The SavorOne Rewards card from Capital One offers increased cash back rewards on dining, entertainment, popular streaming services and at grocery stores for no annual fee.
The card features unlimited 3% cash back on everyday categories including dining, entertainment, popular streaming services, and grocery stores. You’ll earn 8% back on Capital One Entertainment purchases and 1% on all other purchases.
The card also features a few useful benefits, including extended warranty and travel accident insurance. And, like all Capital One credit cards, it has no foreign transaction fees.
Learn more and apply for the Capital One SavorOne Cash Rewards Credit Card. Earn a one-time $200 cash bonus once you spend $500 on purchases within the first 3 months from account opening.
SavorOne Rewards card at a glance
Here’s what you need to know about the SavorOne Rewards card.
Use this card for:
- Dining – Earn 3% cash back
- Entertainment – Earn 3% cash back
- Streaming – Earn 3% cash back
- Grocery stores – Earn 3% cash back
- Uber and Uber Eats – Earn 10% cash back through 11/14/2024
- Purchases with warranties – This card offers an extended warranty benefit.
Consider other cards for:
- General spending – Card earns 1x points on general purchases. Consider a 2% cash back credit card.
- Cell phone protection – Many cards offer cellular phone protection. Consider one of these cards for your monthly cell phone bill.
- Travel – You might want a card with travel insurance protections or better rewards on travel purchases.
Welcome bonus
Earn a one-time $200 cash bonus once you spend $1.000 on purchases within the first 3 months from account opening.
Benefit highlights
- Extended warranty
- Travel accident insurance
Other important terms
- No annual fee
- No foreign transaction fee
Welcome bonus (First year value: $200)
If you apply and are approved for the Capital One SavorOne Rewards card, you can earn a one-time $200 cash bonus once you spend $1,000 on purchases within the first 3 months from account opening.
This welcome offer requires an average spending of $167 per month.
What you earn
$200 cash bonus
What you need to do
Spend $1,000 in purchases using your card
How much time you have
Within the first three months from the account opening
Learn more about how we calculate first year values.
Learn more and apply for the Capital One SavorOne Cash Rewards Credit Card. Earn a one-time $200 cash bonus once you spend $500 on purchases within the first 3 months from account opening.
SavorOne Rewards
The SavorOne Rewards card awards 1% cash back point per dollar spent on general purchases. The card also offers unlimited 3% cash back rewards for spending across a bunch of popular categories. Here are the details:
| Bonus category | Earnings | What’s included |
|---|---|---|
| Dining | 3% | Purchases at restaurants, cafes, bars, lounges, fast-food chains and bakeries. |
| Entertainment | 3% | Ticket purchases made at movie theaters, sports promoters (professional and semi-professional live events), theatrical promoters, amusement parks, tourist attractions, aquariums, zoos, dance halls, record stores, pool halls or bowling alleys. This excludes golf courses, collegiate sporting events and non-industry entertainment merchant codes like cable, digital streaming and membership services. |
| Streaming | 3% | Streaming purchases made from eligible music and video streaming services, including Netflix ® , Hulu ® and Disney +. Some services, such as Prime Video, AT&T TV and Verizon FIOS On Demand, are excluded, as well as audiobook subscription services and fitness programming. |
| Supermarkets | 3% | A supermarket, meat locker, freezer, dairy product store and specialty market. Excludes superstores like Walmart® and Target®. |
| All other purchases | 1% |
You can redeem your SavorOne rewards for a statement credit or a check. Just go online to Capital One’s website to redeem your rewards. You can also redeem for statement credits against previous purchases gift cards and other redemptions, but these options don’t provide more value that simply redeeming for cash back.
If you hold only the Capital One SavorOne rewards card from Capital One, the cash back redemption options will provide the best redemption value. If you hold a miles-earning credit card from Capital One, it is possible to convert the rewards from the SavorOne into miles and transfer those points to travel partners. Learn more about CapitalOne miles.
How to apply
Learn more and apply for the Capital One SavorOne Cash Rewards Credit Card. Earn a one-time $200 cash bonus once you spend $500 on purchases within the first 3 months from account opening.
A few notes on applying for Capital One credit cards
- Capital One is known to pull your credit report from all three credit bureaus, meaning that it might have a greater impact on your credit score when you apply for a card.
- You may be able to get a new customer welcome bonus on Capital One cards more than once, but you must wait four years from receiving the welcome bonus. Cards typically have language like, “Existing or previous cardmembers are not eligible for this product if they have received a new cardmember bonus for this product in the past 48 months” in the terms and conditions.
- Capital One limits the number of cards you can have to two personal cards. Non-Capital One branded cards do not count toward this limit.
- If you apply for a card and Capital One isn’t able to approve you for that specific card, they may consider you for an alternate version of the same card. These alternate versions of cards often offer lower (or no) welcome offers, carry higher interest rates or annual fees or offer no rewards. If Capital One offers you an alternate version of a card, be sure to check the details before proceeding with the application.
- You can check to see if you are pre-approved for Capital One cards online with no impact to your credit score.
- You can check your application status by calling Capital One at 1-800-903-9177. Capital One does not have a way to check your application status online.
Should you keep the SavorOne card after the first year?
The SavorOne Rewards card from Capital One has an annual fee of $0. Even if you don’t use the card, keeping it open and occasionally putting spending on a no-annual-fee credit card can help you build your credit. But the card offers 3% rewards across a variety of categories. If you are spending money on dining, entertainment, streaming or at grocery stores, you’ll likely find it rewarding to keep the card open and use it for your spending in these categories.
Benefits of the SavorOne Rewards card
Here is a summary of the benefits offered with the SavorOne Rewards card.
| Benefit | Description | Important limitations |
|---|---|---|
| Extended warranty | You’ll get additional warranty protection at no charge on eligible items that are purchased with your credit card. | Doubles manufacturer’s warranty up to a maximum of 24 months. Maximum benefit of $10,000 per calendar year. |
