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Linking Citi cards to your online account: Access all your Citi accounts in one place.

If you have more than one credit card from Citibank, you can easily link all of your personal or business Citi accounts to the same online profile and manage them with a single login. Here’s what you need to know.

Linking Citi accounts online: Step by step

The first step to link your Citi credit card account is to log into your account at and click on “How can we help” at the top of the page. Most likely, you’ll see a button for “Link Your Account” in the panel that pops up. If you don’t see this button, simply search for “Link your account.”

You’ll select your account type and enter information to identify the account. For credit cards, you’ll need your account number, CVV code from the back of your card, and last four digits of the primary cardholder’s social security number.

If you want to link a savings or checking account, you’l need to provide your debit card account number, PIN, and last four digits of the account holder’s social security number.

Once you’ve successfully entered this information, your account will be linked to your online account and can be managed alongside your other accounts.

CitiBusiness Accounts

If you have only Citi personal accounts or only Citi business accounts, you can manage them with a single login. Unfortunately if you have both types of accounts, you’ll need to step up two seperate online accounts.

Unlike many other banks, you cannot service both business and personal accounts under the same online login. If you try to link a CitiBusiness account to a personal account, you’l get a message like the following:

Unfortunately, the only solution to this is to create a new login for your business accounts.

Bottom line

Linking Citi accounts is pretty simple. Just log into your Citi account and search for “Link Your Account” under “How can we help?” Follow the instructions, provide the required information, and your accounts will be linked up to your existing login.

About the author

  • Aaron Hurd

    Aaron Hurd is a credit card, travel rewards, and loyalty program expert. Over the past 15 years, he has authored over a thousand expert contributions published by leading outlets including WSJ, TIME, Newsweek, Forbes, NerdWallet, The Points Guy, Bankrate, CNET, and many others. He has also served in consulting roles for many of these same outlets, designing content strategy, hiring teams of teams of editors and contributors, developing thought-leadership pieces, and ghost-editing for senior editors. Aaron is well-known in the miles and points community and regularly presents about travel rewards at conferences like the Chicago Seminars and Minnebar. Aaron has enjoyed the game of optimizing credit card rewards since getting his first credit card shortly after he turned 18. He started learning about credit cards and travel rewards from the (now defunct) FatWallet Finance forums and FlyerTalk. He holds more than 40 open credit cards and has first-hand experience with almost every major credit card product.

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