One of the fastest ways to earn a bunch of miles, points, travel rewards, or cash back is to get a new credit card that allows you to earn a welcome bonus. Banks offer these bonuses of to attract new customers, and sometimes these offers can be incredibly generous.
On this page, you’ll find my personal picks for the best current credit card offers. Sometimes cards will be on this list because their offers are unusually generous, relative to the market. Other cards might make this list because they are offering limited-time offers that are better than their normal offers.
This page is a work in progress, and I’ll update it as I find new offers and update the other pages on this site.
United Business Club massive 100k point offer
United and Chase are out with new limited-time offers on some of the United credit cards. But the current offer on the United℠ Business Card is the best of the bunch. Interestingly, it is the same offer at Chase has launched on the United Club℠ Business Card, which has a much larger annual fee. Do I understand their strategy in launching this offer? No. Do I think that it’s a stellar offer that’s worth jumping on? Yes.
The United℠ Business Card Welcome Offer
Welcome Offer: 100,000 Bonus Miles + 2,000 PQP after you spend $5,000 on purchases in the first 3 months your account is open. Plus earn 10,000 bonus miles after you add an authorized user to your account in the first 3 months your account is open. Offer ends 5/20/26.
This link is a referral link. Someone from our team or community may earn a referral bonus if you are approved through this link.
Annual fee: $0 intro annual fee for the first year, then $150
Chase Freedom Unlimited: Easy $300 after $500 spending bonus on a great card
I decided to bump this one up the list a little bit. I fully expected this offer to go away a few weeks ago, but it is still going strong through referral links like the one below. The Freedom Unlimited’s current sign-up bonus of $300 after $500 is both a huge bonus for a no-annual-fee card and one of the easiest bonuses to earn, since it only requires $500 of spending.
Chase Freedom Unlimited® welcome offer
Welcome offer: Earn a $300 bonus after you spend $500 on purchases in the first 3 months from account opening.
This bonus is marketed as cash back, but is awarded as Ultimate Rewards points.
Chase often offers better in-branch bonuses on this card that you won’t see online.
Annual fee: $0
Hyatt 5 free night certificate offer
The World of Hyatt Credit Card is out with a welcome offer that lets you earn a total of 5 category 1-4 free night certificates after a total of $15,000 in spending. It is possible to get incredible value out of this offer but I’d put a huge asterisk on that. Remember, free night certificates expire, so make sure you have a plan to use them for decent value. I’ve got my full take on this on the Hyatt credit card welcome offer page. But here’s the current offer on this card:
World of Hyatt Credit Card welcome offer
Welcome offer: Earn up to 5 free nights: Earn 3 free nights after you spend $5,000 on purchases in the first 3 months of account opening. Plus, 2 free nights after you spend $15,000 on purchases in the first 6 months. Free nights can be redeemed at any Category 1-4 Hyatt hotel or resort worldwide. Offer ends February 26, 2026.
Hyatt card offers offer either World of Hyatt Bonus Points or category 1-4 free night certificates.
Unlike most other cards, which award the advertised bonus in addition to what you’d normally earn, the World of Hyatt Credit Card welcome offer’s $15,000 spending tier includes the points you would normally earn. Keep this in mind when evaluating the value of this welcome offer.
Annual fee: $95
Marriott free night offers: 50k free night certificates
Marriott and Chase are currently running increased offers on the Marriott Bonvoy Bold® credit card and Marriott Bonvoy Boundless® credit card that offer free night certificates. These offers can provide an incredible amount of value if you’re planning on traveling and can use the free night certificate in the next year. Details on the offers are below, or check out our coverage on the Best Marriott credit card offers.
Marriott Bonvoy Bold® credit card welcome offer
Offer: Earn 2 Free Night Awards after spending $1,000 on eligible purchases within 3 months of account opening with the Marriott Bonvoy Bold® Credit Card. Redeem each of your Free Night Awards for a one-night stay at properties with a redemption level up to 50,000 points per night, a total value of 100,000 points. Certain hotels have resort fees.
This bonus sometimes offers points, free night certificates, or a combination of both. Any points are Marriott Bonvoy bonus points. Free night certificates expire one year after issued.
Annual fee: $0
Marriott Bonvoy Boundless® credit card welcome offer
Offer: Earn 5 Free Night Awards after spending $3,000 on eligible purchases within 3 months of account opening with the Marriott Bonvoy Boundless® Credit Card. Redeem each of your Free Night Awards for a one-night stay at properties with a redemption level up to 50,000 points per night, a total value of 250,000 points. Certain hotels have resort fees. Plus, in 2026, get up to $100 in statement credits after spending $500 on eligible airline purchases. That's up to $50 in statement credits semi-annually.
This bonus sometimes offers points, free night certificates, or a combination of both. Any points are Marriott Bonvoy bonus points. Free night certificates expire one year after issued.
Annual fee: $95
American Airlines in-flight offer: 80k points after $1,000 spending
American Airlines has upped the regular offer on its Citi® / AAdvantage® Platinum Select® World Elite Mastercard® to 80,000 points after spending $3,500 in purchases in the first 4 months. But they are offering an even better welcome offer through an in-flight promotion, which gives you the same bonus, but only requires $1,000 of spending.
This bonus would probably have made this list anyway, but the in-flight promotion makes this among the best-of-the-best current bonuses.
You can find out more about this in-flight offer in our dedicated article, or check out our page on the best American Airlines credit card offers to compare this offer against the other American Airlines credit card offers.
