Delta is out with new increased welcome offers on all of the Delta credit cards that carry annual fees. The personal cards now carry a two-part spending requirement, but they allow you to earn more points than we’ve seen Delta and Amex offers on these cards. Read more about this in my take, below the offers. These increased offers should be available until April 1, 2026.
Here are the best public offers on Delta Air Lines credit cards:
Delta SkyMiles® Blue American Express Card
Earn 10,000 bonus miles after you make $1,000 in purchases on your new Card in your first 6 months.
Learn how to apply. (Click on Personal Cards at the top of the window to find this offer.)
This bonus is earned as Delta SkyMiles®.
Annual fee: $0
Delta SkyMiles® Gold American Express Card
Earn Up To 90,000 Bonus Miles with the Delta SkyMiles® Gold American Express Card. Earn 70,000 Bonus Miles after you spend $3,000 or more in purchases with your new Card within the first 6 months of Card Membership and an additional 20,000 bonus miles after you make an additional $2,000 in purchases within your first 6 months, starting from the date that your account is opened. Offer ends 04/01/26.
Learn how to apply. (Click on Personal Cards at the top of the window to find this offer.)
This bonus is earned as Delta SkyMiles.
This offer is the best offer we can link to directly, but you might find a better offer when making a booking at Delta.com.
Annual fee: $0 introductory annual fee for the first year, then $150.
Delta SkyMiles® Platinum American Express Card
Earn Up To 100,000 Bonus Miles with your Delta SkyMiles® Platinum American Express Card. Earn 80,000 bonus miles after you spend $4,000 or more in purchases with your new Card within the first 6 months of Card Membership and an additional 20,000 bonus miles after you make an additional $2,000 in purchases within your first 6 months, starting from the date that your account is opened. Offer ends 04/01/2026.
Learn how to apply. (Click on Personal Cards at the top of the window to find this offer.)
This bonus is earned as Delta SkyMiles®.
Annual fee: $350
Delta SkyMiles® Reserve American Express Card
Earn Up To 125,000 Bonus Miles with your Delta SkyMiles® Reserve American Express Card. Earn 100,000 bonus miles after you spend $6,000 or more in purchases with your new Card within the first 6 months of Card Membership and an additional 25,000 bonus miles after you make an additional $3,000 in purchases within your first 6 months, starting from the date that your account is opened. Offer ends 04/01/2026.
Learn how to apply. (Click on Personal Cards at the top of the window to find this offer.)
This bonus is earned as Delta SkyMiles®.
Annual fee: $650
Delta SkyMiles® Gold Business American Express Card
Earn 90,000 Bonus Miles after you spend $6,000 in purchases on your new Card in your first 6 months of Card Membership. Offer expires 4/1/26.
Learn how to apply. (Click on Business Cards at the top of the window to find this offer.)
This bonus is earned as Delta SkyMiles®.
Annual fee: $0 introductory annual fee for the first year, then $150.
Delta SkyMiles® Platinum Business American Express Card
Earn 100,000 Bonus Miles after you spend $8,000 in purchases on your new Card in your first 6 months of Card Membership. Offer expires 4/1/26.
This bonus is earned as Delta SkyMiles®.
Annual fee: $350
Delta SkyMiles® Reserve Business American Express Card
Earn 125,000 Bonus Miles after you spend $15,000 in purchases on your new Card in your first 6 months of Card Membership. Offer Expires 4/1/26.
Learn how to apply. (Click on Business Cards at the top of the window to find this offer.)
This bonus is earned as Delta SkyMiles®.
Annual fee: $650
My take: Business cards are better. Business gold has the best public bonus.
I have mixed feelings about the new increased welcome offers on the personal Delta credit cards.
On the positive side, the number of miles you can earn with the welcome offer is greater than it has ever been. Since I’ve started tracking the Delta credit card welcome offers, the offers on the personal cards have almost always been about 10,000 miles lower than the business credit cards. With this round of bonuses, the maximum number of miles you can earn with the offer on the personal Delta credit cards matches their business card equivalents. This is good.
However, I’m generally negative about welcome offers that have two “tiers” of bonuses. In most cases, when you dig into the details, you earn fewer points for the same amount of spending when you compare these types of offers to previous offers.
And this is the case with the Delta card welcome offers. If you look at the lower-tier of the bonuses, you’ll earn fewer miles than you would have previously. For example, with the current bonus on the personal Delta Gold card, spending $3,000 within the first three months will earn you 70,000 bonus miles. But on the limited-time offer Delta had last October, spending $3,000 within the first three months would earn you 80,000 miles. So if you only plan to spend to the lower spending threshold, you are objectively worse off than you were the last time Delta had increased welcome offers on these cards.
That said, the spending requirements for the second tier aren’t too onerous on the personal cards. On the Gold personal card, the 20,000 additional miles for the second $2,000 you need to spend on the card amounts to 10 miles per dollar (plus what you’d normally earn.) That’s fair as a bonus offer.
All that said, the best time to get a Delta credit card is when Delta and Amex have increased welcome offers. So, if you’re looking for a new Delta credit cards, now is a good time to add one to your wallet.
Are you eligible to earn a Delta SkyMiles credit card bonus?
When it comes to the SkyMiles credit cards, the personal and business credit cards have different bonus eligibility rules.
On the personal side, you are ineligible for the bonus if you’ve ever had the same card or a higher-tier personal Delta credit card before. For example, if you’ve held the Delta Gold card before, you wouldn’t be eligible for a bonus on the personal Blue or Gold cards, but you may be eligible for a bonus on the personal Delta Platinum and Delta Reserve cards.
Here’s what the terms on the personal cards say:
You may not be eligible to receive a welcome offer if you have or have had this Card, the Delta SkyMiles® Options Credit Card, the Delta SkyMiles® Gold American Express Card, the Delta SkyMiles® Platinum American Express Card, the Delta SkyMiles® Reserve American Express Card or previous versions of these Cards. You also may not be eligible to receive a welcome offer based on various factors, such as your history with credit card balance transfers, your history as an American Express Card Member, the number of credit cards that you have opened and closed and other factors. If you are not eligible for a welcome offer, we will notify you prior to processing your application so you have the option to withdraw your application.
Delta SkyMiles® Blue American Express Card offer terms
On the business side, only your current or previous card membership with the exact same product impacts your bonus eligibility. For example, if you previously had only the Delta Business Platinum card, you could get a bonus on either the Delta Business Gold card or the Delta Business Reserve card.
Here are the terms that you’ll find with the offers on the business cards.
You may not be eligible to receive a welcome offer if you have or have had this Card or previous versions of this Card. You also may not be eligible to receive a welcome offer based on various factors, such as your history with credit card balance transfers, your history as an American Express Card Member, the number of credit cards that you have opened and closed and other factors. If you are not eligible for a welcome offer, we will notify you prior to processing your application so you have the option to withdraw your application.
Delta SkyMiles® Gold Business American Express Card offer terms
Both the business and personal cards include terms that essentially say that Amex can also exclude you from earning a bonus for any reason if it wants you, but Amex will tell you during your application if you’re ineligible for the bonus.
That said, even if you’re unsure if you’re eligible for a bonus, there’s little harm in starting your application. If you’re not eligible for a bonus, you’ll be able to withdraw your application with no impact to your credit.
Finally, anecdotally, Amex seems to “forget” that you’ve had a card after about 7 years, so you might be eligible even if you’ve had a Delta credit card in the distant past.
More on the Delta credit cards
If you’re a frequent Delta flyer, it probably makes sense to hold at least one Delta credit card, but which one is right for you will depend on your situation. Check out our article comparing all of the Delta credit cards for more to find the best card to keep long-term.
