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Citi Strata Premier℠ Card sign-up bonus: 70k point limited time offer

Citi Strata Premier℠ Card card art
Citi Strata Premier℠ Card

Citi is offering a limited time welcome bonus on the Citi Strata Premier℠ Card, the relaunch of the bank’s Citi Premier® Card. You can get 70k points for spending $4,000 on a new Strata Premier card within 3 months.

  • Online, you can get 70k ThankYou® Points after spending $4,000 on your new card within 3 months.
  • This is a limited-time offer. Currently, there is no set expiration date on this offer.

Here’s what you need to know about the Strata Premier limited-time offer:

Online 70,000 point Citi Strata Premier℠ welcome offer

Citi Strata Premier℠ Card card art

Learn how to apply.

Annual fee: $95

This is a direct bank link. All information about the Citi Strata Premier℠ Card has been collected independently by

Citi Strata Premier℠ Card sign-up bonus


The limited-time welcome bonus is a good bonus for a card in this annual fee range.

More about this card

Benefit highlights:
$100 annual hotel benefit.
Trip delay protection.
Trip cancellation and interruption insurance.
Lost and damaged luggage protection.
MasterRental car rental insurance.

10x on hotels, car rentals, and attractions booked through
3x on air travel.
3x on other hotel purchases.
3x at restaurants.
3x at supermarkets.
3x at gas stations and EV charging stations.
1x on all other purchases.
Rewards are earned as ThankYou® Points.

Learn more:
Learn more about the Strata Premier in our review of the card.
See our overview of the ThankYou Rewards program.

My take on the Citi Strata Premier℠ sign-up bonus

The Citi Strata Premier℠ is an essential part of the Citi ThankYou® Points ecosystem, as it is the only card that allows point transfers to most travel partners. (The Strata Premier replaced the Citi Premier® Card and current cardmembers are being converted over to the new card.) That said, if you are interested in Citi ThankYou® Points, now is the time to get this card’s sign-up bonus.

Although I have no insider information about this bonus, it is likely that this bonus will revert to 60,000 points when Citi decides to pull the card’s limited-time offer. In recent memory, I haven’t seen a higher bonus on the Citi Premier® Card, so it’s likely that 70k points is the best bonus you’re going to get on this card.

Be aware if you had the Citi Premier® card within the last 48 months you can’t get this bonus. Most Citi cards only allow you to earn a bonus once every 48 months, but the Citi Strata Premier℠ offer’s terms and conditions specifically exclude you from eligibility if you’ve earned a bonus on the Citi Premier® Card within 48 months.

My verdict: If you’re interested in the ThankYou® Points ecosystem, now is the best time to get this card.

A few notes on applying for Citi credit cards

  • Citi has limits on the number of applications you can submit. You can only apply for one personal card every eight days and no more than two cards every rolling 65 days. Business cards are subject to the same eight-day limitation, but you can apply for no more than one business card every 95 days.
  • You can get a new customer welcome bonus on Citi cards multiple times, but Citi has rules on how often you can earn a welcome bonus.
    • ThankYou Point welcome offers are typically not available if you’ve received a new account bonus on the same card in the past 48 months.
    • Welcome bonuses on AAdvantage cards are only available if you have not received a welcome bonus for the same card within the past 48 months.
  • There is no limit to the number of Citi cards you can hold.
  • You can check your application status on the Citi website or by calling 1-866-606-2787.

Frequently asked questions

What is the difference between the Citi Premier® Card and the Citi Strata Premier℠?

The Citi Strata Premier℠ is essentially a re-launch of the Citi Premier® Card, though the Strata Premier is substantially better. In addition to the rewards and benefits of the old Premier card, the Strata Premier offers 10x points on hotels, car rentals, and attractions booked through as an ongoing bonus, adds a few travel insurance benefits, and earns 3x on EV charging.

How much is 70,000 ThankYou Points worth?

The 70,000 ThankYou Points you can get with the Citi Strata Premier℠ sign-up bonus are worth $700 when redeemed for cash back. But you can get more value from your points if you transfer them to travel partners and use them for travel redemptions.

About the author

  • Aaron Hurd

    Aaron Hurd is a credit card, travel rewards, and loyalty program expert. Over the past 15 years, he has authored over a thousand expert contributions published by leading outlets including WSJ, TIME, Newsweek, Forbes, NerdWallet, The Points Guy, Bankrate, CNET, and many others. He has also served in consulting roles for many of these same outlets, designing content strategy, hiring teams of teams of editors and contributors, developing thought-leadership pieces, and ghost-editing for senior editors. Aaron is well-known in the miles and points community and regularly presents about travel rewards at conferences like the Chicago Seminars and Minnebar. Aaron has enjoyed the game of optimizing credit card rewards since getting his first credit card shortly after he turned 18. He started learning about credit cards and travel rewards from the (now defunct) FatWallet Finance forums and FlyerTalk. He holds more than 40 open credit cards and has first-hand experience with almost every major credit card product.

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