If you subscribe to Disney+ or The Disney Bundle, having the right credit card can get you up to $300 in statement credits annually when you use your card to pay for your subscription. Here are the cards you should be using to pay for your Disney+ subscription
Annual fee: $0 intro annual fee for the first year, then $95.
Blue Cash Preferred® Card from American Express
$10 monthly Disney+ statement credits
Up to $10 monthly in statement credits (Up to $120 annually) for subscriptions purchased from DisneyPlus.com, Hulu.com, or Strream.ESPN.com U.S. websites
Annual fee: $0
Blue Cash Everyday® Card from American Express
$7 monthly Disney+ statement credits
Up to $7 monthly in statement credits (Up to $84 annually) for subscriptions purchased from DisneyPlus.com, Hulu.com, or Strream.ESPN.com U.S. websites
Annual fee: $895
The Platinum Card® from American Express
$25 monthly Digital Entertainment Credits
Up to $25 in statement credits each month (Up to $300 annually) when you use your Platinum Card® for eligible purchases including Disney+, a Disney+ bundle, ESPN+ streaming services, and Hulu.
If you don’t have one of these cards, your next-best choice for your Disney+ subscription is a card that earns a high rate of rewards on streaming services, or a card that earns 2% cash back rewards everywhere.
To subscribe standalone or not?
If you subscribe to Disney+ (or Hulu or ESPN+) as a standalone service, it almost certainly makes sense to pick up at least the Blue Cash Everyday card for its Disney+ credit.
But many cell phone companies and cable providers offer bundles including Disney+ that might make more sense for you, even after considering credits that you can earn with one of these cards.
However, be aware that not every bundled deal is a good deal when you consider the cost of the total package. If you’re getting Disney+ for $10 a month with your cell phone plan, but you’re spending $50/month more than you have to to stay with the provider who gives you a deal on Disney+… well, then you’re not really getting a good deal.
More on the best cards to use for your Disney+ subscription
Here’s a bit more on each of the cards on our list.
Blue Cash Preferred® Card from American Express
The Blue Cash Preferred® Card from American Express offers the largest Disney+ credit of any card on our list. The card’s value proposition is especially compelling if you consider the card’s market-leading rewards on groceries at U.S. Supermarkets.
Blue Cash Preferred® Card from American Express
AS HIGH AS $300 CASH BACK after you spend $3,000 in purchases on your new Card within the first 6 months of Card Membership. Welcome offers vary and you may not be eligible for an offer. You will be able to choose from all available American Express® Personal and Business Card offers. Cash back is received in the form of Reward Dollars that can be redeemed for a statement credit or at Amazon.com checkout.
This bonus is awarded as a statement credit.
You may be able to get a better offer—occasionally Amex will show a $300 offer once you link to the website—but we know of no way to link directly to this offer.
Annual fee: $0 intro annual fee for the first year, then $95.
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Rewards
- 6% on groceries at U.S. supermarkets.
on up to $6,000 per year of purchases, then 1%. - 6% on select U.S. streaming subscriptions.
- 3% on gas at U.S. gas stations.
- 3% on transit, including taxis, rideshare, parking, tolls, trains, busses, and more.
- 1% on other purchases.
Rewards are earned as cash back reward dollars that can be redeemed as a statement credit.
Benefits
Consumer insurance benefits
- Purchase Protection. Covers eligible purchases against theft or accidental damage up to $1,000 per covered purchase and up to $50,000 per account per calendar year. Exclusions and terms apply.
- Return Protection. Covers eligible purchases up to $300 per item and $1,000 per account per calendar year if the seller of an item won’t take it back within 90 days from the date of purchase. Purchases must be made in the U.S. or its territories. Terms and restrictions apply.
- Extended Warranty. Provides up to one year of coverage equivalent to the manufacturer’s original warranty on eligible items with warranties of 5 years or less. Coverage limited to $10,000 per item and $50,000 per account per calendar year. Terms and restrictions apply.
Travel insurance benefits
- Car rental loss and damage insurance.
- Global assist hotline.
Partner benefits and statement credits
- Disney Streaming Credit. Receive a $10 monthly statement credit when you charge an eligible U.S. monthly subscription service to your card. Enrollment required.
- Amex Offers. Receive statement credits or extra rewards with targeted offers from select merchants. Enrollment required.
Rates and fees
- Annual fee: $0 intro annual fee for the first year, then $95.
- Foreign transaction fee: 2.7% of each transaction after conversion to US dollars.
Blue Cash Everyday® Card from American Express
If you’re averse to paying annual fees, the Blue Cash Everyday® Card from American Express offers an easy win. Just getting the card and putting your Diseny+ subscription on the card can net you an easy $84 a year in credits.
Blue Cash Everyday® Card from American Express welcome offer
Welcome offer: Earn $200 Back after you spend $2,000 in purchases on your new Card in your first 6 months of Card Membership. You will receive the $200 back in the form of a statement credit.
This bonus is awarded as a statement credit.
You may be able to get a better offer—occasionally Amex will show a $300 offer once you link to the website—but we know of no way to link directly to this offer.
Annual fee: $0
Annual fee: $0
Rewards
- 3% on groceries at U.S. supermarkets
on up to $6,000 per year of purchases, then 1%. - 3% on U.S. online retail purchases
on up to $6,000 per year of purchases, then 1%. - 3% on gas at U.S. gas stations
on up to $6,000 per year of purchases, then 1%. - 1% on other purchases.
Rewards are earned as cash back.
Benefits
Consumer insurance benefits
- Amex Purchase Protection. Covers eligible purchases against theft or accidental damage up to $1,000 per covered purchase and up to $50,000 per account per calendar year. Exclusions and terms apply.
Travel insurance benefits
- Car rental loss and damage insurance.
- Global assist hotline.
Partner benefits and statement credits
- Disney Streaming Credit. Receive a $7 monthly statement credit when you charge an eligible U.S. monthly subscription service to your card. Enrollment required.
- Amex Offers. Receive statement credits or extra rewards with targeted offers from select merchants. Enrollment required.
Rates and fees
- Annual fee: $0
- Foreign transaction fee: 2.7% of each transaction after conversion to US dollars.
Which card I use for my Disney+ subscription
I use my Blue Cash Preferred card to pay for my family’s Disney+ subscription and earn $10 every month without even thinking about it. The $120 in statement credits I get from the card’s Disney+ credits more than pays for the card’s annual fee—on a purchase that I am going to make anyway.
Even before putting the Disney+ subscription on the Blue Cash Preferred, the card has long been my go-to card for purchases at U.S. supermarkets. The amount I earned in cash back over and above what I could earn with a no-annual-fee card, for me, justified the annual fee.
So now I’m getting even more value from the card.
Now, I could get my entire Disney+ subscription paid for (yes, we subscribe to the cheap one) by putting it on my Platinum card, but that card’s digital entertainment credit covers other services that I subscribe to, so I’m optimizing the benefits across all of my cards by putting the Disney+ subscription on my Blue Cash Preferred.
Bottom line: A handful of credit cards offer a credit for the Disney Bundle credit
If you subscribe to Disney+ and pay for it directly, getting either the Blue Cash Preferred® Card from American Express or the Blue Cash Everyday® Card from American Express will almost certainly pay off, thanks to both cards’ credits for eligible Disney Bundle subscriptions.
