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Chase Sapphire Reserve® welcome bonus: Limited-time 75k offer now available online!

Chase Sapphire Reserve® card art
Chase Sapphire Reserve®

May 2, 2024: Our speculation ended up being correct and Chase launched the 75,000 point Chase Sapphire Reserve® welcome offer online today.

The Chase Sapphire Reserve® Card currently offers a 75,000 point new cardmember welcome offer online, which is the highest offer we’ve seen on this card since 2022. This offer matches the current in-branch offer.

Here’s what you need to know about the current Chase Sapphire Reserve new cardmember bonuses.

Best welcome offer: Limited-time 75k Chase Sapphire Reserve® new cardmember bonus

For a few days earlier this month, this offer was a branch-only offer, but now Chase has launched the 75,000 point Chase Sapphire Reserve® welcome bonus online.

Chase hasn’t offered a welcome bonus this large on the Sapphire Reserve for quite some time. The last increased public bonus we can remember was in 2022. That said, if you have been eyeing the Sapphire Reserve, now is the time to jump on this card.

Chase Sapphire Reserve® offer: 75,000 bonus points after $4,000 of spending in 3 months. (Annual fee: $550)

Chase Sapphire Reserve® card art

bonus_miles_full (Get this welcome bonus.)

Limited time offer. This welcome offer was recently increased from 60k. Rewards are earned as Chase Ultimate Rewards® points

Best-in-class travel insurance. Airport lounge access. Point transfers to partners. 50% more value for redemptions through Chase Travel℠.

This is an affiliate link.

75k Chase Sapphire Reserve® offer also available in-branch

On April 29, 2024, we were able to independently confirm that there was a new limited-time welcome offer available in-branch on the Chase Sapphire Reserve® card a few days before the new bonus was launched online. The rumor of this welcome bonus had previously been reported by Doctor of Credit. We had also speculated that the offer would launch online because nothing was mentioned about this being exclusively available in-branch.

Now that the offer has launched online, the offer you’ll get in-branch is the same as the offer you’ll get online.

In-branch offers on the Chase Sapphire Preferred and Chase Sapphire Reserve cards. The screenshot shows two welcome bonuses: For the Sapphire Preferred, an 85,000 point welcome bonus that earn 75,000 after spending $4,000 within 3 months and an additional 10,000 after spending a total of $6,000 within 6 months. For the Sapphire Reserve, a 75,000 points welcome bonus after spending $4,000 within 3 months.
Chase in-branch offer printout showing Chase Sapphire card welcome offers on April 29, 2024.

My take on the current Sapphire Reserve® welcome bonus

We haven’t seen a bonus this big on the Chase Sapphire Reserve® since 2022, so if you’ve been thinking about getting the card, now is the time to apply. The current 75,000 point welcome offer will give you $1,125 of value if you redeem your points for travel bookings through Chase Travel℠ and likely even more if you transfer the points to Ultimate Rewards® transfer partners.

When this limited-time bonus ends, if history is any indication, we’re unlikely to see an increased public welcome bonus for another year and a half.

If you’ve had this card or the Chase Sapphire Preferred® card before, be sure to take a peek at the rules around earning Chase Sapphire welcome bonuses.

Chase Sapphire Reserve® offer: 75,000 bonus points after $4,000 of spending in 3 months. (Annual fee: $550)

Chase Sapphire Reserve® card art

bonus_miles_full (Get this welcome bonus.)

Limited time offer. This welcome offer was recently increased from 60k. Rewards are earned as Chase Ultimate Rewards® points

Best-in-class travel insurance. Airport lounge access. Point transfers to partners. 50% more value for redemptions through Chase Travel℠.

This is an affiliate link.

A few notes on applying for Chase cards

  • 5/24 rule. Chase generally won’t approve you if your credit report is showing 5 or more new credit card accounts opened in the last 24 months. This rule is knows as the 5/24 rule. If you’re unsure if you are “under 5/24” you should check your 5/24 status before applying for a Chase card. Note that recently this rule seems to have softened, especially for Ink cards. See our coverage about Chase 5/24 for more.
  • Only one Sapphire-branded card. You can only hold one Chase Sapphire-branded card at a time. This means you can have either a Chase Sapphire Preferred® Card or a Chase Sapphire Reserve®, but not both.
  • You can get a welcome bonus on a Chase card, even if you’ve had the card previously. How often you can earn a welcome bonus on a Chase card varies by card family.
    • Most cards allow you to earn a welcome bonus if it has been at least 24 months since your last received a welcome bonus on the same card.
    • Chase Sapphire-branded cards, such as the Chase Sapphire Preferred® Card and Chase Sapphire Reserve®, you can only earn a welcome bonus once every 48 months. (We published a separate article to help you determine if you can get a Sapphire welcome bonus.)
    • Marriott cards have their own special rules.
  • Chase will match an increased bonus. If you apply for a Chase card and the bank offers a higher bonus within 90 days, you can send Chase a secure message or call them to have your welcome offer matched.
  • In-branch offers are sometimes better. Chase sometimes has better credit card welcome offers in-branch than it will publish on its own website or through affiliate networks. Check all channels to make sure you’re getting the best bonus.
  • Chase business cards do not report to personal credit reports and do not impact your 5/24 status as long as they are current.

Other ways to get Ultimate Rewards® points

Getting a new Chase Sapphire Reserve® card isn’t the only way to earn Ultimate Rewards® points. Several other personal and small business cards earn Ultimate Rewards, and the Chase Ink-branded cards in particular offer incredibly generous welcome bonuses on cards with no annual fee. And Ultimate Rewards you earn on another card can be transferred to your Sapphire Reserve.

We continuously updated our list of the best Ultimate Rewards welcome bonuses. Bookmark that list of you want to earn Ultimate Rewards points.

Frequently asked questions

Can I transfer points to airlines with the Chase Sapphire Reserve®?

Yes. The three premium cards that enable point transfers to airlines and hotels are the Chase Sapphire Preferred® Card, Chase Sapphire Reserve®, and Ink Business Preferred® Credit Card.

How do I get the 100,000 point welcome bonus on the Sapphire® Reserve?

The Chase Sapphire Reserve® offered a 100k welcome bonus upon its launch. We haven’t seen a bonus that high on the Sapphire Reserve in many years and a bonus that large is unlikely to return.

Will the Chase Sapphire Reserve® get me into airport lounges?

The Sapphire Reserve comes with Priority Pass lounge access, plus you can get access to Chase’s own network of lounges, marketed as Chase Sapphire Lounge by The Club. We have an article on all of the credit cards offering airport lounge access that might be useful to learn more.

Can I get the Chase Sapphire Reserve® bonus more than once?

If you’ve had either the Chase Sapphire Reserve® or Chase Sapphire Preferred® in the past, you may be eligible to earn another welcome bonus. To earn a welcome bonus on the Chase Sapphire Reserve card, you must not have received a welcome bonus on any Sapphire card in the last 48 months and you must not hold any Sapphire-branded card. See our overview of the Sapphire welcome bonus rules for more.

About the author

  • Aaron Hurd

    Aaron Hurd is a credit card, travel rewards, and loyalty program expert. Over the past 15 years, he has authored over a thousand expert contributions published by leading outlets including WSJ, TIME, Newsweek, Forbes, NerdWallet, The Points Guy, Bankrate, CNET, and many others. He has also served in consulting roles for many of these same outlets, designing content strategy, hiring teams of teams of editors and contributors, developing thought-leadership pieces, and ghost-editing for senior editors. Aaron is well-known in the miles and points community and regularly presents about travel rewards at conferences like the Chicago Seminars and Minnebar. Aaron has enjoyed the game of optimizing credit card rewards since getting his first credit card shortly after he turned 18. He started learning about credit cards and travel rewards from the (now defunct) FatWallet Finance forums and FlyerTalk. He holds more than 40 open credit cards and has first-hand experience with almost every major credit card product.

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