Chase Freedom Flex® sign-up bonus: Earn up to $200

July 1, 2025: The Chase Freedom Flex® has one of the easiest sign-up bonuses to earn and the card is incredibly useful if you’re collecting Ultimate Rewards® points, thanks to its 5% rotating categories. Here are the best bonuses available on the Freedom Flex.

Chase Freedom Flex®

Earn a $200 bonus after you spend $500 on purchases in the first 3 months from account opening.

Apply through our referral link to support this site.

This bonus is marketed as cash back, but earned as Chase Ultimate Rewards® points.
Chase has been known to offer better welcome bonuses in-branch on this card, so it might be worthwhile to check with your local branch before applying through our link.
Annual fee: $0

Our take: What we think of the Freedom Flex welcome bonus

The $200 after $500 of spending bonus on the Chase Freedom Flex® is a good bonus for a no-annual-fee credit card. And the Freedom Flex is a great card to have if you like chasing after 5% bonus categories.

But there’s sometimes an even better bonus on this card.

Chase has occasionally offered an in-branch exclusive bonus on this card that awarded the standard $200 after $500 of spending in three months but stacked a 5% cash back on gas and groceries offer on top of that. At the time of our last update, this offer wasn’t available in branch, but it might be worth visiting your local Chase branch to check if this offer is available.

Of course, if we confirm that this offer is available again, we’ll publish that on our site.

Other offers that might be available

We want you to get the best offer, so here are some of the other offers that might be available on this card.

• In-branch offers: In the past few years, Chase has occasionally had an in-branch exclusive offer on this card that offered 5% cash back on up to $12,000 in gas and grocery store spending in the first year. When we last checked on 6/28/25, Chase had a similar offer on the Freedom Unlimited card, but you could only get the standard offer on the Freedom Flex in-branch.
• Historical experimental offers: For a brief period in 2024, Chase seemed to be experimenting with variations on its $200 after $500, plus 5% on gas and groceries offer. One variant even offered up to 10% on up to $12,000 of groceries in the first year. But these offers haven’t been available for a while and we don’t expect them to return.
• Referral offers: Historically, when Chase has had increased limited-time bonuses on this card, those stuck around for a few days through referral links after they were pulled publicly. Keep this in mind if you just missed a larger bonus on this card in the future.

Are you eligible to earn the sign-up bonus?

You are typically eligible to receive a sign-up bonus on the Chase Freedom Flex card if you don’t currently have the card and it’s been more than 2 years since you’ve gotten a bonus on this card. Here’s what you need to know:

• Current cardmembers cannot get the card. If you already have a Chase Freedom Flex® card, you cannot get a second card through a new card application. (It may be possible to get a second Chase Freedom Flex by converting a Sapphire-branded card, but this won’t earn you a sign-up bonus.
• You can not have received a new cardmember bonus for the Freedom Flex in the previous 24 months. The specific language in the bonus terms refers to the time you received the bonus, not the date you applied for the card.

Chase Freedom Flex® at a glance

The Chase Freedom Flex® offers 5% rewards on up to $1,500 in purchases in rotating categories each quarter when you activate.

Chase Freedom Flex®

Earn a $200 bonus after you spend $500 on purchases in the first 3 months from account opening.

Apply through our referral link to support this site.

This bonus is marketed as cash back, but earned as Chase Ultimate Rewards® points.
Chase has been known to offer better welcome bonuses in-branch on this card, so it might be worthwhile to check with your local branch before applying through our link.
Annual fee: $0