United has refreshed its credit card ofers, which now offer more points across the board than previously.
On the personal credit card side, these offers are not labeled as “limited-time” offers, which may mean that these new offers are the new standard offers. If that is true, it is a welcome improvement.
Here are the current best offers on United credit cards:
The United Gateway℠ Card Welcome Offer
Welcome Offer: 30,000 Bonus Miles after you spend $1,000 on purchases in the first 3 months your account is open. Plus earn 10,000 bonus miles after you add an authorized user to your account in the first 3 months your account is open.
This link is a referral link. Someone from our team or community may earn a referral bonus if you are approved through this link.

Annual fee: None
The United℠ Explorer Card Welcome Offer
Welcome Offer: 70,000 Bonus Miles after you spend $3,000 on purchases in the first 3 months your account is open. Plus earn 10,000 bonus miles after you add an authorized user to your account in the first 3 months your account is open. Offer ends 5/20/26.
This link is a referral link. Someone from our team or community may earn a referral bonus if you are approved through this link

Annual fee: $0 Intro fee for the first year. After that, $150
The United Quest℠ Card Welcome Offer
Welcome Offer: 90,000 bonus miles plus 3,000 PQP after you spend $4,000 on purchases in the first 3 months your account is open. Plus, earn 10,000 BONUS MILES when you add an authorized user in the first 3 months your account is open.
This link is a referral link. Someone from our team or community may earn a referral bonus if you are approved through this link

Annual fee: $350
The United Club℠ Card Welcome Offer
Welcome Offer: 100,000 bonus miles plus 3,000 PQP after you spend $5,000 on purchases in the first 3 months your account is open. Plus earn 10,000 BONUS MILESwhen you add an authorized user in the first 3 months your account is open.
This link is a referral link. Someone from our team or community may earn a referral bonus if you are approved through this link

Annual fee: $695
The United℠ Business Card Welcome Offer
Welcome Offer: 100,000 Bonus Miles + 2,000 PQP after you spend $5,000 on purchases in the first 3 months your account is open. Plus earn 10,000 bonus miles after you add an authorized user to your account in the first 3 months your account is open. Offer ends 5/20/26.
This link is a referral link. Someone from our team or community may earn a referral bonus if you are approved through this link.

Annual fee: $0 intro annual fee for the first year, then $150
The United Club℠ Business Card Welcome Offer
Welcome Offer: 100,000 Bonus Miles + 2,000 PQP after you spend $5,000 on purchases in the first 3 months your account is open. Plus earn 10,000 bonus miles after you add an authorized user to your account in the first 3 months your account is open. Offer ends 5/20/26.
This link is a referral link. Someone from our team or community may earn a referral bonus if you are approved through this link.

Annual fee: $695
My take: Nice to see larger bonuses and cards are now more valuable…

Seeing United offer larger bonuses across its card lineup is interesting and I’m hopeful that these new, larger bonuses are here to stay. If that’s the case, it might force other competing airlines to up the bonuses in their cards, which would be good for consumers.
My excitement is tempered somewhat by how the cards have become more valuable. As I’m writing this, United is slated to increased bag fees, starting next week. And last week United decreased the number of miles you earn for flying from your elite status… unless you hold a United credit card.
Of the current crop of bonuses, the United Business card is the most attractive to me. You earn as many points as you would from the high-tier United Club card, and the card is substantively similar enough to the United Explorer card that, if the Explorer card is a good fit for you, the United Business card would be too.
Are you eligible to earn a United MileagePlus bonus?
All of the United credit cards have language in their offer terms and conditions that restricts you from getting the card if you currently hold the card or if you’ve received a new cardmember bonus within the previous 24 months.
Chase doesn’t consider other cards within the United credit card family when assessing bonus eligibility. For example, holding a United Club℠ Infinite Card wouldn’t prevent you from earning a bonus on a United℠ Explorer Card.
Here are the exact terms that are common to the personal cards:
This product is not available to either (i) current Cardmembers of this credit card, or (ii) previous Cardmembers of this credit card who received a new Cardmember bonus for this credit card within the last 24 months.
United Club℠ Card offer details
The business card terms are similar:
This new Cardmember bonus offer is not available to either (i) current Cardmembers of this business credit card, or (ii) previous Cardmembers of this business credit card who received a new Cardmember bonus for this business credit card within the last 24 months.
United Club℠ Business Card offer details
More on the United credit cards
To compare the United credit cards and find the best United card for you, check our our guide to the United credit cards.
