Advertiser disclosure: Cards and Points has partnered with CardRatings for our coverage of credit card products. Cards and Points and CardRatings may receive a commission from card issuers. Some or all of the card offers that appear on this site are from advertisers. Compensation may affect how and where card products appear on the site. The site does not include all card companies or all available offers. Opinions, reviews, analyses & recommendations are the author’s alone, and have not been reviewed, endorsed or approved by any of these entities. Terms apply to all credit card benefits.
If you’re looking for a Hyatt credit card, Hyatt keeps things simple. Unlike Marriott and Hilton, Hyatt only offers two Hyatt credit cards. Here’s a comparison of The World of Hyatt Credit Card and the World of Hyatt Business Credit Card.
Article overview
Here’s what this article covers. Click any section to jump to that section of the article.
- Point earnings – Complete comparison of Hyatt credit card point earnings.
- Hotel benefits – Benefits you’ll get when staying at Hyatt hotels with each card.
- Travel benefits – Other travel benefits you’ll get when using your Hyatt credit card.
- Other benefits – Additional benefits of Hyatt credit cards
- Hyatt credit card welcome bonuses – Earn Hyatt points by getting a new Hyatt credit card.
Hyatt point earnings
The Hyatt credit cards earn Hyatt points. Both cards offer 4x points on Hyatt stays and 2x in bonus categories. The personal card offers fixed bonus categories, while the business card offers more points in categories where you spend the most.
| The World of Hyatt Credit Card | World of Hyatt Business Credit Card | |
|---|---|---|
Annual fee: $95 | Annual fee: $199 | |
| Hyatt stays | 4x | 4x |
| Airline tickets Purchased directly with airlines | 2x | (Up to 2x) |
| Dining | 2x | (Up to 2x) |
| Gym memberships | 2x | 2x |
| Local transit and commuting | 2x | (Up to 2x) |
| Top three categories each quarter Eligible categories include: Dining Shipping Airline tickets when purchased directly with the airline Local transit & commuting Social media & search engine advertising Car rental agencies Gas stations Internet, cable & phone services Beginning 12/31/24, this changes to the top 2 categories each quarter | – | 2x |
| Other purchases | 1x | 1x |
Hyatt credit card hotel benefits compared
Here’s how the Hyatt credit cards compare on benefits related to stays at Hyatt-branded hotels.
| The World of Hyatt Credit Card | World of Hyatt Business Credit Card | |
|---|---|---|
Annual fee: $95 | Annual fee: $199 | |
| Earnings on Hyatt stays | 4x | 4x |
| Complimentary elite status | World of Hyatt Discoverist status | World of Hyatt Discoverist status for you and up to 5 employees |
| Free night | Category 1-4 certificate Granted each year after your cardmember anniversary Earn a second free night after spending $15,000 on the card in a calendar year. | – |
| Hyatt statement credits | – | Up to $100 each year. Spend $50 or more at any Hyatt property and earn a $50 credit up to two times each cardmember anniversary year. |
| Tier-qualifying nights | 5 tier qualifying nights | – |
| Earn tier qualifying nights | Earn 2 tier-qualifying night credits for each $5,000 spent on the card. | Earn 5 tier-qualifying nights credits for each $10,000 spent on the card. |
| Point rebate | – | Spend $50,000 in a calendar year and receive 10% of the points you redeem back for the rest of the year on up to 200,000 points redeemed. |
| Hyatt Leverage membership | – | Save 15% off standard rates at participating Hyatt hotels worldwide. |
World of Hyatt credit card travel benefits compared
| The World of Hyatt Credit Card | World of Hyatt Business Credit Card | |
|---|---|---|
Annual fee: $95 | Annual fee: $199 | |
| Baggage delay insurance | Yes Up to $100/day for 5 days for delays over 6 hours. | – |
| Lost luggage reimbursement | Yes Up to $3,000 per passenger. | – |
| Trip delay reimbursement | Yes Up to $500 per ticket for 12-hour or overnight delays. | – |
| Trip cancellation/interruption insurance | Yes | Yes |
| Auto rental collision damage waiver | Yes Secondary in the U.S. | Yes Primary when renting for business purposes. |
| Travel accident insurance | Yes Common carrier and 24-hour travel accident insurance. | – |
World of Hyatt credit card other benefits compared
| The World of Hyatt Credit Card | World of Hyatt Business Credit Card | |
|---|---|---|
Annual fee: $95 | Annual fee: $199 | |
| Purchase protection | Yes 120 days, up to $500 per claim and $50,000 per account. | Yes 120 days, up to $10,000 per claim and $50,000 per account. |
| Extended warranty One additional year, on eligible warranties of 3 years or less. | Yes | Yes |
Current World of Hyatt credit card welcome bonuses
Here are the current welcome offers on World of Hyatt credit cards offered in partnership with Chase.
| Hyatt Credit Card | Welcome Bonus | Full Welcome Bonus |
|---|---|---|
 The World of Hyatt Credit Card Annual fee: $99 | bonus_miles | bonus_miles_full Jump to this welcome bonus. |
 World of Hyatt Business Credit Card Annual fee: $199 | bonus_miles | bonus_miles_full Jump to this welcome bonus. A better welcome bonus may be available through referral links. |
More details about the Hyatt Honors credit card welcome bonuses
The World of Hyatt Credit Card welcome bonus
The World of Hyatt Credit Card welcome bonus:
bonus_miles_full
Click here to learn more and apply.
Our take on the welcome bonus: We really like Hyatt points—they are some of the most valuable hotel points you can earn. But we don’t like how the World of Hyatt Credit Card structures its welcome bonus. A large part of the bonus is earned as an effective 3x rewards on the first $15,000 of spending on the card.
The link above is a link directly to the bank’s website. We don’t make money when you use the above link, but we always show you the best offer.
The World of Hyatt Credit Card at a glance:
Annual fee: $95
Rewards: 4x Hyatt stays, 2x airline tickets, dining, gym memberships and local transit and commuting. 1x other purchases.
Benefits: Category 1-4 free night certificate. Discoverist status. Earn 2 tier-qualifying nights for every $5,000 spent.
World of Hyatt Business Credit Card welcome bonus
card_name welcome bonus:
A better welcome bonus may be available through referral links.
bonus_miles_full
Click here to learn more and apply.
This is the standard welcome bonus on this card. We like this bonus over the welcome bonus on the personal card because you get all of the bonus points up front.
The link above is our affiliate link. We always show you the best offer, and this is the best public offer we know about on this card.
World of Hyatt Business Credit Card at a glance:
Annual fee: $199
Rewards: 4x Hyatt stays. 2x on your top three select categories each quarter. 2x on gym memberships. 1x other purchases.
Benefits: Discoverist status for you and up to 5 employees. Up to $100 Hyatt statement credits (2 x $50) each year. Earn 5 tier-qualifying nights for every $10,000 spent.
Advertiser disclosure: Cards and Points has partnered with CardRatings for our coverage of credit card products. Cards and Points and CardRatings may receive a commission from card issuers. Some or all of the card offers that appear on this site are from advertisers. Compensation may affect how and where card products appear on the site. The site does not include all card companies or all available offers. Opinions, reviews, analyses & recommendations are the author’s alone, and have not been reviewed, endorsed or approved by any of these entities. Terms apply to all credit card benefits.