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Reminder: Activate rotating category cash back cards: Chase Freedom, Citi Dividend, Discover, U.S. Bank Cash+

It is now possible to activate rotating categories on all of the major rotating category cards. You can activate your rotating category rewards from the links in this post.

If you hold a Chase Freedom Flex, Citi Dividend, Discover It Cash Back or U.S. Bank Cash+ Visa Signature card, do this now and don’t miss out on rewards next quarter.

Quarterly cash back bonus activation links

Here are all of the links to activate your quarterly cash back categories.

CardHow to activate your quarterly categories
Chase Freedom Flex card art
Chase Freedom Flex℠
Activate at chasebonus.com.

Enter the primary cardholder’s last name, the last 4 digits of the card number and your billing zip code to activate categories. You can also activate with one click from the email you’ll receive from Chase.
The Citi Dividend card earns 5% cash back on rotating categories, up to $300/year
Citi Dividend
Activate at citi.com through this link.

You’ll need to log in and select your card from the Limited Time Offers page. You’ll then need to click the “sign up” link and agree to the bonus terms.
Discover it® Cash Back card art
Discover it® Cash Back
Activate by logging in at Discover.com.

After logging in, find the Cashback Bonus panel and click on the “Activate” link. You’ll need to click “activate” on the window that pops up, but then you should be all set. You can also activate with one click from an email that Discover will send you.
U.S. Bank Cash+ card lets you select your categories each quarter.
U.S Bank Cash+® Visa Signature® Card
Activate through your online account at USBank.com.

On the U.S. Bank website, select your card and go to the “Rewards & Benefits” section to find your activation link. If using the U.S. Bank mobile app, you can select your card and then click “Rewards.”
How to activate your quarterly cash back categories.

Quarterly category overview

Here’s a quick overview of all of the cash back categories available on the various rotating category cards.

2024 Chase Freedom cash back category overview

Q1 2024
January – March
Q2 2024
April – June
Q3 2024
July – September
Q4 2024
October – December
Grocery Stores (excluding Walmart and Target), Fitness Clubs & Gym Memberships, and Self-Care & Spa ServicesAmazon.com, Hotels, and RestaurantsNot yet announcedNot yet announced
2024 quarterly categories of the Chase Freedom and Chase Freedom Flex℠
Q1 2024
January – March
Q2 2024
April – June
Q3 2024
July – September
Q4 2024
October – December
Not yet announcedNot yet announced
Drugstores and RestaurantsGas stations, electric vehicle charging stations, home improvement stores, and public transitNot yet announcedNot yet announced
2024 quarterly categories of the Discover It Cash Back card

2024 Citi Dividend cash back category overview

Here are the currently announced bonus categories of the Citi Dividend card in 2024:

Q1 2024
January – March
Q2 2024
April – June
Q3 2024
July – September
Q4 2024
October – December
Amazon.com and select streaming servicesGrocery stores and drugstoresNot yet announcedNot yet announced
2024 quarterly bonus categories of the Citi Dividend Card

U.S. Bank Cash+ Categories

The U.S Bank Cash+® Visa Signature® Card offers 5% bonus categories that you can select each quarter. You’ll earn 5% on the first $2,000 of combined eligible purchases each quarter in the two categories you choose. Available categories include:

  • Fast food
  • Electronics stores
  • TV, Internet & Streaming Services
  • Home Utilities
  • Cell phone providers
  • Furniture stores
  • Department stores
  • Ground transportation
  • Gyms and fitness center
  • Select clothing stores
  • Sporting goos stores
  • Movie theaters

If you don’t select new categories and had previously made a selection, you’ll continue to earn 5% rewards on up to $2,000 spent in the categories you previously selected.

About the author

  • Aaron Hurd

    Aaron Hurd is a credit card, travel rewards, and loyalty program expert. Over the past 15 years, he has authored over a thousand expert contributions published by leading outlets including WSJ, TIME, Newsweek, Forbes, NerdWallet, The Points Guy, Bankrate, CNET, and many others. He has also served in consulting roles for many of these same outlets, designing content strategy, hiring teams of teams of editors and contributors, developing thought-leadership pieces, and ghost-editing for senior editors. Aaron is well-known in the miles and points community and regularly presents about travel rewards at conferences like the Chicago Seminars and Minnebar. Aaron has enjoyed the game of optimizing credit card rewards since getting his first credit card shortly after he turned 18. He started learning about credit cards and travel rewards from the (now defunct) FatWallet Finance forums and FlyerTalk. He holds more than 40 open credit cards and has first-hand experience with almost every major credit card product.

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