The Costco Anywhere Visa Business Card Card by Citi is the small business version of the Costco Anywhere Visa Card by Citi. Like its sibling, this card offers 4% on eligible gas and EV charging worldwide for the first $7,000 of spending per year, plus 3% on restaurants and travel purchases. This card is available to Costco members and carries no annual fee.
Costco Anywhere Visa Business Card by Citi at a glance
Here’s what you need to know about the Costco Anywhere Visa Business Card by Citi.
Use this card for:
- Gas and EV charging – Earn 4% cash back on the first $7,000 of spending each year
- Travel – Earn 3% cash back
- Restaurants – Earn 3% cash back
Consider other cards for:
- Costco in-store and online spending – The card only earns 2% cash back on Costco and offers no extended warranty benefit.
- General spending – Card earns 1% cash back on general purchases. Consider a 2% cash back credit card that can give you 2% on all your spending.
- Groceries – Use a card that earns bonus cash back on groceries.
- Purchases with warranties – Use a card that offers an extended warranty benefit.
This card offers no welcome bonus.
- Damage and theft protection
Other important terms
- Cash back rewards are provided as an annual credit card reward certificate after your February billing statement closes.
- No annual fee
- Requires paid Costco membership
- No foreign transaction fee
This card offers no welcome bonus.
Costco Anywhere Visa Business Card by Citi rewards
The Costco Anywhere Visa Business Card by Citi awards 1% cash back point per dollar spent on general purchases. The card offers increased rewards for gas and EV charging, restaurants and travel, plus 2% cash back for Costco purchases. Here are the details:
|Bonus category||Earnings||What’s included|
|+ Gas and EV Charging||4%||Eligible gas and EV charging purchases worldwide, including gas and EV charging at Costco|
|Restaurants||3%||Restaurant purchases worldwide, including cafes, bars, lounges and fast food restaurants|
|Travel||3%||Eligible travel purchases worldwide, including airfare, hotels, car rentals, travel agencies, cruise lines and Costco Travel|
|Costco purchases||2%||Eligible gas and EV charging purchases worldwide, including gas and EV charging at Costco|
|All other purchases||1%|
Unlike many other cash back rewards cards, the rewards you earn on your Costco credit card come in the form of a credit card reward certificate. Rewards are earned during the calendar year (January-December) and you receive accumulated rewards once your February statement closes. Your credit card reward certificate must be redeemed in a single transaction at a Costco warehouse as a merchandise credit or cash back.
How to apply:
A few notes on applying for Citi credit cards
- Citi has limits on the number of applications you can submit. You can only apply for one personal card every eight days and no more than two cards every rolling 65 days. Business cards are subject to the same eight-day limitation, but you can apply for no more than one business card every 95 days.
- You can get a new customer welcome bonus on Citi cards multiple times, but Citi has rules on how often you can earn a welcome bonus.
- ThankYou Point welcome offers are typically not available if you’ve received a new account bonus on the same card in the past 48 months.
- Welcome bonuses on AAdvantage cards are only available if you have not received a welcome bonus for the same card within the past 48 months.
- There is no limit to the number of Citi cards you can hold.
- You can check your application status on the Citi website or by calling 1-866-606-2787.
Benefits of the Costco Anywhere Visa Business Card by Citi
Here is a summary of the benefits offered with the Costco Anywhere Visa Business Card by Citi.
|Damage & Theft Protection||Damage & Theft Purchase Protection may cover you for repairs or a refund if purchases made with your Citi card are damaged or stolen within 120 days of purchase (90 days for New York residents).|
This card is issued as a Visa Signature card, which means it comes with the standard set of Visa Signature benefits. Learn more about Visa Signature card benefits at Visa’s website.