United’s credit card offers are back to their business-as-usual offers, but with some subtle updates. All of the cards now offer a bonus 10k miles when you add an authorized user to your account. We’ve included this in our offer text, since most people probably have an authorized user they can add and this is an easy way to get an extra 10k points.
Here are the best current welcome offers on the United credit cards.
The United Gateway℠ Card Welcome Offer
Welcome Offer: 30,000 Bonus Miles after you spend $1,000 on purchases in the first 3 months your account is open. Plus earn 10,000 bonus miles after you add an authorized user to your account in the first 3 months your account is open.
This link is a referral link. Someone from our team or community may earn a referral bonus if you are approved through this link.
Annual fee: None
The United℠ Explorer Card Welcome Offer
Welcome Offer: 60,000 Bonus Miles after you spend $3,000 on purchases in the first 3 months your account is open. Plus earn 10,000 bonus miles after you add an authorized user to your account in the first 3 months your account is open.
This link is a referral link. Someone from our team or community may earn a referral bonus if you are approved through this link
Annual fee: $0 Intro fee for the first year. After that, $150
The United Quest℠ Card Welcome Offer
Welcome Offer: 70,000 Bonus Miles + 1,000 PQP after you spend $4,000 on purchases in the first 3 months your account is open. Plus earn 10,000 bonus miles after you add an authorized user to your account in the first 3 months your account is open.
This link is a referral link. Someone from our team or community may earn a referral bonus if you are approved through this link
Annual fee: $350
The United Club℠ Card Welcome Offer
Welcome Offer: 90,000 Bonus Miles after you spend $5,000 on purchases in the first 3 months your account is open. Plus earn 10,000 bonus miles after you add an authorized user to your account in the first 3 months your account is open.
This link is a referral link. Someone from our team or community may earn a referral bonus if you are approved through this link
Annual fee: $695
The United℠ Business Card Welcome Offer
Welcome Offer: 75,000 Bonus Miles + 2,000 PQP after you spend $5,000 on purchases in the first 3 months your account is open. Plus earn 10,000 bonus miles after you add an authorized user to your account in the first 3 months your account is open.
This link is a referral link. Someone from our team or community may earn a referral bonus if you are approved through this link.
Annual fee: $0 intro annual fee for the first year, then $150
The United Club℠ Business Card Welcome Offer
Welcome Offer: 80,000 Bonus Miles + 2,000 PQP after you spend $5,000 on purchases in the first 3 months your account is open. Plus earn 10,000 bonus miles after you add an authorized user to your account in the first 3 months your account is open.
This link is a referral link. Someone from our team or community may earn a referral bonus if you are approved through this link.
Annual fee: $695
My take: The business card is the bonus to get
From a pure value perspective, I think that the United℠ Business Card gives you the most bang for your buck in terms of a welcome bonus. Especially considering that Chase seems to have changed the $0 introductory annual fee to be a permanent part of that card’s offering, rather than part of the welcome offer.
But getting a United card might not be the most efficient way to earn miles. If you’ve got a premium credit card in the Chase Ultimate Rewards® ecosystem, like the Sapphire Preferred or Sapphire Reserve, you can transfer your Ultimate Rewards points to United. This means that the welcome offers on the Chase Ink Business Cash® Credit Card and Ink Business Unlimited® Credit Card can both become United Mileage Plus miles. Plus, these two cards have no annual fees, but if you’ve had these cards before, be aware that Chase recently changed the bonus rules on these cards. You can learn more about the specifics in our guides to those welcome offers.
Historically, Chase has run increased bonus offers on these cards a few times a year. That said, it might be worthwhile to wait on apply for any of the other United cards. There’s a good chance that you can earn some more miles if you wait.
Regardless of which card you choose, you’ll want to think about adding an authorized user—it’s an easy way to earn an additional 10,000 miles, regardless of which card you get.
Are you eligible to earn a United MileagePlus bonus?
All of the United credit cards have language in their offer terms and conditions that restricts you from getting the card if you currently hold the card or if you’ve received a new cardmember bonus within the previous 24 months.
Chase doesn’t consider other cards within the United credit card family when assessing bonus eligibility. For example, holding a United Club℠ Infinite Card wouldn’t prevent you from earning a bonus on a United℠ Explorer Card.
Here are the exact terms that are common to the personal cards:
This product is not available to either (i) current Cardmembers of this credit card, or (ii) previous Cardmembers of this credit card who received a new Cardmember bonus for this credit card within the last 24 months.
United Club℠ Card offer details
The business card terms are similar:
This new Cardmember bonus offer is not available to either (i) current Cardmembers of this business credit card, or (ii) previous Cardmembers of this business credit card who received a new Cardmember bonus for this business credit card within the last 24 months.
United Club℠ Business Card offer details
More on the United credit cards
To compare the United credit cards and find the best United card for you, check our our guide to the United credit cards.
