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Chase Offers: Card-linked offers on Chase cards

Update April 28, 2024: Today, I found several interesting Chase offers on my cards, including Abt and Newegg, which will be particularly interesting for people who resell items. There’s also a SeatGeek offer that would be interesting to people who resell tickets.

Card-linked offers can be a great way to get an extra cash back on things you buy anyway. Most banks offer some variation of card-linked offers like Amex Offers, BankAmeriDeals, and Citi Merchant Offers. Chase’s calls its variant “Chase Offers.”

Chase Offers can give you a 10-15% rebate at featured merchants. You can easily add these card-linked offers to your account online.

Tile display from Chase website showing Chase card-linked offers
Chase card-linked offers

If you hold a Chase credit card, these card-linked offers are available in your account and you should take advantage of them. Offers are targeted based on spending patters. Chase usually targets my accounts for dozens of these offers every month. Here are some of the Chase Offers that I have found and used:

  • $5 back when you spend $5 or more on grocery store purchases
  • 10% back at Office Depot
  • 20% back at Quill (office supplies)
  • 10% back at Holiday gas stations
  • 10% back at CVS pharmacies
  • 10% back at Panera Bread
  • 10% back at Marriott hotel properties

Recent interesting Chase offers

  • AARP: $8 cash back on your first AARP membership payment when you spend $12 or more. Expires May 28, 2024.
  • Disney Plus: 15% cash back on your first payment for a Disney Plus or Disney Bundle subscription. Maximum cash back $21.00. Expires May 17, 2024.
  • ESPN+: 15% cash back on your first payment for an ESPN+ subscription. $15 cash back maximum. Expires May 17, 2024.
  • Lyft: 10% cash back on one Lyft purchase. Not valid on Lyft Pink membership. Maximum cash back $4.00. Expires May 21, 2024.
  • Amazon Fresh: 5% cash back on one Amazon Fresh purchase. Maximum cash back $7.00. Expires May 20, 2024.
  • Seat Geek: 5% cash back on one Seat Geek purchase. Maximum cash back $31.00. Expires May 17, 2024.
  • Lululemon: 10% cash back on one online Lululemon purchase. Maximum cash back $16. Expires April 30, 2024.
  • Starbucks: Up to 15% back at Starbucks. Maximum cash back $4.50. Expires April 30, 2024.
  • Newegg: Up to 5% back on one Newegg.com purchase. Maximum cash back $50. Expires April 30, 2024.
  • Abt: Up to 6% cash back on Abt purchases. Maximum cash back $80. Expires April 30, 2024.

How to find your Chase Offers

To find your Chase Offers, simply sign into your account at Chase.com. The Chase Offers panel will be on the right-hand side of your account overview screen. Click on “See all offers” to bring up the Chase offers page.

From that page, you will be able to select any of your credit card accounts and see the offers that are available for your cards. Clicking on an offer adds it to your card and brings up the offer details. Offers that are already added to your card will have a green checkmark by them and show up if you click on “Added” at the top of the page.

Using Chase Offers to buy retailer gift cards

One strategy for getting additional cash back with Chase (and other, similar programs, like Amex Offers, BankAmeriDeals, and Citi Merchant Offers is to use the offer to buy a gift card to a place you’d actually shop. This is one part of my 5x everywhere strategy and effectively converts a Chase offer at a place you wouldn’t normally shop into a healthy discount at a place where you would shop.

Chase has historically had offers at a lot of places that sell gift cards. Office Depot, Best Buy, Holiday (and other gas stations) and others. If you have a Chase offer for a merchant that sells gift cards, you can probably convert that Chase offer into a discount at a general retailer like Amazon, Target, or Walmart.

One note of caution on gift cards: Many online stores sell gift cards through a separate sub-site. If you purchase a gift card through one of these sub-sites (like CashStar) you won’t qualify for a Chase offer on that purchase. This is because the purchase is processed by CashStar, rather than the store associated with the Chase offer.

Other things to know about Chase Offers

You can add the same offer to multiple cards. If you are targeted for the same offer on multiple accounts, you can add the offer to each account that is targeted, so there is little downside to adding the offers immediately when they pop up.

Office Depot card-linked offer from Chase featuring 10% cash back, up to $11 maximum
All Chase offers have spending limits. Be sure to check the offers for spending limits

Chase card-linked offers stack with your normal rewards. Chase card-linked offers are separate from your rewards. For example, if you have an offer for 10% back on Office Depot on a Chase Ink Business Cash card, you will get 10% back as a statement credit, plus five Ultimate Rewards points per dollar on your purchase.

All Chase Offers have spending limits. Especially if you are planning on making a large purchase, check the offer details on your offers. You might find that your large purchase will only earn a limited amount of cash back. As an example, the 10% back on Office Depot order has a limit of $11 cash back. You will only get 10% cash back on your first $110 of purchases at Office Depot using this offer. If you purchase $30 of office supplies, you’ll earn 10% cash back. If you purchase a $700 computer, you will only earn $11 additional cash back on the purchase.

Some Chase Offers are one-time only. Most Chase card-linked offers that offer a certain percent cash limit the total amount of cash back you can earn, but can be used across multiple purchases. But some offers are good for one purchase only. Most of the offers that are “one-time only” are offers that give you a flat amount of cash back or are for subscription services.

About the author

  • Aaron Hurd

    Aaron Hurd is a credit card, travel rewards, and loyalty program expert. Over the past 15 years, he has authored over a thousand expert contributions published by leading outlets including WSJ, TIME, Newsweek, Forbes, NerdWallet, The Points Guy, Bankrate, CNET, and many others. He has also served in consulting roles for many of these same outlets, designing content strategy, hiring teams of teams of editors and contributors, developing thought-leadership pieces, and ghost-editing for senior editors. Aaron is well-known in the miles and points community and regularly presents about travel rewards at conferences like the Chicago Seminars and Minnebar. Aaron has enjoyed the game of optimizing credit card rewards since getting his first credit card shortly after he turned 18. He started learning about credit cards and travel rewards from the (now defunct) FatWallet Finance forums and FlyerTalk. He holds more than 40 open credit cards and has first-hand experience with almost every major credit card product.

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