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Home » American Express Blue Business Cash™ Card welcome bonus: $250 after $3,000 in spending.

American Express Blue Business Cash™ Card welcome bonus: $250 after $3,000 in spending.

Advertiser disclosure: Cards and Points has partnered with CardRatings for our coverage of credit card products. Cards and Points and CardRatings may receive a commission from card issuers. Some or all of the card offers that appear on this site are from advertisers. Compensation may affect how and where card products appear on the site. The site does not include all card companies or all available offers. Opinions, reviews, analyses & recommendations are the author’s alone, and have not been reviewed, endorsed or approved by any of these entities. Terms apply to all credit card benefits.

The American Express Blue Business Cash™ Card offers a welcome bonus for new cardmembers. If you have a small business, this card is one of the only cards that will get you 2% cash back rewards with no annual fee, albeit on a small amount of spending. You’ll earn 2% rewards on up to $50,000 of purchases each year, and 1% thereafter.

Here’s what you need to know about the American Express Blue Business Cash™ Card welcome offer.

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See Rates and Fees

Click here to learn more and apply.

Our take on the welcome bonus: The current offer is the best offer generally available on this card, but you might be able to get a better offer through a referral link.

The link above is our affiliate link. We always show you the best offer, and this is the best offer we know about on this card.

American Express Blue Business Cash™ Card card art

American Express Blue Business Cash™ Card at a glance:
Annual fee: $0
Rewards: 2% cash back on eligible purchases on up to $50,000 per calendar year. 1% thereafter.
Benefits: Extended warranty. Purchase protection. Secondary car rental loss and damage insurance.

About the American Express Blue Business Cash™ Card

American Express Blue Business Cash™ Card card art
American Express Blue Business Cash™ Card

The American Express Blue Business Cash™ Card is a good choice for small business owners looking for a card that earns 2% cash back with no annual fee. (See Rates and Fees)

When you use the Blue Business Cash, you will earn 2% cash back on all eligible purchases on up to $50,000 of purchases each year, then 1%. Cash back is automatically credited to your statement in the month in which you receive it.

You’ll get a handful of benefits with the American Express Blue Business Cash™ Card, including extended warranty, purchase protection, and secondary car rental loss and damage insurance. As an Amex card, you’ll also get access to Amex Offers, card offers that can give you a substantial discounts at specialty merchants.

For more on the American Express Blue Business Cash™ Card, check out our card overview of the American Express Blue Business Cash™ Card.

My take on the welcome bonus

I wouldn’t pick up this card solely for the welcome bonus. You can get welcome bonuses that require much less spending and much larger welcome bonuses elsewhere. Still, if you have a need for 2% cash back for your business on a limited amount of spending, the welcome bonus on this card is a nice perk.

Amex has recently started adding family language to its welcome bonus terms. Some cards won’t let you earn a welcome bonus if you’ve had that card or a related card previously. It’s worth noting that getting this welcome bonus will not exclude you from getting the bonus on The Blue Business® Plus Credit Card from American Express.

While Amex frequently changes the welcome offers available on some of its cards, the welcome bonus on the American Express Blue Business Cash™ Card has remained unchanged for quite some time. You’re unlikely to get a larger bonus by waiting.

Bottom line: If this card makes sense for you, there’s no need to wait, but there are other cards that have more compelling welcome offers.

American Express Disclosures
  • For rates and fees of the American Express Blue Business Cash™ Card, please visit this link: See Rates and Fees

Amex Extended Warranty benefit disclosure: When an American Express® Card Member charges a Covered Purchase to an Eligible Card, Extended Warranty§ can provide up to one extra year added to the Original Manufacturer’s Warranty. Applies to warranties of five (5) years or less. Coverage is up to the actual amount charged to your Card for the item up to a maximum of $10,000; not to exceed $50,000 per Card Member account per calendar year.   Eligibility and Benefit level varies by Card. Terms, Conditions, and Limitations Apply. Please visit americanexpress.com/benefitsguide for more details. Underwritten by AMEX Assurance Company.

Amex Basic Purchase Protection benefit disclosure: When an American Express® Card Member charges a Covered Purchase with their Eligible Card, Purchase Protection can help protect their Covered Purchases for up to 90 days from the Covered Purchase date if it is stolen or accidentally damaged. The coverage is limited to up to $1,000 per occurrence, up to $50,000 per Card Member account per calendar year.   Eligibility and Benefit level varies by Card. Terms, Conditions, and Limitations Apply. Please visit americanexpress.com/benefitsguide for more details. Underwritten by AMEX Assurance Company.

Amex Basic Car Rental Loss and Damage Insurance disclosure: Car Rental Loss and Damage Insurance can provide coverage up to $50,000 for theft of or damage to most rental vehicles when you use your eligible Card to reserve and pay for the entire eligible vehicle rental and decline the collision damage waiver or similar option offered by the Commercial Car Rental Company. This product provides secondary coverage and does not include liability coverage. Not all vehicle types or rentals are covered. Geographic restrictions apply. Eligibility and Benefit level varies by Card. Terms, Conditions, and Limitations Apply. Please visit americanexpress.com/benefitsguide for more details. Underwritten by AMEX Assurance Company. Car Rental Loss or Damage Coverage is offered through American Express Travel Related Services Company, Inc.

Advertiser disclosure: Cards and Points has partnered with CardRatings for our coverage of credit card products. Cards and Points and CardRatings may receive a commission from card issuers. Some or all of the card offers that appear on this site are from advertisers. Compensation may affect how and where card products appear on the site. The site does not include all card companies or all available offers. Opinions, reviews, analyses & recommendations are the author’s alone, and have not been reviewed, endorsed or approved by any of these entities. Terms apply to all credit card benefits.