May 5, 2025: The Citi Double Cash® Card offers an easy-to earn bonus for new cardmembers. And you get six months to earn the bonus. Here’s everything you need to know about the Double Cash welcome offer.
Citi Double Cash® bonus: Easy $200 cash back
Annual fee: annual_fees
Best sign-up bonus: bonus_miles_full
Learn how to apply.
This bonus is marketed as cash back, but earned as Citi ThankYou® Points.
My take: Decent bonus on a no-annual fee card, but high spending requirement
The Double Cash hasn’t always offered a welcome bonus in the past, but the current bonus has stuck around long enough to make me think that it’s back to stay. And we haven’t seen a bigger bonus on this card since we started tracking, so now is as good a time as any to get the card.
Personally, I wouldn’t get this card just for its sign-up bonus. When the best easy cash back bonuses are offering $200 after spending much less, the Double Cash isn’t a card that you’re getting for the sign-up bonus.
But with Citi’s recent addition of extended warranty benefits to the Double Cash, this card has become much more compelling and is probably the best nationally-available 2% cash back card.
Bonus eligibility: Are you eligible to earn the sign-up bonus?
Like the other cards offering ThankYou® Points for welcome bonuses, you can only receive a welcome bonus for opening a new Citi Double Cash® Card once every 48 months. Recently, Citi updated the terms to include accounts converted to a Citi Double Cash account. (See the recent addition, in boldface, below.)
Bonus ThankYou® Points are not available if you have received a new account bonus for a Citi Double Cash account in the past 48 months or if you converted another Citi credit card account on which you earned a new account bonus in the last 48 months into a Citi Double Cash account.
Citi Double Cash® Card bonus terms
At a glance: About the Citi Double Cash® Card
Annual fee: annual_fees
Foreign transaction fee: foreign_transaction_fee
All information about the Citi Double Cash® Card has been collected independently by cardsandpoints.com.
The Citi Double Cash® Card is the card you want to use “everywhere else” if you’re collecting ThankYou® Points and it’s also great as a 2% cash back everywhere card. The recent addition of an extended warranty benefit substantially ups the card’s value for many.
Sign-up bonus
Best sign-up bonus: bonus_miles_full
Learn how to apply.
This bonus is marketed as cash back, but earned as Citi ThankYou® Points.
Rewards
- 5% total cash back on hotel, car rental, and attractions booked through the Citi Travel portal.
- 2% cash back on every purchase
Earn 1% cash back when you buy, plus an additional 1% as you pay.
Rewards are earned as Citi ThankYou® Points.
Benefits
- Extended warranty
Bottom line: Okay bonus, but a great “everywhere” card.
You’ll get the Citi Double Cash because it is a great “default” card option to use everywhere that is available nationwide with no real strings (like large balances in an an investment account) attached. This is a card that should probably be in your wallet, and getting a bonus as a new cardmember is a nice perk.
