Chase Ink Business Cash® and Ink Business Unlimited® welcome bonuses: Best ever $900 cash back offers

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Just a reminder: Chase upped the ante on its Chase Ink Business Cash® and Chase Ink Business Unlimited® credit cards earlier this summer and is now offering its best offer welcome offer on both of the cards. You can earn $900 cash back when you spend $6,000 in the first three months of having either card. These limited time offers are the best offers we’ve seen on these cards.

About the Chase Ink Business Cash® Credit Card

The Ink Business Cash® Credit Card is a cash back card for small business owners who want purchasing power combined with increased rewards on business purchases like office supplies, internet, cable, and phone services, gas, and restaurant purchases. The Ink Business Cash carries no annual fee.

The card’s biggest strength is its bonus cash back categories. The Ink Cash earns 5% cash back on the first $25,000 in combined purchases each account anniversary year at office supply stores and on internet, cable, and phone services. The card also earns 2% on $25,000 in combined purchases at gas stations and restaurants, plus 1% cash back on all other purchases. Although rewards are marketed as cash back, the card earns Chase Ultimate Rewards® points behind the scenes, which can be transferred to a premium Chase Ultimate Rewards® card and redeemed for greater value.

The Chase Ink Business Cash® credit card also offers a handful of benefits useful to small business owners, including primary auto rental collision damage waiver when renting for business, purchase protection and extended warranty protection.

About the Chase Ink Business Unlimited® Credit Card

The Ink Business Unlimited® Credit Card from Chase offers small business owners simple 1.5% cash back rewards on all their spending, with no caps or bonus categories to worry about. The card carries no annual fee.

The strength of the Ink Business Unlimited® card’s rewards is simplicity. You get 1.5% cash back on all of your spending. Chase markets the card’s rewards as cash back, but the card earns Chase Ultimate Rewards® points behind the scenes, which can be transferred to a premium Ultimate Rewards® card and redeemed for greater value.

The card offers a limited, but useful set of perks including primary auto rental collision damage waiver insurance when renting for business, purchase protection and extended warranty protection.

My take on the welcome bonuses

These welcome bonuses are the best ever offered offered on these cards and represent an incredible value if you’re a small business owner looking for a new credit card. The cards’ $900 bonuses on $6,000 in spending represent an effective 15% cash back on this spending…making it easily one of the best credit card welcome bonuses available. Plus, since you can get even more value from the Ultimate Rewards® you earn from these cards when you pair either of these with a premium Ultimate Rewards® card and transfer rewards to travel partners or book travel, you should definitely pick up one or both of these cards if you’re in the market.

If you’re considering picking up either the Chase Ink Business Cash® or the Chase Ink Business Unlimited® cards, jump on these bonuses. I don’t foresee Chase offering a better deal for new cardmembers anytime soon.

A few notes on applying for Chase cards

• Chase generally won’t approve you if your credit report is showing 5 or more new credit card accounts opened in the last 24 months. This rule is knows as the 5/24 rule. If you’re unsure if you are “under 5/24” you should check your 5/24 status before applying for a Chase card. Note that recently this rule seems to have softened. See our coverage about Chase 5/24 for more.
• How often you can earn a welcome bonus on a Chase card varies by card family.
  • Most cards allow you to earn a welcome bonus if it has been at least 24 months since your last received a welcome bonus on the same card.
  • Chase Sapphire-branded cards, such as the Chase Sapphire Preferred® Card and Chase Sapphire Reserve®, you can only earn a welcome bonus once every 48 months.
• You can only hold one Chase Sapphire-branded card at a time.
• If you apply for a Chase card and the bank offers a higher bonus within 90 days, you can send Chase a secure message or call them to have your welcome offer matched.
• Chase business cards do not report to personal credit reports as long as they are current.

Advertiser disclosure: Cards and Points has partnered with CardRatings for our coverage of credit card products. Cards and Points and CardRatings may receive a commission from card issuers. Some or all of the card offers that appear on this site are from advertisers. Compensation may affect how and where card products appear on the site. The site does not include all card companies or all available offers. Opinions, reviews, analyses & recommendations are the author’s alone, and have not been reviewed, endorsed or approved by any of these entities. Terms apply to all credit card benefits.