The Capital One Quicksilver Cash Rewards Credit Card offers no-nonsense cash back rewards on every purchase with no annual fee.
When you make purchases on your Quicksilver card, you’ll earn 1.5% cash back on every purchase with no maximum on the amount of cash back you can earn.
Like all Capital One cards, the Quicksilver Cash Rewards card has no foreign transaction fee. It also offers extended warranty and travel accident insurance.
Learn more and apply for the Capital One Quicksilver Cash Rewards Credit Card. Earn a one-time $200 cash bonus once you spend $500 on purchases within 3 months from account opening.
Capital One Quicksilver Cash Rewards Credit Card at a glance
Here’s what you need to know about the Capital One Quicksilver Cash Rewards Credit Card.
Rewards
1.5% cash back on every purchase, every day
Benefits
Extended warranty
Travel accident insurance
Other important terms
No annual fee
3% foreign transaction fee
Welcome bonus
Learn more and apply for the Capital One Quicksilver Cash Rewards Credit Card. Earn a one-time $200 cash bonus once you spend $500 on purchases within 3 months from account opening.
Capital One Quicksilver Cash Rewards Card rewards
The Quicksilver Rewards card from Capital One offers unlimited 1.5% cash back rewards on every purchase. Rewards don’t expire and can be redeemed for a statement credit or a check sent to your address. Better yet, you don’t have to accumulate rewards to redeem them; you can redeem rewards in any amount, down to $0.01.
Capital One offers a number of other redemption options, but none of them offer an opportunity to get more value out of your rewards points; stick with cash back redemptions.
How to apply
Learn more and apply for the Capital One Quicksilver Cash Rewards Credit Card. Earn a one-time $200 cash bonus once you spend $500 on purchases within 3 months from account opening.
A few notes on applying for Capital One credit cards
- Capital One is known to pull your credit report from all three credit bureaus, meaning that it might have a greater impact on your credit score when you apply for a card.
- You may be able to get a new customer welcome bonus on Capital One cards more than once, but you must wait four years from receiving the welcome bonus. Cards typically have language like, “Existing or previous cardmembers are not eligible for this product if they have received a new cardmember bonus for this product in the past 48 months” in the terms and conditions.
- Capital One limits the number of cards you can have to two personal cards. Non-Capital One branded cards do not count toward this limit.
- If you apply for a card and Capital One isn’t able to approve you for that specific card, they may consider you for an alternate version of the same card. These alternate versions of cards often offer lower (or no) welcome offers, carry higher interest rates or annual fees or offer no rewards. If Capital One offers you an alternate version of a card, be sure to check the details before proceeding with the application.
- You can check to see if you are pre-approved for Capital One cards online with no impact to your credit score.
- You can check your application status by calling Capital One at 1-800-903-9177. Capital One does not have a way to check your application status online.
Should you keep the card after the first year?
The Capital One Quicksilver Rewards card carries no annual fee, so there is little downside to keeping the card open after the first year.
Keeping a no-annual-fee card open can help you maintain a good credit score. An open credit card account that is not past-due will typically report both your credit line and continued on-time payments to the credit reporting agencies, both of which contribute positively to your credit score.
Benefits of the Capital One Quicksilver Cash Rewards Credit Card
The additional benefits offered by the Capital One Quicksilver Rewards card are limited, but here are a few that you might find useful.
No foreign transactions fees – Pay no fees to use your Capital One card abroad or for purchases in a foreign currency.
Extended warranty – Extended warranty protection provides additional warranty coverage on items you purchase with your card. The extended warranty coverage of the Quicksilver Cash Rewards card doubles the manufacturer’s warranty on eligible items on warranties of 24 months or less.
Travel accident insurance – Travel accident insurance typically covers you for things like accidental death or dismemberment when you are traveling. Policy terms vary, so see your card’s guide to benefits for details.
Frequently asked questions
The Capital One Quicksilver Rewards Card is issued as a World Elite Mastercard.
Capital One usually checks all three credit bureaus when you apply for a card. This means that a new credit inquiry will show up on your Experian, Equifax, and Transunion credit reports.
CreditWise from Capital One is available to anyone, whether you are a Capital One cardmember or not.