If you spend a significant amount of money at office supply stores, you can easily get 5% cash back on your purchases with a no-annual-fee card. Plus there are a small number of other cards that offer statement credits and other perks for spending at office supply stores.
Here are the best credit cards to use to earn rewards (or statement credits) at office supply stores.
Annual fee: $0
Ink Business Cash® Credit Card
Overall best card for office supply purchases.
5% cash back (earned as Ultimate Rewards) on up to $25,000 in spending at office supply stores each calendar year.
Learn more in our guide to the Ink Cash.
Get the Ink Cash and earn a sign-up bonus
Annual fee: annual_fees
American Express® Business Gold Card
Monthly statement credits for office supply store purchases.
Enroll and get up to $240 back in statement credit annually ($20 monthly) for eligible U.S. purchases, including office supply stores.
Learn more in our guide to the Amex Business Gold.
Get the card and earn a sign-up bonus.
My take: Ink Cash really is the only card for office supplies
Aaron Hurd
Executive Editor of Cards and Points
There really only is one winner when it comes to earning rewards on office supplies. The Chase Ink Cash. Unless I’m earning a statement credit on my Amex Business Gold Card, the Ink Cash is the only card I ever use at places like Staples and Office Depot and if you ever purchase office supplies for your business, getting this no-annual-fee card is a no-brainer.
I especially like the fact that, since Office Depot sells gift cards, I can use gift card purchases to “expand” the Ink Cash 5% category to other stores. Purchase a Starbucks gift card at Office Depot… now you’re effectively getting 5% cash back on your Starbucks purchases. And the office supply stores sell a lot of gift cards… think airlines, restaurants, gaming, department stores, streaming services… and if you don’t find a gift card for your specific brand, you can do the same thing with a Visa or Mastercard gift card.
Other cards that might be interesting for office supply store purchases
In most cases, one of our top picks will be a better choice for you, but here are a few cards that might be interesting for office supply store purchases if you’re pursuing a more niche credit card reward strategy.
Annual fee: $650
Delta SkyMiles® Reserve Business American Express Card
Best if you also want to earn MQDs on your office supply store purchases.
1.5x SkyMiles on purchases at U.S. office supply stores, plus you’ll earn 1 Medallion Qualification Dollar for every $10 you spend on the card.
Learn more in our guide to the Delta credit cards.
Get a Delta credit card and earn a sign-up bonus.
