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Hyatt credit card offers: New best-ever bonus on the personal card

Hyatt just launched a new bonus on the personal Hyatt card that allows you to earn up to 75,000 points. Arguably this is better than the 5 free night certificate bonus that Hyatt occasionally launches on this card.

Here are the best new cardmember welcome bonuses available on the Hyatt credit cards.

My take: This is the best bonus on this card.

Photo of Aaron Hurd, credit card and travel rewards expert.

Aaron Hurd
Executive Editor of Cards and Points

Historically, the best bonus on the Hyatt card has been the 5 free night certificate bonus, but I think that this 75k bonus beats that one. Here are my top reasons.

Points don’t expire. First, Hyatt’s category 1-4 free night certificates expire one year after they are issued. Points don’t.

Points are better at the low end. If you’re using your category 1-4 free night certificates for category 1 or 2 hotels, you’re leaving a lot of value on the table… but I can get 10 nights out of 75,000 points at a category 2 hotel with low-level pricing.

Points are better at the high end. If you want to use your free night certificate for a Category 5 or higher property, you’re simply out out luck. Hyatt doesn’t allow you to “top off” its certificates like Marriott does, so if you want to stay at Hyatt’s high-end properties, the certificates won’t get you there.

Realistically, you’ll only do better with Hyatt free night certificates (versus the 75k bonus) if you’re staying at category 3 hotels at upper and top pricing, or category 4 hotels at moderate, upper, and top pricing. For most people, earning points is a better deal.

Finally, in my view, the personal Hyatt card is the best one to keep over the long term. The free night certificate you get every year means that the card can pay for itself, assuming you use the certificate.

Bottom line: If you were thinking of getting a Hyatt credit card, now is absolutely the best time to do so.

Are you eligible to earn a Hyatt credit card bonus?

With the Hyatt credit cards, generally you’re able to earn a welcome bonus if you don’t currently have the same card and you haven’t received a bonus within the previous 24 months.

Keep in mind that the personal and business cards are seperate products for the purposes of welcome bonus qualification and that the 24-month eligibility clock starts from when you received the bonus. Not when you opened the card, not when you earned the bonus.

Here are the exact terms from the last time we reviewed them on the personal card:

The credit card is not available to either (i) current Cardmembers of this credit card, or (ii) previous Cardmembers of this credit card who received a new Cardmember bonus for this credit card within the last 24 months.

World of Hyatt Credit Card offer terms

And the terms on the business card are quite similar:

This new Cardmember bonus offer is not available to either (i) current Cardmembers of this business credit card, or (ii) previous Cardmembers of this business credit card who received a new Cardmember bonus for this business credit card within the last 24 months.

World of Hyatt Business Credit Card offer terms

More on the Hyatt cards

Want to dive deeper and compare the two Hyatt credit cards? We have a complete guide to the Hyatt credit cards, which compares all of the cards’ benefits side-by-side.

About the author

  • Photo of Aaron Hurd, credit card and travel rewards expert.

    Aaron Hurd is the Executive Editor of Cards and Points. He is a credit card and travel rewards expert whose contributions have been featured in WSJ, TIME, Forbes, NerdWallet, and many other outlets.

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