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The Citi Rewards+® Card currently offers new cardmembers 25,000 bonus points after spending $1,500 within the first 3 months. This is an elevated, limited time welcome offer on this no annual fee card.
This card is a must-have card for anyone collecting and spending ThankYou Points. The Rewards+ card offers a 10% Points Back rebate on the first 100,000 ThankYou points you redeem each year. When you hold multiple ThankYou Points cards and combine your ThankYou Points accounts, you can get rebate when you redeem the points you earned on any ThankYou Points card.
The Rewards+ card is also the best card to use for purchases with warranties because it carries Citi’s extended warranty benefit, which can give you an additional two years of warranty protection on most things you buy with the card.
In addition, the Rewards+ now offers a total of 5 ThankYou Points per dollar you spend on hotels, car rentals and attractions booked through Citi Travel, until June 30, 2024. See our coverage of the Citi Rewards+ card for more on the card’s benefits.
Get the Citi Rewards+® Card welcome bonus
Citi Rewards+® Card: bonus_miles_full
Our take on the welcome bonus: We don’t know of Citi offering a larger welcome bonus on this card. If you’re in the ThankYou Points ecosystem, so there’s no reason to wait if you’re considering this card.
The link above is a link directly to the bank’s website. We don’t make money when you use the above link, but we always show you the best offer.
Card highlights:
Annual fee: $0
Rewards: 5x on hotels and car rentals booked through Citi Travel through June 30, 2024. 2x at supermarkets and gas stations for the first $6,000 per year, then 1x. 1x on other purchases.
My take on this welcome bonus
We don’t usually see an increased welcome offer on the Citi Rewards+. And any welcome bonus offer better than $200 on a no-annual-fee credit card is a great offer in my book. The required $1,500 spending within three months is a little steep for a bonus of this size, but you’re still getting an effective 17% cash back while you’re earning the welcome bonus. And $500 a month of spending is well within reach for most consumers.
If you are invested in the Citi ThankYou® Points ecosystem and don’t yet have the Rewards+ card in your wallet, now is the time.
Citi ThankYou Points synergies
When you combine your Citi ThankYou® Rewards accounts, you can take advantage of the benefits of each of your cards across all of the ThankYou® Points that you earn. Cards that earn ThankYou Points include the Citi® Double Cash Card, Citi Rewards+® Card, Citi Custom Cash℠ Card, and Citi Premier® Card.
When you hold the no-annual-fee Citi Rewards+® Card, you earn a 10% rebate on the first 100,000 ThankYou Points you redeem each year. If you redeem 50,000 ThankYou Points for an award, you’ll get 5,000 bonus ThankYou points in your account automatically.
The Citi Rewards+® Card does not allow redemptions for cash back on its own. But if you hold another no-annual-fee ThankYou Points card like the Citi® Double Cash Card or Citi Custom Cash℠ Card, you can redeem your ThankYou Points for cash back. Cash back redemptions are also available when you hold the $95 annual fee Citi Premier® Card.
Holding the $95 annual fee Citi Premier® Card enables you to transfer your points to any of Citi’s ThankYou Points transfer partners, which include several hotels chains and global airline programs. Point transfers to travel partners are one of the best ways to get increased value from your points.
For more on point transfers, see our Guide to ThankYou Points.
Get the Citi Rewards+® Card welcome bonus
Citi Rewards+® Card: bonus_miles_full
Our take on the welcome bonus: We don’t know of Citi offering a larger welcome bonus on this card. If you’re in the ThankYou Points ecosystem, so there’s no reason to wait if you’re considering this card.
The link above is a link directly to the bank’s website. We don’t make money when you use the above link, but we always show you the best offer.
Card highlights:
Annual fee: $0
Rewards: 5x on hotels and car rentals booked through Citi Travel through June 30, 2024. 2x at supermarkets and gas stations for the first $6,000 per year, then 1x. 1x on other purchases.
A few notes on applying for Citi credit cards
- Citi has limits on the number of applications you can submit. You can only apply for one personal card every eight days and no more than two cards every rolling 65 days. Business cards are subject to the same eight-day limitation, but you can apply for no more than one business card every 95 days.
- You can get a new customer welcome bonus on Citi cards multiple times, but Citi has rules on how often you can earn a welcome bonus.
- ThankYou Point welcome offers are typically not available if you’ve received a new account bonus on the same card in the past 48 months.
- Welcome bonuses on AAdvantage cards are only available if you have not received a welcome bonus for the same card within the past 48 months.
- There is no limit to the number of Citi cards you can hold.
- You can check your application status on the Citi website or by calling 1-866-606-2787.
Get the Citi Rewards+® Card welcome bonus
Citi Rewards+® Card: bonus_miles_full
Our take on the welcome bonus: We don’t know of Citi offering a larger welcome bonus on this card. If you’re in the ThankYou Points ecosystem, so there’s no reason to wait if you’re considering this card.
The link above is a link directly to the bank’s website. We don’t make money when you use the above link, but we always show you the best offer.
Card highlights:
Annual fee: $0
Rewards: 5x on hotels and car rentals booked through Citi Travel through June 30, 2024. 2x at supermarkets and gas stations for the first $6,000 per year, then 1x. 1x on other purchases.
Advertiser disclosure: Cards and Points has partnered with CardRatings for our coverage of credit card products. Cards and Points and CardRatings may receive a commission from card issuers. Some or all of the card offers that appear on this site are from advertisers. Compensation may affect how and where card products appear on the site. The site does not include all card companies or all available offers. Opinions, reviews, analyses & recommendations are the author’s alone, and have not been reviewed, endorsed or approved by any of these entities. Terms apply to all credit card benefits.