits
- 6 months of complimentary access to DashPass.
Subject to auto-renewal at the current monthly rate. Activate by December 31, 2027.
Rates and Fees
- Annual fee: $0
- Foreign transaction fee: 3% of the amount of each transaction in U.S. dollars.
Read more about the Chase Freedom Unlimited
Learn more about the Chase Freedom Unlimited®:
- Read our review of the Chase Freedom Unlimited.
- Learn why we think the Freedom Unlimited is one of the best cards out there.
- Discover how to maximize your rewards in our guide to Ultimate Rewards.
