The personal Hyatt credit card is back down to its business-as-usual offer. If you’re looking for a new Hyatt credit card, it’s probably best to wait for limited-time offers to come around.
Here are the best new cardmember welcome bonuses available on the Hyatt credit cards.
World of Hyatt Credit Card welcome offer
Welcome offer: Earn up to 60,000 Bonus Points: 30,000 Bonus Points after you spend $3,000 on purchases in your first 3 months of account opening* and up to 30,000 more Bonus Points by earning 2 Bonus Points total per $1 spent in the first 6 months from account opening on purchases that normally earn 1 Bonus Point, on up to $15,000 spent.
Hyatt card offers offer either World of Hyatt Bonus Points or category 1-4 free night certificates.
Unlike most other cards, which award the advertised bonus in addition to what you’d normally earn, the World of Hyatt Credit Card welcome offer’s $15,000 spending tier includes the points you would normally earn. Keep this in mind when evaluating the value of this welcome offer.
Annual fee: $95
World of Hyatt Business Credit Card
Offer: Earn 70,000 Bonus Points after you spend $7,000 on purchases in the first 3 months of account opening.
This bonus is awarded as World of Hyatt Bonus Points.
Annual fee: $199
My take: Hyatt cards are useful, but waiting around for a better bonus will get you more.
Aaron Hurd
Executive Editor of Cards and Points
Historically, the best bonus on the Hyatt personal card has been the 5 free night certificate bonus, the recently-discontinued 75k bonus beat that one in my opinion. Here are my top reasons.
Points don’t expire. First, Hyatt’s category 1-4 free night certificates expire one year after they are issued. Points don’t.
Points are better at the low end. If you’re using your category 1-4 free night certificates for category 1 or 2 hotels, you’re leaving a lot of value on the table… but I can get 10 nights out of 75,000 points at a category 2 hotel with low-level pricing.
Points are better at the high end. If you want to use your free night certificate for a Category 5 or higher property, you’re simply out out luck. Hyatt doesn’t allow you to “top off” its certificates like Marriott does, so if you want to stay at Hyatt’s high-end properties, the certificates won’t get you there.
Realistically, you’ll only do better with Hyatt free night certificates (versus the 75k bonus) if you’re staying at category 3 hotels at upper and top pricing, or category 4 hotels at moderate, upper, and top pricing. For most people, earning points is a better deal.
Finally, in my view, the personal Hyatt card is the best one to keep over the long term. The free night certificate you get every year means that the card can pay for itself, assuming you use the certificate.
All that said, my advice for most would be to wait until a limited-time offer comes up on the Hyatt personal card.
Are you eligible to earn a Hyatt credit card bonus?
With the Hyatt credit cards, generally you’re able to earn a welcome bonus if you don’t currently have the same card and you haven’t received a bonus within the previous 24 months.
Keep in mind that the personal and business cards are seperate products for the purposes of welcome bonus qualification and that the 24-month eligibility clock starts from when you received the bonus. Not when you opened the card, not when you earned the bonus.
Here are the exact terms from the last time we reviewed them on the personal card:
The credit card is not available to either (i) current Cardmembers of this credit card, or (ii) previous Cardmembers of this credit card who received a new Cardmember bonus for this credit card within the last 24 months.
World of Hyatt Credit Card offer terms
And the terms on the business card are quite similar:
This new Cardmember bonus offer is not available to either (i) current Cardmembers of this business credit card, or (ii) previous Cardmembers of this business credit card who received a new Cardmember bonus for this business credit card within the last 24 months.
World of Hyatt Business Credit Card offer terms
More on the Hyatt cards
Want to dive deeper and compare the two Hyatt credit cards? We have a complete guide to the Hyatt credit cards, which compares all of the cards’ benefits side-by-side.
