Hyatt seems to have increased the regular bonus on the personal card. The ongoing spending part of the bonus now lets you earn a total of 60,000 points with a total of $15,000 spent on the card and they haven’t added limited-time language to this offer, which makes me think that it’s going to stick around for a while.
Here are the best new cardmember welcome bonuses available on the Hyatt credit cards.
World of Hyatt Credit Card
Offer: Earn up to 60,000 Bonus Points: 30,000 Bonus Points after you spend $3,000 on purchases in your first 3 months from account opening and up to 30,000 more Bonus Points by earning 2 Bonus Points total per $1 spent in the first 6 months from account opening on purchases that normally earn 1 Bonus Points, on up to $15,000 spent.
This bonus is awarded as World of Hyatt Bonus Points.
Annual fee: $95
World of Hyatt Business Credit Card
Offer: Earn 60,000 Bonus Points after you spend $5,000 on purchases in the first 3 months of account opening.
This bonus is awarded as World of Hyatt Bonus Points.
Annual fee: $199
My take: Business bonus is better, but personal card is the better card for most
I won’t mince words: I don’t like the way Chase and World of Hyatt structure the promotion on the personal credit card. Advertising the headline bonus as a large number of points, but then awarding half of the points as an extra two bonus points per dollar on the first $15,000 feels a bit deceptive.
The bonus on the business card is much simpler. Spend the money, get the points. No two-part bonus. This is by far the better welcome offer.
That said, I’m generally a fan of the personal variant of the Hyatt card over the business card, simply because that card awards a category 1-4 free night certificate each year upon card renewal. That benefit alone makes the card worth keeping for me, but there are plenty of ways to get much, much more value out of the card if you want to maximize it.
If you’re going to spend A TON (think six figures) on the card and you value earning elite nights, eventually the business card gives you more elite night credits, but for most people, the personal card is the long-term keeper.
Are you eligible to earn a Hyatt credit card bonus?
With the Hyatt credit cards, generally you’re able to earn a welcome bonus if you don’t currently have the same card and you haven’t received a bonus within the previous 24 months.
Keep in mind that the personal and business cards are seperate products for the purposes of welcome bonus qualification and that the 24-month eligibility clock starts from when you received the bonus. Not when you opened the card, not when you earned the bonus.
Here are the exact terms from the last time we reviewed them on the personal card:
The credit card is not available to either (i) current Cardmembers of this credit card, or (ii) previous Cardmembers of this credit card who received a new Cardmember bonus for this credit card within the last 24 months.
World of Hyatt Credit Card offer terms
And the terms on the business card are quite similar:
This new Cardmember bonus offer is not available to either (i) current Cardmembers of this business credit card, or (ii) previous Cardmembers of this business credit card who received a new Cardmember bonus for this business credit card within the last 24 months.
World of Hyatt Business Credit Card offer terms
More on the Hyatt cards
Want to dive deeper and compare the two Hyatt credit cards? We have a complete guide to the Hyatt credit cards, which compares all of the cards’ benefits side-by-side.
