The Blue Cash Everyday® Card from American Express is the no-annual-fee younger sibling of the Blue Cash Preferred Card. (Terms apply, see Rates and Fees)
The Blue Cash Everyday offers 3% cash back rewards on up to $6,000 per year in each of its bonus categories: U.S. Supermarkets, U.S. online retail, and U.S. gas stations. Plus it offers 1% cash back on other eligible purchases.
The card also offers subscribers to The Disney Bundle a $7 monthly statement credit and Home Chef customers up to $15 a month. Terms apply to all benefits.
The best welcome offer that we know about on this card is from Resy. Here’s their link:
Learn more and apply for the Blue Cash Everyday® Card from American Express. Earn a $200 statement credit after you spend $2,000 in purchases on your new card within the first 6 months of card membership, plus receive 10% back as a statement credit on purchases made at restaurants worldwide within your first 6 months of card membership, up to $150 back. (Terms apply, see Rates and Fees)
At Cards and Points, we always put the reader first. We always show you the best deal we know about, even if it means passing up the opportunity to get paid by showing you an affiliate link. Not all sites do this. If you found this useful and want to support this site, you can buy us a coffee.
Blue Cash Everyday® Card from American Express at a glance
Here’s what you need to know about the Blue Cash Everyday® Card from American Express.
Rewards
3% cash back at U.S. supermarkets on up to $6,000 per year in eligible purchases, then 1%.
3% cash back on U.S. online retail purchases on up to $6,000 per year on eligible purchases, then 1%.
3% cash back at U.S. gas stations on up to $6,000 per year on eligible purchases, then 1%.
1% cash back on other eligible purchases.
Benefits
Secondary car rental loss and damage insurance
Purchase protection
$84 The Disney Bundle credit
$180 Home Chef credit
Other important terms
No annual fee
2.7% foreign transaction fee
Welcome bonus
The best welcome offer that we know about on this card is from Resy. Here’s their link:
Learn more and apply for the Blue Cash Everyday® Card from American Express. Earn a $200 statement credit after you spend $2,000 in purchases on your new card within the first 6 months of card membership, plus receive 10% back as a statement credit on purchases made at restaurants worldwide within your first 6 months of card membership, up to $150 back. (Terms apply, see Rates and Fees)
At Cards and Points, we always put the reader first. We always show you the best deal we know about, even if it means passing up the opportunity to get paid by showing you an affiliate link. Not all sites do this. If you found this useful and want to support this site, you can buy us a coffee.
Blue Cash Everyday® Card from American Express rewards
The Blue Cash Everyday® Card from American Express offers bonus cash back rewards for U.S. supermarket, U.S. online retail and U.S. gas station purchases. Here are the details.
U.S. supermarkets: 3% cash back on up to $6,000 in eligible purchase each year, then 1%.
Online retail: 3% cash back on up to $6,000 in eligible purchase each year, then 1%.
U.S. gas stations: 3% cash back on up to $6,000 in eligible purchase each year, then 1%.
The $6,000 limit in each category is per category, not cumulative across categories. For example, if you spent $6,000 at U.S. supermarkets and $6,000 at U.S. online retailers in a year, you would earn 3% cash back on the entire amount of this spending ($12,000.)
Other eligible purchases earn 1% cash back.
How to apply:
The best welcome offer that we know about on this card is from Resy. Here’s their link:
Learn more and apply for the Blue Cash Everyday® Card from American Express. Earn a $200 statement credit after you spend $2,000 in purchases on your new card within the first 6 months of card membership, plus receive 10% back as a statement credit on purchases made at restaurants worldwide within your first 6 months of card membership, up to $150 back. (Terms apply, see Rates and Fees)
At Cards and Points, we always put the reader first. We always show you the best deal we know about, even if it means passing up the opportunity to get paid by showing you an affiliate link. Not all sites do this. If you found this useful and want to support this site, you can buy us a coffee.
A few notes on applying for American Express credit cards
- If you have ever gotten a welcome bonus for the same American Express card before, you are usually ineligible for the bonus. Some targeted offers do not have the lifetime language in them, meaning you can get a welcome bonus if you’ve had the card before. Anecdotally, you may be able to get a welcome bonus again on a product that you have not had for seven years.
- Some American Express cards, like the personal Platinum card or the Charles Schwab Platinum card have language that prohibits you from earning a welcome bonus if you’ve ever had a card from the same card family before.
- American Express will inform you during the application process if you are ineligible to earn a welcome bonus.
- You can have a maximum of five American Express credit cards at one time. In addition, you can hold up to 10 American Express charge cards (like the Platinum, Gold, and Green cards.) These limits are known to occasionally be flexible for some cardmembers, some of the time.
- American Express offers some customers targeted offers. See our post on how to get the best welcome offers from American Express and try those methods before applying for an American Express card. You might be able to get an elevated welcome bonus.
- You can check the status of your American Express card application online through the Amex website.
Should you keep the card after the first year?
The Blue Cash Everyday Card from American Express has an annual fee of $0. The card can be worthwhile to keep for its 3% cash back rewards on U.S. supermarkets, U.S. online retail purchases, and U.S. gas stations. Even if you don’t use the card, keeping it open and occasionally putting spending on a no-annual-fee credit card can help you build your credit.
The card does offer statement credits that can be useful if you subscribe to The Disney Bundle or Home Chef. Here are the additional benefits that might make this card worth keeping after the first year:
- $84 The Disney Bundle credit
- $180 Home Chef credit
Benefits of the Blue Cash Everyday® Card from American Express
The Blue Cash Everyday Card from American Express offers a handful of additional benefits that some cardmembers may find useful. The card recently added statement credits for The Disney Bundle and Home Chef, so if you subscribe to those services, this card may be worth picking up solely for those statement credits.
Travel insurance benefits
Cards targeted toward travelers often offer travel insurance benefits that can protect you when you are traveling away from home. Terms and restrictions apply to all benefits.
Car rental loss and damage Insurance – Car rental loss and damage insurance protects you against damage or theft to your rental vehicle. For coverage to apply, you need to reserve and pay for your vehicle using your card and decline your car rental company’s collision damage waiver. The coverage provided by your Blue Cash Everyday® Card is secondary to your personal auto insurance. This means that you will be required to make a claim against your personal auto insurance before this policy will pay. Additional terms apply. See your card’s guide to benefits for details.
Consumer insurance benefits
Many cards offers consumer insurance benefits that can protect the things you buy. Terms and restrictions apply to all benefits.
Purchase protection – Purchase protection protects the things you buy with your card from damage or loss for a certain amount of time after you buy them. The purchase protection on the Blue Cash Everyday® Card from American Express provides protection on many items for 90 days from the date of purchase, up to $1,000 per covered purchase and $50,000 per card, per calendar year.
Statement credits
Some cards offer statement credits for purchases at select merchant partners. Terms and restrictions apply to all benefits.
$84 The Disney Bundle credit – Receive a $7 statement credit each month when you make a qualifying purchase at Disneyplus.com, Hulu.com or Plus.espn.com equaling $12.99 or more. A qualifying purchase is a Disney Bundle monthly subscription or any other monthly subscription, annual subscription, or add-on. You must enroll to receive this benefit. Terms apply.
$180 Home Chef credit – Make cooking at home even more enjoyable. Receive up to $15 per month in statement credits when you purchase Home Chef meal solutions online with your enrolled Blue Cash Everyday Card. Terms apply.
Amex Offers – American Express cardmembers receive targeted merchant-specific deals through Amex Offers. These targeted offers are offered in partnership with merchants and range in value from a marginal amount of to rebates upwards of 25%. Enrollment is required to take advantage of an Amex Offer.