The Citi Rewards+® Card offers new cardmembers 20,000 bonus points after spending $1,500 within the first 3 months. This is the standard welcome offer on this card.
- Online, you can get 20,000 bonus ThankYou points after spending $1,500 on your new card.
- We know of no opportunities for a better bonus, either in-branch or online.
Here’s what you need to know about the best Citi Rewards+® Card welcome bonus:
Online welcome bonus: 20k points after $1,500 of spending in 3 months
Citi Rewards+® Card offer: 20k bonus points after $1,500 of spending in 3 months. (Annual fee: $0)
bonus_miles_full Get this welcome bonus.
This is the standard welcome bonus on this card. Rewards are earned at Citi ThankYou® points.
10% Points Back bonus on your first 100k of ThankYou Points® redemptions. Extended warranty benefit. (More in our card review.)
This is a direct bank link. All information about the Citi Rewards+® Card has been collected independently by cardsandpoints.com.
My take on this welcome bonus
Last year, we saw an increased offer on the Citi Rewards+® Card, but Citi doesn’t frequently increase the welcome offer on this card. The required $1,500 spending within three months is a little steep for a bonus of this size, but this isn’t a card that you get for the welcome bonus.
Why you get this card. If you are invested in the Citi ThankYou® Points ecosystem, there’s probably not a reason to wait on this card. The points you will earn from the 10% point rebate by having this card in a combined ThankYou Points account will likely be more valuable than any marginal additional welcome bonus points.
My verdict: If you plan on redeeming Citi ThankYou points in the near future, get this card now. You’re likely to get more value from the card’s 10% Points Boost than you will from waiting for a better bonus.
A few notes on applying for Citi credit cards
- Citi has limits on the number of applications you can submit. You can only apply for one personal card every eight days and no more than two cards every rolling 65 days. Business cards are subject to the same eight-day limitation, but you can apply for no more than one business card every 95 days.
- You can get a new customer welcome bonus on Citi cards multiple times, but Citi has rules on how often you can earn a welcome bonus.
- ThankYou Point welcome offers are typically not available if you’ve received a new account bonus on the same card in the past 48 months.
- Welcome bonuses on AAdvantage cards are only available if you have not received a welcome bonus for the same card within the past 48 months.
- There is no limit to the number of Citi cards you can hold.
- You can check your application status on the Citi website or by calling 1-866-606-2787.
Citi Rewards+® Card offer: 20k bonus points after $1,500 of spending in 3 months. (Annual fee: $0)
bonus_miles_full Get this welcome bonus.
This is the standard welcome bonus on this card. Rewards are earned at Citi ThankYou® points.
10% Points Back bonus on your first 100k of ThankYou Points® redemptions. Extended warranty benefit. (More in our card review.)
This is a direct bank link. All information about the Citi Rewards+® Card has been collected independently by cardsandpoints.com.
Frequently asked questions
Is the Citi Rewards+® Card a good card?
The Citi Rewards+® Card plays a role as a part of a larger ThankYou® Points wallet, but it isn’t a great card to have on its own. The card’s benefits are largely nonexistent and the card doesn’t earn compelling rewards on spending. What it will get you is a 10% point bonus when you redeem your ThankYou points, on up to 100,000 points redeemed each year. When you combine your ThankYou Rewards accounts, you can earn up to 10,000 per year from redemptions you make with other cards.
Does the Citi Rewards+® Card have an extended warranty?
Yes. In fact, the Citi Rewards+® card has arguably the best extended warranty on a credit card.
