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Home » Delta/Amex Resy Credit: Statement credit for dining with Resy restaurants

Delta/Amex Resy Credit: Statement credit for dining with Resy restaurants

As part of the February 2024 refresh of the Delta SkyMiles credit cards, Delta Air Lines and Amex introduced a credit for Resy. Here’s everything you need to know about this new benefit.

Terms apply to the Resy credit benefit. Enrollment required.

What is Resy?

Resy is a restaurant reservation company, similar to OpenTable. Typically, Resy works with higher-end restaurants, but recently it has started including more moderately-priced offerings. In 2019, Resy was acquired by American Express.

What is the Delta Resy credit?

Cardmembers who hold the Delta SkyMiles® Platinum American Express Card, Delta SkyMiles® Reserve American Express Card, or the business versions of these Delta cards can get a credit each month when they use their eligible card to make a purchase at a U.S. Resy restaurant.

While Delta and Amex marketing encourage you to make your reservation through Resy, you don’t actually have to make a reservation to get a Resy credit. Read more on how to get the Resy credit below.

Which cards offer a Resy credit?

Only the business and personal variants of the Delta Platinum and Delta Reserve cards offer a credit for Resy restaurant purchases. And the credit amount varies by card. Here’s what each card offers

Delta credit cardResy credit
Delta SkyMiles® Platinum American Express Card$120 annually
($10 monthly)
Delta SkyMiles® Reserve American Express Card$240 annually
($20 monthly)
Delta SkyMiles® Platinum Business American Express Card$120 annually
($10 monthly)
Delta SkyMiles® Reserve Business American Express Card$240 annually
($20 monthly)
Cards offering a Delta Resy credit and the amount of the credit

You can earn a Resy credit for each eligible Delta credit card you have that offers the credit. If you have multiple Delta credit cards, you can earn Resy credits on each card.

How to get a Resy credit on your Delta card

In principle, getting your Resy credit is relatively simple. You simply use your eligible enrolled card at a Resy restaurant to earn your credit. Here’s what you need to know about earning this credit.

Enrollment is required: How to enroll in the Resy Credit

You must enroll each eligible Delta SkyMiles Credit Card in order to receive a Resy credit. Enrollment is a simple, no cost process. There is no downside to enrolling in your benefit, even if you never plan to use it.

To enroll on the Amex website, select your credit card and click “Rewards & Benefits” at the top of the screen.

Screenshot from Amex online portal. Shows the main navigation sections and the Rewards & Benefits sub-navigation section.
Rewards & Benefits section of cardmember portal at AmericanExpress.com
Resy Credit enrollment panel with Enroll Now button
You must enroll to receive a Resy credit

Click in the “Benefits” sub-navigation menu and you’ll see all of your card’s featured benefits displayed. Scroll down to the panel describing the Resy credit. If you’re enrolled, you’ll see “Enrolled” with a checkmark in the panel. If you’re not enrolled, you’ll see “Enroll Now.” Click “Enroll Now” and enroll in the benefit from the next screen.

On the Amex mobile app, select the card you want to enroll. Then click on the “Membership” tab and scroll to the “Benefits” section. Clicking on “View All” will give you a list of benefits. If you haven’t already enrolled in the Resy credit, you’ll see “Enrollment Required” on the tile for the Resy credit. Click on the tile and fill out the subsequent form to complete enrollment.

Use your card at a Resy restaurant to earn a Resy credit

After you are enrolled, all you need to do is use your eligible card at a Resy restaurant to earn a Resy credit. Here’s what qualifies for the credit:

  • Purchases at U.S. restaurants that offer reservations on Resy.com and the Resy app. You do not need to make a reservation through the Resy app to qualify for the Resy credit. All you have to do is make a purchase at a Resy restaurant.
  • Purchases made directly at Resy.com or in the Resy app.

Additionally, purchases made through Resy Pay are not eligible for a statement credit.

Finding Resy restaurants

Finding Resy restaurants can be difficult. The Resy website doesn’t offer an intuitive way to pull up a map of restaurants nearby and you won’t find a Resy restaurant in most smaller cities. Here’s how I find Resy restaurants.

On the Resy website, enter your city name in the search bar at the top of the page or click on one of the featured cities from the drop-down at the top of the page. If you see an option to “View All Restaurants” in your city, click on that.

Both the desktop and mobile versions of the site have the ability to pull up a map. On the mobile site, you must scroll down until you see the option to pull up a map of restaurants. The desktop site lets you view the list of local restaurants side-by-side with a map view. Clicking on a pin on the map will snap the list of restaurants to that particular restaurant.

Pro-tip: Split payment if you have multiple cards

Many restaurants will let you split your payment across multiple cards. If you have multiple Delta credit cards that offer a Resy credit, you may be able to earn multiple credits for a single dining purchase if you split the payment. Even if you’re dining alone, you can ask your server to split your check.

Receiving the Resy statement credit

A Resy Statement Credit confirmation email showing that a Delta Platinum Business Card has earned a $10 Resy statement credit.
Resy credit confirmation email

Amex terms and conditions state that you must allow 6-8 weeks after an eligible Resy purchase for it to be posted to your account. In practice, the credits appear to be posting within a week.

Within a few days of making your eligible charge, you should receive an email confirming that you are eligible for the Resy statement credit. I received the email pictured on the right within a few days after making a purchase at a Resy restaurant. When I checked my Amex account online, I saw that a credit had already been posted to my account.

The credit posted as “AMEX RESY CREDIT”.

What to do if you don’t get a statement credit

Amex terms state that it can take 6-8 weeks for the Resy statement credit to post. If it has been longer than this and a credit from your eligible Resy restaurant purchase hasn’t posted, here’s what to do:

  • Call the number on the back of your card for Amex customer service.
  • Only Amex customer service can help you—Delta SkyMiles customer service won’t be able to help you with getting your credit.
Rates and fees for Delta Air Lines credit cards
  • For rates and fees of the Delta SkyMiles® Blue American Express Card, please visit this link: See Rates and Fees; terms apply
  • For rates and fees of the Delta SkyMiles® Gold American Express Card, please visit this link: See Rates and Fees; terms apply
  • For rates and fees of the Delta SkyMiles® Platinum American Express Card, please visit this link: See Rates and Fees; terms apply
  • For rates and fees of the Delta SkyMiles® Reserve American Express Card, please visit this link: See Rates and Fees; terms apply
  • For rates and fees of the Delta SkyMiles® Gold Business American Express Card, please visit this link: See Rates and Fees
  • For rates and fees of the Delta SkyMiles® Platinum Business American Express Card, please visit this link: See Rates and Fees
  • For rates and fees of the Delta SkyMiles® Reserve Business American Express Card, please visit this link: See Rates and Fees