Chase is currently running a limited-time welcome offer on the Chase Ink Business Cash®. This offer matches the best offer we’ve seen on this card.
Ink Business Cash® Credit Card Welcome Offer
Welcome Offer: Earn $900 Bonus Cash Back After you spend $6,000 on purchases in the first 3 months after account opening.
Apply through our referral link to support this site.
This link is a referral link. Someone from our team or community may earn a referral bonus if you are approved through this link
Annual Fee: $0
Our take: What we think of the welcome bonus
The limited-time $900 offer on the Chase Ink Business Cash® is the best offer we’ve seen on this card. If you can meet the spending requirements, getting this card during its current limited-time offer is absolutely the best time to get this card.
The regular offer on this card lets you earn up to $750, in two tiers, which I do like. And I’ll give Chase a lot of credit here. When card issuers launch tiered bonuses, card issuers typically make the second tier really difficult to get—it’s usually more of an incentive to continue using the card for spending, rather than a true welcome offer.
But Chase kept the requirements to earn the large bonus the same and just made a lower tier, awarding people who didn’t spend enough to earn the full bonus a partial bonus. Nothing was taken away, and some people who couldn’t get this bonus before now can get at least part of the bonus. That’s all good.
Are you eligible to earn the sign-up bonus?
When we reviewed the offer details, we didn’t find any restrictions on earning the sign-up bonus, even for previous or current cardholders. If you’re approved for the card and you aren’t informed during the application process that you won’t qualify for the bonus, you should be eligible to earn the sign-up bonus.
Other offers that might be available
It is our policy to link to the best public offer we know about, but there are sometimes better offers on this card that are in-branch exclusives or targeted offers. We don’t know of any better offers on this card.
A few things to know before applying:
- You likely can get a small business card. You probably have a business and are eligible to get a small business credit card. Even small businesses like selling things on eBay or hobbies you are trying to monetize count.
- Bonus eligibility. You should be eligible to earn this bonus if Chase approves you for the card. When we last read the terms, we saw no restrictions on earning the bonus if you’ve had the card before. Be sure to check the offer terms before applying.
- Chase Ink cards don’t affect 5/24. Historically, Chase wouldn’t approve you for a new card if you had 5 or more new accounts on your personal credit report within the last 24 months. Chase Ink cards don’t report to your personal credit report (as long as you pay on time) and therefore won’t impact your 5/24 status.
At a glance: About the Chase Ink Business Cash®
The Ink Business Cash® Credit Card offers up to 5% cash back rewards in useful business categories like office supply stores, and internet, cable, and phone services.
Ink Business Cash® Credit Card Welcome Offer
Welcome Offer: Earn $900 Bonus Cash Back After you spend $6,000 on purchases in the first 3 months after account opening.
Apply through our referral link to support this site.
This link is a referral link. Someone from our team or community may earn a referral bonus if you are approved through this link
Annual Fee: $0
Rewards
- 5% at office supply stores and on internet, cable, and phone services
on the first $25,000 of combined purchases each account anniversary year. - 2% at gas stations and restaurants
on the first $25,000 of combined purchases each account anniversary year. - 1% on other purchases.
Rewards are marketed as cash back, but earned as Chase Ultimate Rewards® points.
Ultimate Rewards® can be combined across cards you hold. If you hold a premium Ultimate Rewards card, you can transfer your points to Chase’s transfer partners or use your points for increased value when you book travel through Chase Travel℠. For more about using Ultimate Rewards, check out our guide on the Ultimate Rewards program.
Benefits
Consumer insurance benefits
Travel insurance benefits
- Auto rental collision damage waiver.
- Travel and emergency assistance services.
Rates and Fees
- Annual fee: $0
- Foreign transaction fee: 3% of the amount of each transaction in U.S. dollars.
