Wells Fargo Autograph℠ Card

The Wells Fargo Autograph℠ Card offers generous cash rewards on a wide variety of dining, travel, gas, transit, streaming, and cell phone plan purchases. The Autograph℠ Card carries no annual fee.

The card earns unlimited 3x points on a long list of categories, including restaurants, travel, gas, transit, popular streaming services and phone plans. The Autograph℠ Card earns 1 point per dollar on all other eligible purchases.

You can get your rewards as a deposit to a qualifying redemption account, a paper check, or cash via a Wells Fargo ATM. If you prefer, you can set up your account to automatically redeem your rewards. Automatic rewards and rewards issued by check must be issued in $25/2,500 point increments. You can redeem as little as 1 point if you request a redemption to a redemption account.

The Wells Fargo Autograph℠ Card doesn’t offer any extended warranty protection, but it does offer $600 of cellular telephone protection when you pay your monthly cell phone bill with the card. The card also offers secondary auto rental collision damage waiver insurance for car rentals inside the United States. Outside the U.S. the auto rental collision damage waiver insurance is primary. Terms apply.

Wells Fargo Autograph℠ Card at a glance

Here’s what you need to know about the Wells Fargo Autograph card.

Welcome bonus ($200 cash back)

Wells Fargo Autograph℠ Card rewards

The Wells Fargo Autograph℠ Card awards 1 point per dollar spent on general purchases. The card also offers unlimited 3x rewards for spending across a bunch of popular categories. Here are the details:

Bonus category	Earnings	What’s included
Restaurants	3x	Eating places and restaurants, drinking places, fast food restaurants, and/or caterers
Travel	3x	Airline, hotel/motel, timeshare, or vehicle/auto rental, cruise lines, travel agencies, discount travel sites, campgrounds
+ Gas and EV Charging	3x	Gas stations, automated fuel dispensers, and electric vehicle charging stations
Transit	3x	Passenger railway, taxis, limousines, ferries, toll bridges and highways, parking lots and garages
Select streaming services	3x	Cable and other pay television, digital goods, books, movies, music, and continuity/subscription services, as listed at: wellsfargo.com/autographstreaming
Phone plans	3x	Landline and cell phone providers considered telecommunication services
All other purchases	1x

The points you earn with your Wells Fargo Autograph card can be redeemed for cash redemption options, charitable donations, merchandise, physical and electronic gift cards or travel.

Cash back redemption options will provide the best value for the points you earn with your Wells Fargo Autograph card. We have not identified any ways to increase the value of your points beyond the value you can get for a cash redemption.

How to apply:

A few notes on applying for Wells Fargo credit cards

• You may not qualify for an additional Wells Fargo credit card if you have opened a Wells Fargo credit card in the last 6 months.
• You can get a new customer welcome bonus on Wells Fargo cards multiple times.
• Wells Fargo typically wants you to have an account with them before they will approve you for credit cards. If you are interested in this card, but aren’t yet a Wells Fargo customer, the bank offers checking accounts that waive the monthly service fee when you keep a $500 balance.
• Wells Fargo allows you to check for pre-selected credit card offers on their website with no impact to your credit score.
• You can check your application status by calling 1-800-967-9521.

Should you keep the Wells Fargo Autograph card after the first year?

The Wells Fargo Autograph Card has an annual fee of $0. Even if you don’t use the card, keeping it open and occasionally putting spending on a no-annual-fee credit card can help you build your credit. It can also help you maintain your relationship with Wells Fargo, allowing you to access other credit cards.

The card’s many useful bonus categories offer 3x point earning across a wide swath of spending. Chances are you’ll find plenty of value in the Wells Fargo Autograph card for ongoing spending.

Benefits of the Wells Fargo Autograph card

Here is a summary of the benefits offered with the Wells Fargo Autograph card.

Cell phone protection – Get up to $600 of cell phone protection against damage or theft when you pay your monthly cell phone bill with your eligible Wells Fargo card (subject to a $25 deductible). Terms apply. Learn more about cell phone protection.

Secondary auto rental collision damage waiver insurance – Auto rental collision damage waiver insurance provides reimbursement for damage to a rental car caused by theft or collision. The coverage you get with the Wells Fargo Autograph card is secondary coverage within your country of residence and primary outside of your country of residence.

This card is issued as a Visa Signature card, which means it comes with the standard set of Visa Signature benefits. Learn more about Visa Signature card benefits at Visa’s website.

All credit card benefits have coverage limits, exclusions and limitations. See your card’s Guide to Benefits for specific details on what is covered.