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Citi Double Cash® Card sign-up bonus: $200 after $1,500 spent in 6 months.

Citi Double Cash® Card card art
Citi Double Cash® Card

October 7, 2024: We checked up on the Citi Double Cash® Card welcome offers and noticed that Citi dropped the spending requirement by $500 to $1,500. The “limited time offer” language has also been removed from the marketing language, so this offer is likely here to stay.

If you’re thinking of adding the Citi Double Cash® Card to your wallet, now’s a good time to pick up the card. We don’t know of better offers on the card in the recent past.

Best Citi Double Cash® bonus: $200 after spending $1,500 in 6 months.

Citi Double Cash® Card card art
Citi Double Cash® Card

Annual fee: annual_fees

Best sign-up bonus: bonus_miles_full

Learn how to apply.

This bonus is marketed as cash back, but earned as Citi ThankYou® Points.

Bonus eligibility: Are you eligible to earn the sign-up bonus?

Like the other cards offering ThankYou® Points for welcome bonuses, you can only receive a welcome bonus for opening a new Citi Double Cash® Card once every 48 months. There are no other restrictions on bonus eligibility.

Here’s the language directly from the bonus terms:

This offer will be fulfilled as 20,000 ThankYou® Points, which can be redeemed for $200 cash back. You will qualify for the bonus offer only if you have not received a bonus offer for opening a new Citi Double Cash® Card in the past 48 months.

Citi Double Cash® Card bonus terms

At a glance: About the Citi Double Cash® Card

Citi Double Cash® Card card art

Annual fee: annual_fees
Foreign transaction fee: foreign_transaction_fee

All information about the Citi Double Cash® Card has been collected independently by cardsandpoints.com.

The Citi Double Cash® Card is the card you want to use “everywhere else” if you’re collecting ThankYou® Points. Unfortunately, the card is light on benefits—it offers no extended warranty or purchase protection benefits like many competing cards.

Sign-up bonus

Best sign-up bonus: bonus_miles_full

Learn how to apply.

This bonus is marketed as cash back, but earned as Citi ThankYou® Points.

Rewards

  • 5% total cash back on hotel, car rental, and attractions booked through the Citi Travel portal.
  • 2% cash back on every purchase
    Earn 1% cash back when you buy, plus an additional 1% as you pay.

Rewards are earned as Citi ThankYou® Points.

Benefits

  • Extended warranty

My take: Decent bonus on a no-annual fee card, but high spending requirement

Within the last several months, Citi dropped the spending requirements for the Double Cash bonus from $2,000 within 6 months to $1,500 within 6 months, making the bonus easier to earn. But when the best easy cash back bonuses are offering $200 after spending much less, the Double Cash isn’t a card that you’re getting for the sign-up bonus.

Citi hasn’t always offered a bonus on the Double Cash card and previous bonus offers on this card have been promoted as a “limited time offer.” The current bonus isn’t being promoted as a limited-time offer, so we think that the bonus is here to stay.

In terms of how the bonus compares to other bonuses, we haven’t seen a better bonus on this card since we started tracking this card. If you’re looking at this card, now is as good a time as any.

About the author

  • Photo of Aaron Hurd, credit card and travel rewards expert.

    Aaron Hurd is a credit card, travel rewards, and loyalty program expert. Over the past 15 years, he has authored over a thousand expert contributions published by leading outlets including WSJ, TIME, Newsweek, Forbes, NerdWallet, The Points Guy, Bankrate, CNET, and many others. He has also served in consulting roles for many of these same outlets, designing content strategy, hiring teams of teams of editors and contributors, developing thought-leadership pieces, and ghost-editing for senior editors. Aaron is well-known in the miles and points community and regularly presents about travel rewards at conferences like the Chicago Seminars and Minnebar. Aaron has enjoyed the game of optimizing credit card rewards since getting his first credit card shortly after he turned 18. He started learning about credit cards and travel rewards from the (now defunct) FatWallet Finance forums and FlyerTalk. He holds more than 40 open credit cards and has first-hand experience with almost every major credit card product.

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