Advertiser disclosure: Cards and Points has partnered with CardRatings for our coverage of credit card products. Cards and Points and CardRatings may receive a commission from card issuers. Some or all of the card offers that appear on this site are from advertisers. Compensation may affect how and where card products appear on the site. The site does not include all card companies or all available offers. Opinions, reviews, analyses & recommendations are the author’s alone, and have not been reviewed, endorsed or approved by any of these entities. Terms apply to all credit card benefits.
The standard welcome offer on The Business Platinum Card® from American Express offers new cardmembers 150,000 points after spending $20,000 on the card within 3 months.
But you might be able to do better than that… when we were testing our new link, the Amex website showed that we got targeted for an even bigger bonus and others have found even bigger bonuses.
Here’s what you need to know about the current Amex Business Platinum welcome bonuses.
Standard online offer: Earn 150,000 Membership Rewards® on The Business Platinum Card® from American Express
The Business Platinum Card® from American Express welcome bonus
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There is likely a better welcome offer on the Amex Business Platinum card available.
We like the large welcome bonus on the The Business Platinum Card® from American Express, but there’s often a better offer available. See the link above for more.
More about this card
Benefit highlights:
$400 ($200, semi-annually) statement credit for purchases with Dell Technologies. Enrollment required.
$360 ($90 quarterly) statement credit for purchases with Indeed. Enrollment required.
$150 statement credit for auto-renewing annual business subscription services with Adobe. Enrollment required.
$120 ($12 monthly) statement credit for purchases with U.S. wireless telephone providers. Enrollment required.
$200 statement credit for airline fees charged by your one qualifying airline. Enrollment required.
The Global Lounge Collection.
Marriott Bonvoy® Gold Elite Status. Enrollment required.
Rewards:
5x on flights and prepaid hotels booked on AmexTravel.com
1.5x on eligible purchases in key business categories.
1.5x on eligible purchases of $5k or more.
1x on other eligible purchases.
Rewards are earned as Amex Membership Rewards®.
Learn more:
You might be able to get a better welcome bonus on this card. Learn more.
You might see a higher offer through our link
Although the current public offer is 150,000 Membership Rewards® points after spending $20,000 on the card within 3 months, you might see a higher offer when you use the link above.
When we visited the link while testing this page, once we got to the Amex website, we were offered the following better welcome offer: 200,000 Membership Rewards® points after spending $20,000 within 3 months.
It’s often possible to get a better offer than the public offer with American Express cards. Sometimes you get one because you’re lucky, but there are ways to hunt down a better off if you want to put in the effort. We have an article on how to find the best Amex welcome bonuses.
What better offers may be out there?
The Business Platinum Card® from American Express offers different welcome bonuses through different channels. In some cases, you might be able to put in a little bit of time and hunt down a better offer on this card.
Before applying through our link above, take a peek at our article on getting the best Amex Business Platinum welcome offer. You’ll find the latest information about any bonues on this card that we have credible information about. Note that some of the offers on that page may no longer be available.
My take on the current Amex Business Platinum bonus
150,000 Membership Rewards® points is a huge bonus, if you can spend the $20,000 in 3 months that you’ll need to earn it. I recently transferred 167,000 Membership Rewards to Delta to jump on a SkyMiles fare sale on Delta One Suites to Taipei. Regardless of how you value the Membership Rewards points, I definitely got well in excess of the Business Platinum’s annual fee in value on that redemption.
But is 150,000 Membership Rewards a bonus to get excited about, especially when there are reports of 200,000 or 300,000 points on the same card? It’s probably worth putting at least a little effort into finding a better targeted offer. And we have an article that can help you find a better targeted offer. If you see the 200,000 point offer or better, it’s probably best to jump on it.
Bottom line: The 150,000 Membership Rewards® points you can get with a new Amex Business Platinum card is a great offer, but if you happen to get targeted for a 200,000 point (or more) offer, don’t let it slip through your fingers.
A few notes on applying for American Express credit cards
Here are a few things that you should know about applying for American Express cards.
- Amex will let you know if you’re ineligible for the new cardmember welcome offer when applying. If you don’t qualify for a welcome offer for any reason, American Express will inform you during the application process and let you withdraw your application before they perform a “hard pull” on your credit report. If you withdraw your application, the withdrawn application will have no impact on your credit score.
- No hard pull if they deny you. If Amex denies your credit card application, they usually won’t issue a hard pull on your credit report. This means that your credit score won’t decrease because of the denied application.
- One welcome offer per card per “lifetime”. Most Amex card terms say that you’re ineligible for a welcome offer if you’ve ever had the card before. Some targeted offers do not have this lifetime language. Readers and other blogs have reported that Amex may internally define “lifetime” as 7 years—if it’s been 7 years since you’ve had a card, you might be eligible to get a welcome offer again.
- Some cards allow one welcome offer per card “family”. Some American Express cards, like the personal Platinum card or the Charles Schwab Platinum card have language that prohibits you from earning a welcome bonus if you’ve ever had a card from the same card family before.
- Maximum 5 Amex credit cards and 10 pay-over-time cards. You can have a maximum of 5 American Express credit cards at one time. In addition, you can hold up to 10 American Express pay-over-time cards (like the Platinum, Gold, and Green cards.) These limits are known to occasionally be flexible for some cardmembers, some of the time.
- You might be able to get a better welcome offer than the public offer. American Express offers some customers targeted offers. See our post on how to get the best welcome offers from American Express and try those methods before applying for an American Express card. You might be able to get an elevated welcome offer.
- Check your application status online. You can check the status of your American Express card application online through the Amex website.
American Express card disclosures
- For rates and fees of the The Business Platinum Card® from American Express, please visit this link: See Rates and Fees
Advertiser disclosure: Cards and Points has partnered with CardRatings for our coverage of credit card products. Cards and Points and CardRatings may receive a commission from card issuers. Some or all of the card offers that appear on this site are from advertisers. Compensation may affect how and where card products appear on the site. The site does not include all card companies or all available offers. Opinions, reviews, analyses & recommendations are the author’s alone, and have not been reviewed, endorsed or approved by any of these entities. Terms apply to all credit card benefits.
