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Amex Business Platinum Card® welcome offers: New 150k offer. Targeted 200k, 300k offers.

The Business Platinum Card® from American Express card art
The Business Platinum Card® from American Express

Today, American Express updated the standard welcome offer on The Business Platinum Card® from American Express. The new public cardmember bonus is now 150,000 points after spending $20,000 on the card within 3 months.

But you might be able to do better than that… when we were testing our new link, the Amex website showed that we got targeted for an even bigger bonus and others have found even bigger bonuses.

Here’s what you need to know about the current Amex Business Platinum welcome bonuses.

Standard online offer: Earn 150,000 Membership Rewards® on The Business Platinum Card® from American Express

card_name welcome bonus:

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(See Rates and Fees)

Click here to learn more and apply.

Our take on the welcome bonus: This is a great bonus, but chances are that you’ll be able to get a higher targeted bonus somewhere. See our coverage of this bonus for more details.

The link above is our affiliate link. We always show you the best offer, and this is the best public offer we know about on this card.

The Business Platinum Card® from American Express card art

The Business Platinum Card® from American Express at a glance:
Annual fee: $695
Rewards: 5x flights and prepaid hotels through AmexTravel.com. 1.5x select business purchases and on purchases $5,000 or more, on up to $2M/year of purchases. 1x other purchases.
Benefits: Airport lounge access. Over $1,000 of statement credits. Enrollment required.

You might see a higher offer through our link

Although the current public offer is 150,000 Membership Rewards® points after spending $20,000 on the card within 3 months, you might see a higher offer when you use the link above.

When we visited the link while testing this page, once we got to the Amex website, we were offered the following better welcome offer: 200,000 Membership Rewards® points after spending $20,000 within 3 months.

When we clicked through our site’s link, we were targeted for a higher 200,000 point offer.

It’s often possible to get a better offer than the public offer with American Express cards. Sometimes you get one because you’re lucky, but there are ways to hunt down a better off if you want to put in the effort. We have an article on how to find the best Amex welcome bonuses.

What better offers may be out there?

Here are the other better offers we’ve seen or seen reported recently on this card. Some of these offers may no longer be available.

  • As we referenced above, our link pulled up a 200,000 point bonus offer, despite that the official offer through affiliate networks is 150,000 points. (Late April 2024)
  • Doctor of Credit reported that there are targeted 300,000 point offers being sent out via snail mail and also posted about targeted 200,000 point offers being sent out via email.

All information about the Business Platinum Card® from American Express has been collected independently by cardsandpoints.com.

My take on the current Amex Business Platinum bonus

150,000 Membership Rewards® points is a huge bonus, if you can spend the $20,000 in 3 months that you’ll need to earn it. I recently transferred 167,000 Membership Rewards to Delta to jump on a SkyMiles fare sale on Delta One Suites to Taipei. Regardless of how you value the Membership Rewards points, I definitely got well in excess of the Business Platinum’s annual fee in value on that redemption.

But is 150,000 Membership Rewards a bonus to get excited about, especially when there are reports of 200,000 or 300,000 points on the same card? It’s probably worth putting at least a little effort into finding a better targeted offer. And we have an article that can help you find a better targeted offer. If you see the 200,000 point offer or better, it’s probably best to jump on it.

Bottom line: The 150,000 Membership Rewards® points you can get with a new Amex Business Platinum card is a great offer, but if you happen to get targeted for a 200,000 point (or more) offer, don’t let it

A few notes on applying for American Express credit cards

Here are a few things that you should know about applying for American Express cards.

  • Amex will let you know if you’re ineligible for the welcome bonus when applying. If you don’t qualify for a welcome bonus for any reason, American Express will inform you during the application process and let you withdraw your application before they perform a “hard pull” on your credit report. If you withdraw your application, the withdrawn application will have no impact on your credit score.
  • No hard pull if they deny you. If Amex denies your credit card application, they usually won’t issue a hard pull on your credit report. This means that your credit score won’t decrease because of the denied application.
  • One bonus per card per “lifetime”. Most Amex card terms say that you’re ineligible for a welcome bonus if you’ve ever had the card before. Some targeted offers do not have this lifetime language. Readers and other blogs have reported that Amex may internally define “lifetime” as 7 years—if it’s been 7 years since you’ve had a card, you might be eligible to get a welcome bonus again.
  • Some cards allow one bonus per card “family”. Some American Express cards, like the personal Platinum card or the Charles Schwab Platinum card have language that prohibits you from earning a welcome bonus if you’ve ever had a card from the same card family before.
  • Maximum 5 Amex credit cards and 10 pay-over-time cards. You can have a maximum of 5 American Express credit cards at one time. In addition, you can hold up to 10 American Express pay-over-time cards (like the Platinum, Gold, and Green cards.) These limits are known to occasionally be flexible for some cardmembers, some of the time.
  • You might be able to get a better welcome offer than the public offer. American Express offers some customers targeted offers. See our post on how to get the best welcome offers from American Express and try those methods before applying for an American Express card. You might be able to get an elevated welcome bonus.
  • Check your application status online. You can check the status of your American Express card application online through the Amex website.

About the author

  • Aaron Hurd

    Aaron Hurd is a credit card, travel rewards, and loyalty program expert. Over the past 15 years, he has authored over a thousand expert contributions published by leading outlets including WSJ, TIME, Newsweek, Forbes, NerdWallet, The Points Guy, Bankrate, CNET, and many others. He has also served in consulting roles for many of these same outlets, designing content strategy, hiring teams of teams of editors and contributors, developing thought-leadership pieces, and ghost-editing for senior editors. Aaron is well-known in the miles and points community and regularly presents about travel rewards at conferences like the Chicago Seminars and Minnebar. Aaron has enjoyed the game of optimizing credit card rewards since getting his first credit card shortly after he turned 18. He started learning about credit cards and travel rewards from the (now defunct) FatWallet Finance forums and FlyerTalk. He holds more than 40 open credit cards and has first-hand experience with almost every major credit card product.

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