If you are a Walmart shopper, you will want to strongly consider the Capital One Walmart Rewards® Card, especially if you shop online or make use of a Walmart+ membership. The Walmart Rewards card has no annual fee.
Like similar cards from big-box stores, the Capital One Walmart Rewards® Card gives you 5% back on Walmart.com purchases. You’ll also get 5% back on pickup and delivery orders you place online, but you’ll only get 2% back in Walmart stores and fuel stations. The card will give you 2% cash back at restaurants and on travel, plus 1% cash back everywhere else Mastercard is accepted.
Capital One and Walmart don’t advertise any additional benefits of the Capital One Walmart Rewards card beyond its cash back. The card is issued as a Mastercard, so you might qualify for additional benefits based on how the card is issued. See Capital One’s page linking to its benefit guides for more information.
Learn more and apply for the Capital One Walmart Rewards® Card.
The Capital One Walmart Rewards® Card current offers no welcome bonus.
Capital One Walmart Rewards® Card at a glance
Here’s what you need to know about the Capital One Walmart Rewards® Card.
Rewards
5% cash back at Walmart.com and on Walmart pick-up and delivery purchases
2% cash back on Walmart in-store purchases and at fuel stations.
2% cash back at restaurants.
2% cash back on travel.
1% cash back on all other purchases
Benefits
Capital One and Walmart don’t promote any benefits of the Capital One Walmart Rewards® Card. You might be eligible for additional card benefits depending on what type of Mastercard the card gets issued as.
Other important terms
No annual fee
Welcome bonus
Learn more and apply for the Capital One Walmart Rewards® Card.
The Capital One Walmart Rewards® Card current offers no welcome bonus.
Capital One Walmart Rewards® Card rewards
The Capital One Walmart Rewards® Card card offers its best rewards for shopping with Walmart online. Here are the details.
Walmart.com and on Walmart pick-up and delivery purchases: 5% cash back.
Note that the Capital One Walmart Rewards® Card does not offer 5% cash back on purchases made in-store.
Walmart in-store purchases and Walmart fuel stations: 2% cash back.
Restaurants: 2% cash back.
Travel: 2% cash back.
You earn 1% cash back everywhere else Mastercard is accepted.
Your cash back rewards can be redeemed for cash, to cover a purchase, for gift cards, or for travel.
How to apply:
Learn more and apply for the Capital One Walmart Rewards® Card.
The Capital One Walmart Rewards® Card current offers no welcome bonus.
A few notes on applying for Capital One credit cards
- Capital One is known to pull your credit report from all three credit bureaus, meaning that it might have a greater impact on your credit score when you apply for a card.
- You may be able to get a new customer welcome bonus on Capital One cards more than once, but you must wait four years from receiving the welcome bonus. Cards typically have language like, “Existing or previous cardmembers are not eligible for this product if they have received a new cardmember bonus for this product in the past 48 months” in the terms and conditions.
- Capital One limits the number of cards you can have to two personal cards. Non-Capital One branded cards do not count toward this limit.
- If you apply for a card and Capital One isn’t able to approve you for that specific card, they may consider you for an alternate version of the same card. These alternate versions of cards often offer lower (or no) welcome offers, carry higher interest rates or annual fees or offer no rewards. If Capital One offers you an alternate version of a card, be sure to check the details before proceeding with the application.
- You can check to see if you are pre-approved for Capital One cards online with no impact to your credit score.
- You can check your application status by calling Capital One at 1-800-903-9177. Capital One does not have a way to check your application status online.
Benefits of the Capital One Walmart Rewards® Card
Capital One and Walmart don’t promote any benefits of the Capital One Walmart Rewards® Card. Depending on how Capital One issues the card, you might be eligible for additional card benefits. Capital One publishes benefit guides for each type of card that it issues. The Capital One Walmart Rewards® Card is issued as a Mastercard.
