The limited-time bonuses on the personal cards have ended, but as Southwest often does, when it’s not running limited-time bonuses on the personal cards, it is running one on the high-tier Performance Business card. This limited-time bonus is slated to end on 10/27/25.
Here are the best current Southwest credit card sign-up bonues:
The best Southwest credit card sign-up bonuses
 Southwest Rapid Rewards® Plus Credit Card Annual fee: $99 | Sign-up bonus: Earn 50,000 bonus points after you spend $1,000 in the first 3 months from account opening Learn how to apply. Offers the lowest-cost way to get a 10,000 qualifying point boost toward Companion Pass® each year and the lowest-cost way to get a free checked bag on Southwest when Southwest changes its free checked bag policy. |
 Southwest Rapid Rewards® Premier Credit Card Annual fee: $149 | Sign-up bonus: Earn 50,000 bonus points after you spend $1,000 in the first 3 months from account opening Learn how to apply. The lowest-cost card offering both tier-qualifying points and an annual Companion Pass® boost. All information about the Southwest Rapid Rewards® Premier Credit Card has been collected independently by cardsandpoints.com. |
 Southwest Rapid Rewards® Priority Credit Card Annual fee: $229 | Sign-up bonus: Earn 50,000 bonus points after you spend $1,000 in the first 3 months from account opening Learn how to apply. The best value card for Southwest flyers thanks to its $75 annual Southwest travel credit and 7,500 bonus Rapid Rewards points each year. |
 Southwest® Rapid Rewards® Premier Business Credit Card Annual fee: $149 | Sign-up bonus: Earn 60,000 points after you spend $3,000 on purchases in the first 3 months from account opening. Learn how to apply. A lower-cost option for small business owners who wouldn’t get value out of the Performance Business card’s wifi credits. |
 Southwest® Rapid Rewards® Performance Business Credit Card Annual fee: $299 | Sign-up bonus: Earn 120,000 points after you spend $10,000 on purchases in the first 3 months from account opening Learn how to apply. The best card for small business owners who frequently use Southwest’s in-flight wifi. |
My take on the welcome bonuses:
If you are looking to collect Southwest points, the offer on the performance business card is pretty compelling. The calculus around Southwest points has changed a little bit, since they no longer offer consistent value when redeemed. But the credit cards are also a little bit more valuable for the southwest flyer because of the free bag benefit.
Personally, I am not collecting Southwest points at the moment. But I could see going for this offer if you are looking for additional points to qualify for your companion pass, or if flying Southwest and holding their top-tier credit card makes sense.
