If you frequently visit standalone drugstores like CVS and Walgreens, you could be earning up to 5% cash back with the right credit card. Here’s our list of the best cards to use at pharmacies and drugstores. All of these cards earn better than 2% cash back rewards at drugstores.
| Card | Rewards at drugstores | |
|---|---|---|
 | Chase Freedom Unlimited® Review Welcome Bonus | 3% cash back at drugstores Annual fee: $0 Extended Warranty Protection, Purchase Protection. |
 | Chase Freedom Flex® Review Welcome Bonus | 3% cash back at drugstores Annual fee: $0 Extended Warranty Protection, Purchase Protection. |
 | Citi Custom Cash® Card Review Welcome Bonus | 5% cash back on the first $500 you spend in top category each month. Eligible categories include drugstores. Annual fee: $0 Extended Warranty. |
 | AAA Daily Advantage Visa Signature® Credit Card Review | 3% on pharmacy purchases until you reach $500 of cash back in bonus categories in a calendar year, then 1% Annual fee: $0 |
These picks can earn more, but require jumping through additional hoops like having a sizable banking relationship:
| Card | Rewards at drugstores | |
|---|---|---|
 | Bank of America® Customized Cash Rewards credit card | Up to 5.25% on on drug store/pharmacy purchases. Rewards require category selection, are subject to cap of $2,500 of quarterly spending, and require $100k+ banking relationship. Annual fee: $0 |
 | U.S. Bank Smartly™ Visa Signature® Card | Up to 4% cash back everywhere. Rewards require 100k+ banking relationship and are subject to a $10k/month spending cap. Annual fee: $0 |
How we picked: Maximum cash back or points on purchases
Determining the best cards to use at drugstores is relatively simple. When it comes to drugstore spending, what you’re likely to be buying is largely consumable products, so the amount of cash back or other rewards is largely what matters for most purchases.
However, there is a chance that you might buy something like an electric toothbrush or electric razor at a drugstore, so consumer insurance protections like purchase protection and extended warranty might matter for some purchases, so we listed those benefits as secondary criteria in our list.
More on each of our picks
Here’s a bit more on each of our picks for the best cards to use at drugstores and pharmacies.
Chase Freedom Unlimited®
The Chase Freedom Unlimited® is an excellent choice for a use-anywhere card, thanks to its 1.5% cash back rewards and extended warranty benefit.
Chase Freedom Unlimited® welcome offer
Welcome offer: EARN A $250 BONUS after spending $500 on purchases in your first 3 months from account opening.
This bonus is marketed as cash back, but is awarded as Ultimate Rewards points.
Chase often offers better in-branch bonuses on this card that you won’t see online.
Annual fee: $0
Rewards
- 5% on travel purchased through Chase Travel℠.
- 3% on dining at restaurants, including eligible takeout and delivery services.
- 3% drugstore purchases.
- 1.5% on other purchases.
Rewards are marketed as cash back, but earned as Chase Ultimate Rewards® points.
Ultimate Rewards® can be combined across cards you hold. If you hold a premium Ultimate Rewards card, you can transfer your points to Chase’s transfer partners or use your points for increased value when you book travel through Chase Travel℠. For more about using Ultimate Rewards, check out our guide on the Ultimate Rewards program.
Benefits
Consumer insurance benefits
Travel insurance benefits
- Trip Cancellation and Interruption Insurance.
- Auto Rental Coverage.
- Roadside Assistance.
- Travel and Emergency Assistance.
Partner benefits and statement credits
- 6 months of complimentary access to DashPass.
Subject to auto-renewal at the current monthly rate. Activate by December 31, 2027.
Rates and Fees
- Annual fee: $0
- Foreign transaction fee: 3% of the amount of each transaction in U.S. dollars.
Chase Freedom Flex®
The Chase Freedom Flex® offers 5% rewards on up to $1,500 in purchases in rotating categories each quarter when you activate.
Chase Freedom Flex® welcome offer
Offer: EARN A $200 BONUS after spending $500 on purchases in your first 3 months from account opening.
This link is a referral link. Someone from our team or community may earn a referral bonus if you are approved through this link
Annual Fee: $0
Rewards
- 5% in quarterly rotating categories
on up to $1,500 in total combined purchases each quarter when you activate. - 5% on travel purchased through Chase Travel℠
- 3% on dining, including eligible takeout and delivery services.
- 3% on drugstore purchases.
- 1% on other purchases.
Rewards are marketed as cash back, but earned as Chase Ultimate Rewards® points.
Ultimate Rewards® can be combined across cards you hold. If you hold a premium Ultimate Rewards card, you can transfer your points to Chase’s transfer partners or use your points for increased value when you book travel through Chase Travel℠. For more about using Ultimate Rewards, check out our guide on the Ultimate Rewards program.
Benefits
Consumer insurance benefits
- Purchase Protection.
- Extended Warranty Protection.
- Cell Phone Protection.
Travel insurance benefits
- Trip Cancellation and Interruption Insurance.
- Auto Rental Coverage.
- Travel and Emergency Assistance.
Partner benefits and statement credits
- 6 months of complimentary DashPass.
Requires enrollment and is subject to auto-renewal. Activate by Dec 31, 2027.
Rates and Fees
- Annual fee: $0
- Foreign transaction fee: 3% of the amount of each transaction in U.S. dollars.
Citi Custom Cash® Card
The Citi Custom Cash® Card offers 5% rewards on up to $500 spent in your highest eligible category each statement cycle.
Citi Custom Cash® Card welcome offer
Welcome offer: Earn $200 in cash back after you spend $1,500 on purchases in the first 6 months of account opening. This bonus offer will be fulfilled as 20,000 ThankYou® Points, which can be redeemed for $200 cash back.
This bonus is marketed as cash back, but earned as Citi ThankYou® Points. This card enables cash back redemptions at 1 cent per point.
Annual fee: $0
Rewards
- 5% cash back on your top eligible spend category each billing cycle on up to $500 spent.
- 5% on hotels, car rentals, and attractions booked with Citi Travel®.
- 1% cash back on all other purchases.
Rewards are marketed as cash back, but earned as Citi ThankYou® points.
5% eligible categories
5% eligible categories include:
- Restaurants
- Gas stations
- Grocery stores
- Select travel
- Select transit
- Select streaming services
- Drugstores
- Home improvement stores
- Fitness clubs
- Live entertainment
Benefits
- Extended warranty
- Citi merchant offers
- Virtual account numbers
- Free FICO score
Rates and Fees
- Annual fee: $0
- Foreign transaction fee: 3% of each purchase transaction in US dollars.
AAA Daily Advantage Visa Signature® Credit Card
The AAA Daily Advantage Visa Signature® Credit Card doesn’t get talked about much, but it offers strong cash back rewards in several useful categories, including grocery stores, gas, wholesale clubs, streaming services, and pharmacies.
AAA Daily Advantage Visa Signature® Credit Card welcome offer
Welcome offer: Receive a $100 statement credit after you spend $1,000 on your card in the first 90 days of account opening.
This bonus is awarded as a statement credit.
Annual fee: $0
Rewards
After earning $500 cash back in the following categories in a calendar year, you will earn 1% cash back in these categories for the remainder of the calendar year:
- 5% on grocery store purchases.
- 3% at gas stations.
- 3% at wholesale clubs.
These categories are not subject to reward caps:
- 3% on electric vehicle charging.
- 3% on pharmacy purchases.
- 3% on AAA purchases.
- 1% on other purchases.
Rewards are earned as cash back.
Benefits
The AAA Daily Advantage Visa Signature® Credit Card does not have any benefits of note.
Rates and fees
- Annual fee: $0
- Foreign transaction fee: 0%
Bank of America® Customized Cash Rewards at a glance
The Bank of America® Customized Cash Rewards credit card offers up to 3% cash back rewards in a category you choose—and up to 5.25% cash back if you’re a Preferred Rewards member with Platinum or higher status.
Bank of America® Customized Cash Rewards credit card welcome offer
Welcome offer: Earn 6% cash back for the first year from account opening in your choice category. Plus, get a $200 online cash rewards bonus after making at least $1,000 in purchases in the first 90 days of your account opening.
This bonus is earned as cash back rewards.
Annual fee: $0
Rewards
- 3% in the category of your choice.
- 2% at grocery stores and wholesale clubs.
- 1% on all other purchases.
You’ll earn 3% and 2% rewards on the first $2,500 in combined purchases each calendar quarter in the 3% and 2% bonus categories. Earn 1% cash back on these purchases thereafter.
Rewards are earned as cash back. If you have Bank of America Preferred Rewards, you’ll receive additional rewards based on your rewards multiplier of up to 1.75. Your rewards multiplier is based on your relationship with Bank of America and Merrill.
3% choice categories
Choose one of the following categories to earn 3% cash back:
- Gas and EV charging stations.
- Online shopping, including cable, internet, phone plans, and streaming.
- Dining.
- Travel.
- Drug stores and pharmacies.
- Home improvement and furnishings.
You can change your choice category once each calendar month. You’ll earn 3% and 2% rewards on the first $2,500 in combined purchases each calendar quarter in the 3% and 2% bonus categories. Earn 1% cash back on these purchases thereafter.
Benefits
Consumer insurance benefits
- Extended Warranty Protection.
Travel insurance benefits
- Travel and Emergency Assistance Services.
- Roadside Dispatch.
Rates and fees
- Annual fee: $0
- Foreign transaction fee: 3% of the U.S. dollar amount of each transaction
U.S. Bank Smartly™ Visa Signature® Card
The U.S. Bank Smartly™ Visa Signature® Card is a new offering that promises up to 4% cash back for customers who hold over $100,000 of assets with U.S. Bank.
Rewards
Unlimited 2% cash back on every purchase.
Up to an additional 2% cash back if you have a U.S. Bank Smartly® Savings account and hold a significant amount of deposits with U.S. Bank. Qualifying deposits include balances in U.S. Bank deposit, trust, and investment accounts.
- Earn a total of 2.5% with a qualifying balance between $5,000 and $49,999.
- Earn a total of 3% with a qualifying balance between $50,000 and $99,999.
- Earn a total of 4% with a qualifying balance of $100,000 or more.
Rewards are earned as points which must be redeemed as a credit into an eligible U.S. Bank deposit account if you want to get the full amount of cash back.
Benefits
The U.S. Bank Smartly™ Visa Signature® Card does not advertise any significant benefits beyond its cash back.
Rates and fees
Annual fee: $0
Our perspective: Cards we use at pharmacies and drugstores
While our best card lists are based on our methodology, the members of our team often sometimes have different perspectives.
Although I picked the Citi Custom Cash® Card as our editor’s pick for the best drugstore card, I use my Chase Freedom Flex® for spending at standalone pharmacies. Here’s why.
The Citi Custom Cash has so many other useful bonus categories that can be more profitable for me. Most months, I’m earning more by using the card at Home Depot (home improvement stores) or at my local grocery store, so I end up using my Freedom Flex instead for the occasional CVS or Walgreens purchase.
Why not the Chase Freedom Unlimited®? Well, I don’t actually carry that card—I use the Ink Business Unlimited® Credit Card as my “everywhere else” Ultimate Rewards® card. The Freedom Flex has all of the bonus categories of the Freedom Unlimited, but earns 1% on all other purchases, so I really only need the 1.5% cash back everywhere, which the Ink Unlimited offers. And the Ink Unlimited has a much bigger sign-up bonus.
