July 16, 2025: Hilton and American Express are currently offering limited-time offers for new cardmembers through 8/13/2025. Limited-time offers like this are typically the best time to get a new Hilton card. Here are the best Hilton credit card offers.
Hilton Honors American Express Card
Earn 100,000 Hilton Honors Bonus Points and a $100 Statement Credit after you spend $2,000 on eligible purchases on the Hilton Honors American Express Card within your first 6 months of Card Membership. Offer ends 8/13/2025.
This bonus is earned as Hilton Honors Bonus Points.
Annual fee: No annual fee
Hilton Honors American Express Surpass® Card
Earn 130,000 Hilton Honors Bonus Points after you spend $3,000 in purchases on the Hilton Honors American Express Surpass® Card in the first 6 months of Card Membership. Offer ends 8/13/2025.
This bonus is earned as Hilton Honors Bonus Points.
Annual fee: $0 introductory annual fee for the first year, then $150.
Hilton Honors American Express Aspire Card
Earn 175,000 Hilton Honors Bonus Points after you spend $6,000 in purchases on the Hilton Honors American Express Aspire Card in the first 6 months of Card Membership. Offer ends 8/13/2025.
This bonus is earned as Hilton Honors Bonus Points.
Annual fee: $550
The Hilton Honors American Express Business Card
Earn 150,000 Hilton Honors Bonus Points after you spend $8,000 in purchases on the Hilton Honors American Express Card in your first 6 months of Card Membership. + Earn an Extra 25,000 Hilton Honors Bonus Points after you spend an additional $2,000 in purchases on the Card in your first 6 months of Card Membership.
This bonus is earned as Hilton Honors Bonus Points.
Annual fee: $195
Our take: How we use free nights
Among the current limited-time offers, the offer on the no-annual-fee Hilton Honors American Express Card is the one that interests me. the most. The 100k points plus a $100 statement credit offer on that card is the best offer on that card since I started tracking offers and, frankly, is on par with what I would expect from a card with an annual fee in the $100 range.
The other offers, while better than the standard offers, aren’t quite as exciting. The Surpass and Aspire cards’ offers match what we typically see when Amex and Hilton run these promotions and the business card offers as many points as the best offer I’ve seen, but requires more hoops to jump through to get the extra 25k points.
All that said, picking up a Hilton card when Amex and Hilton are running limited-time offers is a good call… and if you stay at Hilton, using a Hilton card to pay for your stays is an easy way to get excellent value for your Hilton spending.
More about each of the Hilton credit cards
Earning miles with a Hilton credit card welcome offer isn’t the only reason to get a Hilton credit card. If you stay at Hilton Hotels and Resorts even occasionally, these cards can be the key to unlocking valuable perks and earning a massive number of Hilton Honors points.
Here’s a bit more about each card. For an in-depth comparison of all of the Hilton credit cards, check out our complete guide to Hilton credit cards.
Hilton Honors American Express Card: A card with no annual fee that earns Hilton points
The Hilton Honors American Express Card is the only Hilton credit card that is offered with no annual fee. () Having the card and charging at least one purchase every 24 months is an easy way to keep your Hilton points from expiring.
Compared to the other Hilton cards, the basic Hilton Amex’s earnings on Hilton stays are pretty mediocre. Although it earns 5x points in several bonus categories, it isn’t a great card to use for general spending—the value you can expect from the points you earn on most purchases will be less than you could earn on a 2% cash back credit card.
When to pick this card: This card is a reasonable option if you’ve amassed a large cache of Hilton points and you want a way to keep them from expiring. If you’re serious about being loyal to Hilton, one of the other Hilton cards might be a better pick.
Hilton Honors American Express Card at a glance
Annual fee: No annual fee
Foreign transaction fee: None
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The Hilton Honors American Express Card typically offers an excellent welcome offer for a card with no annual fee, but if you regularly stay at Hilton, one of the other Hilton cards might be a better choice.
Welcome offer
Hilton Honors American Express Card
Earn 100,000 Hilton Honors Bonus Points and a $100 Statement Credit after you spend $2,000 on eligible purchases on the Hilton Honors American Express Card within your first 6 months of Card Membership. Offer ends 8/13/2025.
This bonus is earned as Hilton Honors Bonus Points.
Annual fee: No annual fee
Rewards
- 7x on Hilton hotels and resorts
for eligible purchases made directly with hotels and resorts in the Hilton portfolio. - 5x on dining
at U.S. restaurants, including takeout and delivery. - 5x on groceries
at U.S. supermarkets. - 5x on gas
at U.S. gas stations. - 3x on other eligible purchases.
Rewards are earned as Hilton Honors Bonus Points.
Benefits
Hilton hotel benefits
- Complimentary Hilton Honors Silver Status.
Upgrade to Hilton Honors Gold status if you spend $20,000 in a calendar year.
Consumer insurance benefits
Travel insurance benefits
- Car Rental Loss and Damage Insurance.
- Global Assist® Hotline.
Partner benefits and statement credits
- ShopRunner.
Enrollment required. Effective March 31, 2025, ShopRunner will no longer be a card benefit. - Amex Offers.
Enrollment required.
Hilton Honors American Express Surpass® Card: Statement credits for Hilton purchases
The signature feature of the Hilton Honors American Express Surpass® Card is its statement credits for Hilton stays. You can earn up to $50 in statement credits each quarter for Hilton stays you charge to the card. (Terms apply.)
When to pick this card: You’ll get the most from this card if you’re staying with Hilton’s family of brands several times a year and capturing the value of the credits. Putting $15,000 of eligible purchases on the card in a calendar year will earn you a valuable Hilton Free Night award. Outside of Hilton stays, you’ll get slightly better rewards in the card’s bonus categories than you will from a 2% cash back credit card.
Hilton Honors American Express Surpass® Card at a glance
Annual fee: $0 introductory annual fee for the first year, then $150.
Foreign transaction fee: None
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The Hilton Honors American Express Surpass® Card is the best Hilton card for you if you stay in Hilton hotels consistently and can get the value from its up to $50 in quarterly Hilton statement credits.
Welcome offer
Hilton Honors American Express Surpass® Card
Earn 130,000 Hilton Honors Bonus Points after you spend $3,000 in purchases on the Hilton Honors American Express Surpass® Card in the first 6 months of Card Membership. Offer ends 8/13/2025.
This bonus is earned as Hilton Honors Bonus Points.
Annual fee: $0 introductory annual fee for the first year, then $150.
Rewards
- 12x on Hilton hotel and resort purchases.
for eligible purchases made directly with hotels and resorts within the Hilton portfolio. - 6x on dining
at U.S. restaurants, including takeout and delivery. - 6x on groceries
at U.S. supermarkets. - 6 on gas
at U.S. gas stations. - 4x on U.S. online retail purchases.
- 3x on other eligible purchases.
Rewards are earned at Hilton Honors Bonus Points.
Benefits
Hilton benefits
- Hilton Honors Gold Status.
Upgrade to Hilton Honors Diamond status through the end of the next calendar year after you spend $40,000 on the card in a calendar year. - $200 Hilton statement credit.
Earn up to $50 in statement credits each quarter (up to $200 per year) for eligible purchases made with Hilton Hotels and Resorts. Terms apply. - Earn a free night award
after spending $15,000 in eligible purchases within a calendar year. Terms apply.
Consumer insurance benefits
Travel insurance benefits
- Car rental loss and damage insurance.
- Global Assist® Hotline.
- Baggage insurance plan.
Partner benefits and statement credits
- National Car Rental Emerald Club Executive status.
Enrollment required. Terms apply. - ShopRunner.
Enrollment required. Terms apply. Effective March 31, 2025, the ShopRunner membership will no longer be a Card benefit. - Amex Offers.
Enrollment required. Terms apply.
Hilton Honors American Express Aspire Card: Top-tier status and a free night award each year
The Hilton Honors American Express Aspire Card will give you instant top-tier Hilton Honors Diamond status and a free night reward with your new card and every year after renewal.
When to pick this card: You’ll get the most from the Aspire card if you’re either spending a lot on Hilton hotels—think road-warrior-level travel, staying in Hilton hotels every week—or if your travels tend toward the luxury end of Hilton’s properties. The card offers a up to $400 per year in Hilton resort credits, plus a $100 on-property credit at participating Waldorf Astoria® and Conrad® hotels. Terms apply.
If you’re going to try to spend $30,000 or $60,000 on the card to pick up a few extra Hilton Free Night Awards, your best bet is to shift your spending toward Hilton stays or the categories where the card offers bonus rewards. The card’s 3x on other eligible purchases isn’t terribly compelling.
Hilton Honors American Express Aspire Card at a glance
Annual fee: $550
Foreign transaction fee: None
(See rates and fees. Terms apply.)
The Hilton Honors American Express Aspire Card will get you the most opportunities to earn Free Night Rewards, which can be used at the vast majority of Hilton Hotels, worldwide. (Terms and capacity controls apply.)
Welcome offer
Hilton Honors American Express Aspire Card
Earn 175,000 Hilton Honors Bonus Points after you spend $6,000 in purchases on the Hilton Honors American Express Aspire Card in the first 6 months of Card Membership. Offer ends 8/13/2025.
This bonus is earned as Hilton Honors Bonus Points.
Annual fee: $550
Rewards
- 14x on Hilton hotel and resort purchases.
for eligible purchases made directly with hotels and resorts within the Hilton portfolio. - 7x on flights
booked directly with airlines or AmexTravel.com. - 7x on car rentals
booked directly from select companies. - 7x at U.S. restaurants.
- 3x on other eligible purchases.
Rewards are earned at Hilton Honors Bonus Points.
Benefits
Hilton benefits
- Hilton Honors Diamond Status.
- Annual Free Night Rewards each year of Card Membership.
Earn an additional Free Night Reward after you spend $30,000 in purchase in your Card in a calendar year.
Earn a second additional Free Night Reward after you spend $60,000 in purchase in your Card in a calendar year. - $400 Hilton Resorts statement credit.
Earn up to $400 in statement credits annually (up to $200 in statement credits semi-annually) for eligible purchases made directly with Hilton Resorts on your card. - $100 on-site credits for Waldorf Astoria Hotels® & Resorts and Conrad® Hotels and Resorts.
Requires a minimum 2-night stay booked through hiltonhonorsaspirecard.com or by calling 855-292-5757.
Consumer insurance benefits
- Purchase Protection.
- Extended Warranty.
- Return Protection.
- Cell Phone Protection.
Travel insurance benefits
- Car Rental Loss and Damage Insurance.
- Premium Global Assist® Hotline.
- Baggage insurance plan.
Partner benefits and statement credits
- Up to $200 in flight statement credits annually.
Earn up to $50 in statement credits each quarter, for flight purchases made directly with an airline or through AmexTravel.com using your card. - CLEAR® Plus credit.
Earn up to $199 in statement credits per calendar year after you enroll and pay for CLEAR Plus which is subject to auto-renewal. - National Car Rental Emerald Club Executive status.
Enrollment required. Terms apply. - ShopRunner.
Enrollment required. Terms apply. Effective March 31, 2025, the ShopRunner membership will no longer be a Card benefit. - Amex Offers.
Enrollment required. Terms apply.
The Hilton Honors American Express Business Card: Not terribly compelling
The The Hilton Honors American Express Business Card offers up to $240 in annual statement credits for Hilton stays to small business owners. If you’re staying at Hilton hotels at least quarterly, you’re likely to make back what you pay in annual fees with the statement credits alone.
You’ll get the most out of your Hilton business card if you use it exclusively for Hilton purchases and use another card for other spending.
When to pick this card: The recent changes to the Hilton Business Card announced earlier this year removed the ability to earn Free Night Awards with the card and nerfed the awards you earn on non-Hilton purchases. Using a 2% cash back card on your non-Hilton purchases will get you about as much value, and you can do much better with cards that offer bonus rewards on gas, at restaurants, or on travel.
For most people, the Hilton Honors American Express Surpass® Card offers a more compelling value proposition.
The Hilton Honors American Express Business Card at a glance
Annual fee: $195
Foreign transaction fee: None
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The The Hilton Honors American Express Business Card is a small business alternative to the Hilton Honors American Express Surpass® Card. In most cases, the Surpass card is a better choice.
Welcome offer
The Hilton Honors American Express Business Card
Earn 150,000 Hilton Honors Bonus Points after you spend $8,000 in purchases on the Hilton Honors American Express Card in your first 6 months of Card Membership. + Earn an Extra 25,000 Hilton Honors Bonus Points after you spend an additional $2,000 in purchases on the Card in your first 6 months of Card Membership.
This bonus is earned as Hilton Honors Bonus Points.
Annual fee: $195
Rewards
- 12x on Hilton hotel and resort purchases.
for eligible purchases made directly with hotels and resorts within the Hilton portfolio. - 5x on other purchases
on the first $100,000 of purchases each calendar year, 3x thereafter.
Rewards are earned at Hilton Honors Bonus Points.
Benefits
Hilton benefits
- Hilton Honors Gold Status.
Upgrade to Hilton Honors Diamond status through the end of the next calendar year after you spend $40,000 on the card in a calendar year. - Up to $240 Hilton statement credits.
Earn up to $60 in statement credits each quarter (up to $240 per year) for eligible purchases made with Hilton Hotels and Resorts. Terms apply.
Consumer insurance benefits
Travel insurance benefits
- Car rental loss and damage insurance.
- Global Assist® Hotline.
- Baggage insurance plan.
Partner benefits and statement credits
- National Car Rental Emerald Club Executive status.
Enrollment required. Terms apply. - Amex Offers.
Enrollment required. Terms apply.
About Hilton Free Night Awards
Many of Hilton’s credit cards offer free night awards, either as part of a limited-time welcome bonus or as an going perk of the card. Here’s what you need to know about Hilton Free Night Awards.
Hilton free night awards have more potential value than any other hotel chain’s free night certificates. While other hotel chains cap the value you can get from your certificates through restrictions on hotel categories or by issuing certificates that can be used for an award stay “up to” a certain number of points, Hilton certificates can be used at almost any hotel within Hilton’s family of brands, worldwide.
As long as a Hilton hotel offers a standard award room with double occupancy, you should be able to book that room using your certificate. You’ll need to call to book—Hilton Free Night Awards cannot be used online—but you can search for award nights for standard rooms online before using your certificate.
Here are a few things to remember about using Hilton free night awards.
- Hilton free night awards expire. Free night rewards expire 12 months from the date they are issued.
- You must book and stay by the expiration date. The stay you book with your Hilton Free Night Award must be completed by the certificate’s expiration date.
- Hilton free night awards can only be used for standard rooms. If a standard room isn’t available, your certificate can not be used for that stay.
- Hilton free night awards are not transferable. The person named on the certificate must be the one who stays.
- About 60 properties are excluded. The vast majority of these properties are Hilton Club and Hilton Grand Vacations Club locations. Hilton has over 7,500 properties within its brand portfolio.
