Today, Delta dropped some new offers across the Delta SkyMiles credit card lineup. Here are all of the details of the current offers, but definitely read my commentary below. There’s some interesting stuff in here this time around.
Delta SkyMiles® Blue American Express Card
Earn 10,000 bonus miles after you make $1,000 in purchases on your new Card in your first 6 months.
This bonus is earned as Delta SkyMiles®.
Annual fee: $0
Delta SkyMiles® Gold American Express Card
As High As 80,000 Bonus Miles after you spend $3,000 in purchases on your new Card within the first 6 months of Card Membership. You may not be eligible for the maximum welcome offer amount. + Earn a $250 Statement Credit and the bonus miles, once you meet that same spend requirement for the bonus miles. Offer Ends 11/4/2026
This bonus is earned as Delta SkyMiles.
This offer is the best offer we can link to directly, but you might find a better offer when making a booking at Delta.com.
Annual fee: $0 introductory annual fee for the first year, then $150.
Delta SkyMiles® Platinum American Express Card
As High As 90,000 Bonus Miles after you spend $4,000 in purchases on your new Card within the first 6 months of Card Membership. You may not be eligible for the maximum welcome offer amount. + Earn a $300 Statement Credit and the bonus miles, once you meet that same spend requirement for the bonus miles. Offer ends 11/4/2026.
This bonus is earned as Delta SkyMiles®.
Annual fee: $350
Delta SkyMiles® Reserve American Express Card
Earn 2 Delta Comfort Flights + Earn 50,000 Bonus Miles: Earn two round-trip Delta Comfort Flight Certificates valid for travel to the U.S. 48, Puerto Rico, or the U.S. Virgin Islands, along with 50,000 Bonus Miles after you spend $10,000 in purchases on your new Card in the first 6 months. A 21+ day advance purchase is required. Taxes and fees up to $80 per person apply. Terms and other restrictions apply. Offer ends 11/4/2026.
This bonus is earned as Delta SkyMiles®.
Annual fee: $650
Delta SkyMiles® Gold Business American Express Card
Earn 90,000 Bonus Miles after spending $6,000 in purchases on your new Card in your first 6 months of Card Membership. Offer expires 11/04/2026.
This bonus is earned as Delta SkyMiles®.
Annual fee: $0 introductory annual fee for the first year, then $150.
Delta SkyMiles® Platinum Business American Express Card
Earn 100,000 Bonus Miles after you spend $8,000 in purchases on your new Card in your first 6 months of Card Membership. Offer expires 11/04/26.
This bonus is earned as Delta SkyMiles®.
With this card, we’ve seen Amex randomly feature better welcome offers on its website. While the offer featured here is the best one we can link to directly, you might be able to hunt down a better offer. Learn how.
Annual fee: $350
Delta SkyMiles® Reserve Business American Express Card
Earn 200,000 Bonus Miles after you spend $20,000 in purchases on your new Card in your first 6 months of Card Membership. Offer expires 11/4/26.
This bonus is earned as Delta SkyMiles®.
With this card, we’ve seen Amex randomly feature better welcome offers on its website. While the offer featured here is the best one we can link to directly, you might be able to hunt down a better offer. Learn how.
Annual fee: $650
My take: Limited-time offers are better than “as high as” offers
Aaron Hurd
Executive Editor of Cards and Points
Wow. There’s a lot packed into this round of limited-time offers. Here are my thoughts.
Delta and Amex are trying something new. The statement credits on the personal cards aren’t really “new” in the sense that we’ve never seen this before, but statement credits haven’t been included in the regular offers to my knowledge.
And the certificates for domestic Delta Comfort flights are both new to Delta and unique in the industry. I don’t recall other airlines offering this… at least not in the recent path.
The two Delta Comfort Flights on the Reserve card are interesting, but I’m skeptical. Like with free-night certificates, I expect that a lot of these will go to breakage because people will apply without a plan to use them.
Buried in Delta’s terms of these certificates are a bunch of restrictions: An expiration date of January 15, 2028, 21-day advanced purchase requirement, a statement saying that they won’t be available on all flights or markets. Worse, there’s no readily apparent way to check to see if your certificates will be usable on the flights you want to use them for before you apply.
Of course, these new offers on the personal cards have the “as high as” language, which means you’ll only find out what bonus you are offered (or that you’re ineligible for a bonus) on the last step before you submit your application. I don’t like this at all, but me complaining about isn’t going to Change Amex and Delta’s call here.
Pivoting over to the business cards, the Business Gold and Platinum cards offer the same increased bonuses we’ve seen previously, but the Business Reserve card now offers a massive 200,000 points, albeit with an equally massive $20,000 spending requirement.
On the personal cards, I’d recommend first applying for the Gold card, getting the bonus, and then later applying for the Platinum card, and then the Reserve card. If you apply for the personal Reserve card first, that will preclude you from earning bonuses on the lower tier cards (see the “are you eligible” section below for more on that.)
Generally, I think that the personal bonuses are the better value. And keep in mind that you can probably get a better bonus by finding an offer on Delta’s website during booking on the Gold card.
Bottom line: If you want a Delta card, now is definitely the time to pick one up. Go for the lower-tier personal cards if you haven’t had these cards before, or the business cards if you’re not eligible for the personal bonuses.
Are you eligible to earn a Delta SkyMiles credit card bonus?
When it comes to the SkyMiles credit cards, the personal and business credit cards have different bonus eligibility rules.
On the personal side, you are ineligible for the bonus if you’ve ever had the same card or a higher-tier personal Delta credit card before. For example, if you’ve held the Delta Gold card before, you wouldn’t be eligible for a bonus on the personal Blue or Gold cards, but you may be eligible for a bonus on the personal Delta Platinum and Delta Reserve cards.
Here’s what the terms on the personal cards say:
You may not be eligible to receive a welcome offer if you have or have had this Card, the Delta SkyMiles® Options Credit Card, the Delta SkyMiles® Gold American Express Card, the Delta SkyMiles® Platinum American Express Card, the Delta SkyMiles® Reserve American Express Card or previous versions of these Cards. You also may not be eligible to receive a welcome offer based on various factors, such as your history with credit card balance transfers, your history as an American Express Card Member, the number of credit cards that you have opened and closed and other factors. If you are not eligible for a welcome offer, we will notify you prior to processing your application so you have the option to withdraw your application.
Delta SkyMiles® Blue American Express Card offer terms
On the business side, only your current or previous card membership with the exact same product impacts your bonus eligibility. For example, if you previously had only the Delta Business Platinum card, you could get a bonus on either the Delta Business Gold card or the Delta Business Reserve card.
Here are the terms that you’ll find with the offers on the business cards.
You may not be eligible to receive a welcome offer if you have or have had this Card or previous versions of this Card. You also may not be eligible to receive a welcome offer based on various factors, such as your history with credit card balance transfers, your history as an American Express Card Member, the number of credit cards that you have opened and closed and other factors. If you are not eligible for a welcome offer, we will notify you prior to processing your application so you have the option to withdraw your application.
Delta SkyMiles® Gold Business American Express Card offer terms
Both the business and personal cards include terms that essentially say that Amex can also exclude you from earning a bonus for any reason if it wants you, but Amex will tell you during your application if you’re ineligible for the bonus.
That said, even if you’re unsure if you’re eligible for a bonus, there’s little harm in starting your application. If you’re not eligible for a bonus, you’ll be able to withdraw your application with no impact to your credit.
Finally, anecdotally, Amex seems to “forget” that you’ve had a card after about 7 years, so you might be eligible even if you’ve had a Delta credit card in the distant past.
More on the Delta credit cards
If you’re a frequent Delta flyer, it probably makes sense to hold at least one Delta credit card, but which one is right for you will depend on your situation. Check out our article comparing all of the Delta credit cards for more to find the best card to keep long-term.
