June 27, 2025: The current Chase Ink Business Unlimited® Credit Card credit card offer gives you the opportunity to earn $750 cash back. This is the standard offer on this card.
Ink Business Unlimited® Credit Card Welcome Offer
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This bonus is marketed as cash back, but awarded as Ultimate Rewards® points.
Annual fee: $0
Our take: What we think of the welcome bonus
The welcome offer on the Ink Unlimited and the Ink Cash are some of the best welcome offers out there on no-annual fee cards.
However, before you jump on the welcome offer on this card, know that Chase has historically offered more—upping the welcome bonus amount to $900 at least once a year for the past few years.
There’s no guarantee that this large bonus will return, but if you don’t have the card and are getting by with a Chase Freedom Unlimited®, then it might be worth waiting for a few months. You might get lucky and get more bonus points for your spending.
Finally, it’s worth a mention that this bonus, although marketed as a “cash back” bonus, is actually awarded as Ultimate Rewards® points. That means, if you hold other Ultimate Rewards-earning cards, you can combine this card’s points with the points from your other cards and use them for premium travel redemptions if you hold a card like the Chase Sapphire Preferred® or the Chase Sapphire Reserve.
Other offers that might be available
We want you to get the best offer, so here are some of the other offers that might be available on this card.
- In-branch offers: Chase occasionally has in-branch exclusive offers on some of its cards. We don’t currently know of any increased in-branch offers on this card.
- Referral offers: Historically, when Chase has had increased limited-time bonuses on this card, those stuck around for a few days through referral links after they were pulled publicly. Keep this in mind if you just missed a larger bonus on this card in the future.
A few things to know before applying:
- Chase Ink cards don’t affect 5/24. Historically, Chase wouldn’t approve you for a new card if you had 5 or more new accounts on your personal credit report within the last 24 months. Chase Ink cards don’t report to your personal credit report (as long as you pay on time) and therefore won’t impact your 5/24 status.
- You likely can get a small business card. You probably have a business and are eligible to get a small business credit card. Even small businesses like selling things on eBay or hobbies you are trying to monetize count.
- Bonus eligibility. You should be eligible to earn this bonus if Chase approves you for the card. When we last read the terms, we saw no restrictions on earning the bonus if you’ve had the card before. Be sure to check the offer terms before applying.
At a glance: About the Ink Business Unlimited® Credit Card
The Ink Business Unlimited® Credit Card offers 1.5% cash back rewards on all purchases for small business owners.
Ink Business Unlimited® Credit Card Welcome Offer
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This bonus is marketed as cash back, but awarded as Ultimate Rewards® points.
Annual fee: $0
Rewards
1.5% rewards on every purchase made for your business.
Rewards are marketed as cash back, but earned as Chase Ultimate Rewards® points.
Ultimate Rewards® can be combined across cards you hold. If you hold a premium Ultimate Rewards card, you can transfer your points to Chase’s transfer partners or use your points for increased value when you book travel through Chase Travel℠. For more about using Ultimate Rewards, check out our guide on the Ultimate Rewards program.
Benefits
Consumer insurance benefits
- Extended warranty protection.
- Purchase protection.
Travel insurance benefits
- Auto rental coverage. (Primary when renting for business.)
- Baggage delay insurance.
- Lost luggage reimbursement.
- Roadside assistance. (Pay per use.)
- Travel accident insurance.
- Travel and emergency assistance.
Rates and Fees
- Annual fee: $0
- Foreign transaction fee: 3% of the amount of each transaction in U.S. dollars.
