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Marriott credit cards: Everything you need to know

Update June 27, 2024: We are currently in the process of building out this article. We’ll republish it periodically as new sections are built out.

Marriott credit card rewards

Marriott offers cards to new cardmembers in partnership with American Express and Chase. All cards earn Marriott Bonvoy points. Here’s what you earn with each card.

Marriott Bonvoy Bold® Credit CardMarriott Bonvoy Boundless® Credit CardMarriott Bonvoy Bountiful™ Credit CardMarriott Bonvoy Bevy™ American Express® CardMarriott Bonvoy Brilliant® American Express® CardMarriott Bonvoy Business® American Express® Card
Marriott Bonvoy Bold® Credit Card card artMarriott Bonvoy Boundless® Credit Card card artMarriott Bonvoy Bountiful™ Credit Card card artMarriott Bonvoy Bevy™ American Express® Card card artMarriott Bonvoy Brilliant® American Express® Card card artMarriott Bonvoy Business® American Express® Card card art
Annual fee$0$95$250annual_fees
(See Rates and Fees)
annual_fees
(See Rates and Fees)
annual_fees
(See Rates and Fees)
Marriott properties3x6x6x6x6x6x
Marriott properties: Included status earnings1x
(Silver)
1x
(Silver)
2.5x
(Gold)
2.5x
(Gold)
5x
(Platinum)
2.5x
(Gold)
Dining
(Restaurants worldwide for Amex)
3x*
(capped)
4x*
(capped)
4x*
(capped)
3x4x
Gas
(U.S. gas stations for Amex)
3x*
(capped)
4x
Grocery stores
(U.S. supermarkets for Amex)
3x*
(capped)
4x*
(capped)
4x*
(capped)
Additional categories2x
Other travel purchases through 7/10/24.
3x
Flights booked directly with airlines.
3x
Wireless telephone services from U.S. service providers.
U.S purchases for shipping.
Other purchases1x2x2x2x2x2x
Marriott Earning Rates on Marriott Credit Cards

Additional info on rewards categories of Marriott credit cards

Some rewards categories have restrictions on the number of points you can earn. Here’s a bit of additional information on the rewards categories of the Marriott credit cards.

  • Marriott Bonvoy Boundless® Credit Card 3x rewards are capped at $6,000 of combined purchases each year on grocery stores, gas stations, and dining. Subsequent purchases earn 2x.
  • Marriott Bonvoy Bountiful™ Credit Card 4x rewards are capped at $15,000 of combined purchases each year on grocery stores and dining. Subsequent purchases earn 2x.
  • Marriott Bonvoy Bevy™ American Express® Card 4x rewards are capped at $15,000 of combined purchases each year on U.S. supermarkets and restaurants worldwide. Subsequent purchases each 2x.

Earning elite status: Status for having the card, plus elite nights

Most Marriott credit cards can help you on your path toward getting Marriott Bonvoy elite status. All of the card that carry an annual fee grant Silver or higher elite status just for having the card. These cards also give you 15 or more elite nights each year as a benefit of having the card. The Marriott Bonvoy Boundless® Credit Card also lets you earn additional elite nights through spending.

On July 11, 2024, the Marriott Bonvoy Bold® Credit Card changes. As currently announced, that card will be losing the 15 elite night credits you get annually as well as the Silver status that you get from those 15 elite nights.

Here’s an overview of how each card can help you earn elite status.

Marriott Bonvoy Bold® Credit CardMarriott Bonvoy Boundless® Credit CardMarriott Bonvoy Bountiful™ Credit CardMarriott Bonvoy Bevy™ American Express® CardMarriott Bonvoy Brilliant® American Express® CardMarriott Bonvoy Business® American Express® Card
Marriott Bonvoy Bold® Credit Card card artMarriott Bonvoy Boundless® Credit Card card artMarriott Bonvoy Bountiful™ Credit Card card artMarriott Bonvoy Bevy™ American Express® Card card artMarriott Bonvoy Brilliant® American Express® Card card artMarriott Bonvoy Business® American Express® Card card art
Annual fee$0$95$250annual_fees
(See Rates and Fees)
annual_fees
(See Rates and Fees)
annual_fees
(See Rates and Fees)
Status for having the cardSilver
for accounts opened through 7/10/24
SilverGoldGoldPlatinumGold
Status after spendingGold after spending $35k in a calendar year
Annual elite night credits each calendar year15
for accounts opened through 7/10/24
1515152515
Earn elite nights1 elite night credit for evert $5,000 you spend
Elite night earnings of Marriott Credit Cards

Marriott free night certificates

Some of the Marriott credit cards offer annual free night certificates or the ability to earn free nights. Here’s an overview of the free nights available with the available Marriott credit cards.

Marriott Bonvoy Bold® Credit CardMarriott Bonvoy Boundless® Credit CardMarriott Bonvoy Bountiful™ Credit CardMarriott Bonvoy Bevy™ American Express® CardMarriott Bonvoy Brilliant® American Express® CardMarriott Bonvoy Business® American Express® Card
Marriott Bonvoy Bold® Credit Card card artMarriott Bonvoy Boundless® Credit Card card artMarriott Bonvoy Bountiful™ Credit Card card artMarriott Bonvoy Bevy™ American Express® Card card artMarriott Bonvoy Brilliant® American Express® Card card artMarriott Bonvoy Business® American Express® Card card art
Annual fee$0$95$250$250$650$125
Free night on cardmember anniversaryNo35,000 point free nightNoNo85,000 point free night35,000 point free night
Earn a free night awardNoNo50,000 point free night.

Spend $15,000 in a calendar year.
50,000 point free night.

Spend $15,000 in a calendar year.
85,000 point free night available as choice benefit.

Spend $60,000 in a calendar year.
35,000 point free night

Spend $60,000 in a calendar year.
Marriott credit card free night awards

Some additional notes on Marriott free night awards

If you earn or receive a free night award with your Marriott credit card, you can use that award for a one-night stay at participating Marriott Bonvoy hotels with a redemption level at or under the certificate’s value. You may use up to 15,000 additional Marriott points to “expand” the certificate’s value. For example, a 35,000 point certificate can be combined with 5,000 Marriott Bonvoy points and redeemed for a one-night stay priced at 40,000 points.

Chase awards anniversary free night certificates within 8 weeks of your cardmember anniversary date and earned free night certificates within 12 weeks of earning them. Amex awards anniversary free nights with 8-12 weeks of your cardmember anniversary month and earned free nights within 8-12 weeks of earning them.

You won’t earn a Marriott free night award after opening the card, unless you earn a free night award as part of a card’s new cardmember welcome bonus.

About the author

  • Aaron Hurd

    Aaron Hurd is a credit card, travel rewards, and loyalty program expert. Over the past 15 years, he has authored over a thousand expert contributions published by leading outlets including WSJ, TIME, Newsweek, Forbes, NerdWallet, The Points Guy, Bankrate, CNET, and many others. He has also served in consulting roles for many of these same outlets, designing content strategy, hiring teams of teams of editors and contributors, developing thought-leadership pieces, and ghost-editing for senior editors. Aaron is well-known in the miles and points community and regularly presents about travel rewards at conferences like the Chicago Seminars and Minnebar. Aaron has enjoyed the game of optimizing credit card rewards since getting his first credit card shortly after he turned 18. He started learning about credit cards and travel rewards from the (now defunct) FatWallet Finance forums and FlyerTalk. He holds more than 40 open credit cards and has first-hand experience with almost every major credit card product.

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