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Amex Platinum Uber credit – Good for rides and Chipotle!

If you hold The Platinum Card® from American Express, you might know about the card’s $15 monthly Uber credit. But even if you don’t ride with Uber often, you can get plenty of value from the credit by using it to order from Uber Eats.

Which cards offer an Uber Cash credit?

Both the American Express® Gold Card and The Platinum Card® from American Express offer cardmembers a monthly Uber Cash credit. The Platinum card offers $200 in Uber cash annually each year, awarded as $15 each month, plus a $20 bonus ($35 total) in December.

The credit becomes available on the first day of each month and expires on the last day of each month. There is no opportunity to roll over your credits month-to-month. If you don’t use it, you lose it.

How I use my Amex Uber Cash credit?

Aaron Hurd holding a Chipotle bag in front of a Chipotle.
You can use your Amex Uber Cash credit for Uber Eats orders.

I used to use Uber all the time. Nowadays, I can probably count the number of times I use Uber during the year on two hands. I am a fan of both using public transportation where it is readily available and renting a car when it is not. On my upcoming trip to Washington, D.C. I’ll get around using the metro. When I go to a place that doesn’t have great transit options, I’ll rent a car. In downtown Chicago, I’ve found that metered cabs are both more convenient and lower-priced. And most of my trips are short enough that parking at my home airport makes sense.

So, around the end of the month, I find myself with $15 in Uber cash and no plan to spend it. My solution to this? I order take-out from Chipotle through the Uber Eats app. Since Uber Eats allows you to order from many restaurants for either take-out or delivery, a take-out order can be an easy way to use one of your credits that would otherwise go to waste.

Ordering through Uber Eats is simple, but it does require a bit of planning ahead. You can’t simply show up at a place, order at the counter and pay with the app. You must place your order through the app. When you place an order, you’ll get an estimated time that your order will be ready. At my local Chipotle, the promised delivery time for orders through Uber Eats is usually about 15 minutes.

Most months, even if I don’t set foot in an Uber, I get the value from my Uber Cash credit through Uber Eats.

Bottom line

The Uber Cash benefit is a benefit of both the American Express® Gold Card and The Platinum Card® from American Express that anyone can use. Even if you don’t use Uber to get around, remember that you can use this credit for a takeout or delivery order through Uber Eats.

Frequently asked questions

How do I use my Uber credit?

To use your Uber credit that you get with your American Express Platinum or American Express Gold card, just add the card to your Uber account. Your credit will appear automatically and be used before any other payment method when you ride with Uber or order from Uber Eats.

I have the Delta Platinum or Delta Gold card. Do these cards come with an Uber credit?

The Delta Platinum and Delta Gold cards don’t come with an Uber credit. Only the American Express Platinum and American Express Gold cards offer Uber credits.

About the author

  • Aaron Hurd

    Aaron Hurd is a credit card, travel rewards, and loyalty program expert. Over the past 15 years, he has authored over a thousand expert contributions published by leading outlets including WSJ, TIME, Newsweek, Forbes, NerdWallet, The Points Guy, Bankrate, CNET, and many others. He has also served in consulting roles for many of these same outlets, designing content strategy, hiring teams of teams of editors and contributors, developing thought-leadership pieces, and ghost-editing for senior editors. Aaron is well-known in the miles and points community and regularly presents about travel rewards at conferences like the Chicago Seminars and Minnebar. Aaron has enjoyed the game of optimizing credit card rewards since getting his first credit card shortly after he turned 18. He started learning about credit cards and travel rewards from the (now defunct) FatWallet Finance forums and FlyerTalk. He holds more than 40 open credit cards and has first-hand experience with almost every major credit card product.

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