The U.S. Bank Altitude® Reserve Visa Infinite® Card is a premium travel rewards card from U.S. Bank. It offers incredible rewards on mobile wallet purchases, an easy-to-use travel and restaurants credit and a limited amount of airport lounge access. The U.S. Bank Altitude® Reserve Visa Infinite® Card has an annual fee of $400.
When you make purchases with your card using your mobile wallet, you’ll earn 3 points per dollar, making the card effectively a “3% anywhere” card. The Altitude Reserve can be used with Apple Pay®, Google Pay™. and Samsung Pay. You’ll earn 5 points per dollar on prepaid hotel stays and car rentals booked in the Altitude Rewards Center and 1 point per dollar everywhere else you swipe your card. Points can be redeemed for 1 cent of cash back each, or for 1.5 cents worth of travel through the U.S. Bank travel portal.
The card comes with a $325 annual statement credit that applies automatically toward eligible travel purchases or dining purchases. You’ll get a Priority Pass Select membership with 8 free visits to airport lounges and a $100 statement credit to reimburse your TSA PreCheck or Global Entry membership fee once every four years.
U.S. Bank Altitude® Reserve Visa Infinite® Card welcome bonus:
Earn 50,000 bonus points worth $750 on travel. Just spend $4,500 in the first 90 days of account opening.
Click here to learn more and apply.
The link above is a link directly to the bank’s website. We don’t make money when you use the above link, but we always show you the best offer.
U.S. Bank Altitude® Reserve Visa Infinite® Card at a glance:
Annual fee: $400
Rewards: 5x prepaid hotels and car rentals booked through portal. 3x mobile wallet purchases. 1x other eligible purchases.
Benefits: Priority Pass (8 visits). Trusted Traveler credit.
U.S. Bank Altitude Reserve at a glance
Here’s what you need to know about the U.S. Bank Altitude Reserve card.
Rewards
| + | 5x | Prepaid hotels and car rentals booked in the Altitude Rewards Center |
| 3x | Mobile wallet purchases | |
| 3x | Travel, including airlines, hotels, car rentals, taxicabs, limousines, passenger trains, and cruise line companies | |
| 1% | All other purchases |
The points you earn with your U.S. Bank Altitude Reserve card are worth 1 cent each when used for cash back or 1.5 cents each when used for travel.
Benefits
| Consumer insurance benefits Purchase security Return protection Extended warranty Personal identity theft protection | |
| Travel insurance benefits Primary auto rental collision damage waiver insurance Travel accident insurance Trip cancellation and interruption insurance Trip delay reimbursement Lost luggage reimbursement Emergency evacuation and transportation and repatriation of remains coverage | |
| Travel benefits Priority Pass Select – 8 free visits | |
| Statement credits $325 in annual credits for travel and dining TSA PreCheck or Global Entry credit |
Other important terms
| Annual fee: $400 | |
| Foreign transaction fee: None |
U.S. Bank Altitude Reserve rewards
The U.S. Bank Altitude Reserve card earns its highest rewards on prepaid hotels and car rentals, but we think that its most interesting rewards category is mobile wallet purchases, which turns the card into 3% (almost) anywhere card!
| + | 5x | Prepaid hotels and car rentals booked in the Altitude Rewards Center |
| 3x | Mobile wallet purchases | |
| 3x | Travel, including airlines, hotels, car rentals, taxicabs, limousines, passenger trains, and cruise line companies | |
| 1% | All other purchases |
The points you earn with your U.S. Bank Altitude Reserve card are worth 1 cent each when used for cash back or 1.5 cents each when used for travel.
Benefits of the U.S. Bank Altitude Reserve
The U.S. Bank Altitude Reserve offers a generous suite of consumer insurance and travel benefits. Here’s an overview of the benefits of this card.
| Consumer insurance benefits Purchase security Return protection Extended warranty Personal identity theft protection | |
| Travel insurance benefits Primary auto rental collision damage waiver insurance Travel accident insurance Trip cancellation and interruption insurance Trip delay reimbursement Lost luggage reimbursement Emergency evacuation and transportation and repatriation of remains coverage | |
| Travel benefits Priority Pass Select – 8 free visits | |
| Statement credits $325 in annual credits for travel and dining TSA PreCheck or Global Entry credit |
Consumer insurance benefits
Many cards offer consumer insurance benefits that can protect the things you buy. Here are the consumer insurance benefits offered by U.S. Bank Altitude Reserve. Terms and restrictions apply to all benefits.
Purchase security protects the things you buy with your card from damage or theft for a certain amount of time after you buy them. The Altitude Reserve purchase protection covers your new purchases for 90 days against damage or theft up to $10,000 per claim and $50,000 per cardholder.
Return protection can give you a refund on an item if the store you bought it from won’t take it back. The return protection on the Altitude Reserve provides return protection for 90 days from the date of purchase, up to $300 per item and $1,000 per account.
Extended warranty provides additional warranty coverage on items you purchase with your card. Altitude Reserve extended warranty protection extends the time period of the U.S. manufacturer’s warranty by an additional year, on eligible warranties of three years or less.
Personal identity theft protection can reimburse you for expenses you incur to repair a stolen identity, up to $10,000.
Travel insurance benefits
Cards targeted toward travelers often offer travel insurance benefits that can protect you when you are traveling away from home. Terms and restrictions apply to all benefits.
Primary auto rental collision damage waiver insurance protects you against damage to or theft of your rental vehicle, and pays for damages without requiring you to make a claim with your insurance company. For coverage to apply, you need to reserve and pay for your vehicle using your card and decline your car rental company’s collision damage waiver. Coverage is provided for rental period of 15 consecutive days within your country of residence and 31 days outside it. Coverage does not apply in Israel, Jamaica, the Republic of Ireland, or Northern Ireland.
Travel accident insurance pays a fixed benefit amount for certain losses of life or limb when you are injured during a trip that you have charged to your card. See your card’s Guide to Benefits for details.
Trip cancellation and interruption insurance can reimburse you for prepaid travel expenses when your trip is canceled or interrupted for a covered reason. Altitude Reserve trip cancellation and interruption insurance covers up to $2,000 of non-refundable common carrier fares charged to your card.
Trip delay reimbursement can cover your incidental expenses or a hotel room when your travel is delayed for a covered reason. Altitude Reserve trip delay insurance covers delays of 6 hours or that require an overnight stay and up to $500 per ticket purchased with your card.
Lost luggage reimbursement offers reimbursement if your bags are stolen or lost while traveling on a common carrier. Coverage is included up to $3,000 per covered trip.
Emergency evacuation and transportation and repatriation of remains coverage covers necessary medical transportation in certain cases where you have a medical necessity to be evacuated or transported while traveling on a trip you booked with the card, up to $10,000. The repatriation of remains benefit covers expenses up to $1,000.
Travel benefits
The U.S. Bank Altitude Reserve offers a limited lounge access to cardmembers.
Priority Pass Select gives you access to over 1,300 airport lounges when traveling on any airline. Your card includes a Priority Pass membership with 8 complimentary airport lounge visits per year. Additional visits are offered for a per-visit cost.
Statement credits
$325 in annual credits for travel and dining will be automatically posted to your account each cardmember year to offset eligible purchases. Purchases made with airlines, hotels, car rental companies, taxis, limousines, passenger trains and cruise line companies, plus any merchant classified as a restaurant, fast-food restaurant or bar qualify for the credit.
TSA PreCheck or Global Entry credit. Get a $100 statement credit to reimburse your TSA PreCheck or Global Entry application fee once every four years when you charge your application fee to your account.
