If you are on the road frequently, you might want a credit card that offers increased rewards for purchases of gasoline. Several credit cards will give you 3% cash back or more on gas purchases with no annual fee, but in some cases you can get 4% or even 5% back on your gas purchases. Here’s our take on the best credit cards for gas purchases.
The best gas credit cards
Here’s out list of the best gas credit cards. All of these cards will give you at least 3% cash back or 3x points gas purchases. Many offer additional rewards beyond the pump.
| Card | Gas rewards | Other rewards |
|---|---|---|
 Citi Custom Cash℠ Card Annual fee: $0 | 5% cash back on the first $500 of spending each month in the eligible category, in which you spend the most. Eligible categories include gas. | 5% eligible categories include Restaurants, gas stations, grocery stores, select travel, select transit, select streaming services, drugstores, home improvement stores, fitness clubs, and live entertainment. 1% on all other purchases. |
 U.S. Bank Altitude® Reserve Visa Infinite® Card Annual fee: $400 | 3x points, worth up to 4.5% toward travel when you use a mobile wallet to pay for gas. To earn increased points on gas purchases, you must pay with your mobile wallet. | 5x on prepaid hotel and car rentals booked with the Altitude Rewards Center. 3x on mobile wallet purchases. 3x on eligible travel purchases. 1x on other purchases. |
 Costco Anywhere Visa® Card by Citi Annual fee: $0 Requires a paid Costco membership. | 4% cash back on eligible gas and EV charging for the first $7,000 per year, 1% thereafter. Cash back is awarded as an annual credit card reward certificate after your February statement closes. | 3% on restaurants and eligible travel. 2% on all other purchases from Costco and Costco.com. 1% on all other purchases. |
 U.S. Bank Altitude Connect® Visa Signature® Card Annual fee: $0 intro annual fee in the first year, then $95 | 4x points at gas stations and EV charging stations. Points can be redeemed at 1 cent each toward cash back and other rewards. On September 9, 2024, the rewards on this card change. You’ll only earn 4x on the first $1,000 of combined gas and EV charging each quarter, then 1x. Points will only be redeemable for 0.8 cents each toward cash back redemptions. | 5x on prepaid hotels and car rentals booked through the Altitude Rewards Center. 2x at grocery stores, grocery delivery, dining and streaming services. 1x on all other purchases. |
 Wells Fargo Autograph℠ Card Annual fee: $0 | 3x points on gas stations and electric vehicle charging stations. Points can be redeemed at 1 cent each toward cash back and other rewards. | 3x at restaurants. 3x on travel. 3x on transit. 3x on popular streaming services. 3x on phone plans. 1x on all other purchases. |
 Blue Cash Preferred® Card from American Express Annual fee: $0 intro annual fee in the first year, then $95 | 3% cash back at U.S. gas stations. | 6% at U.S. supermarkets on up to $6,000 per year in purchases, then 1%. 6% on select U.S. streaming subscriptions. 1% on other purchases. |
 Blue Cash Everyday® Card from American Express Annual fee: $0 | 3% cash back at U.S. gas stations, on up to $6,000 per year, then 1%. | 3% on groceries at U.S. supermarkets on up to $6,000 per year in purchases, then 1%. 3% on U.S. online retail purchases on up to $6,000 per year in purchases, then 1%. 1% on other eligible purchases. |
 Citi Premier® Card Annual fee: $95 | 3x ThankYou Points at gas stations. ThankYou Points can be redeemed for cash back or transferred to airline transfer partners for more value. | 10x on hotel and car rental bookings on Citi Travel through 6/30/2024. 3x on air travel and other hotels. 3x at restaurants. 3x at supermarkets. 1x on all other purchases. |
My take on the best gas credit cards
When you can get cards that earn 2% anywhere, it makes sense to only look at cards that do better than that if you’re looking specifically for a gas card. And when our best cards for gas earn 5% on gas with no annual fee, it makes sense to expect cards offering 3% to offer something extra. And, of course, if a card has an annual fee, it needs to offer enough marginal rewards to offset the fee or a generous suite of additional benefits.
All of our best cards meet these criteria, and you’re likely to find the best gas card for you on our list. Personally, I use the Blue Cash Preferred® Card from American Express for my non-Costco gas purchases. (I carry the card for its excellent grocery rewards anyway and I don’t make many gas purchases because I drive a plug-in hybrid.
Of course, the best gas card for me isn’t necessarily the best gas card for you. But the best gas card for you is likely to be on this list.
Costco members who purchase gas at Costco should get the Costco Anywhere Visa Card by Citi. Costco only accepts Visa cards for gas purchases and this card is the only Visa card that will give you more than 3% rewards with no annual fee on gas. Of course, if you don’t have a Chase Freedom Unlimited® card, you can pick that card up and use it for 5% on your Costco gas until the promotional offer runs out. (The Chase Freedom Unlimited® is currently issued as a Visa, so you can use it at Costco.)
The Blue Cash Preferred® Card from American Express is a great choice for ongoing rewards on gas and groceries. The card earns 3% cash back at U.S. gas stations, which alone isn’t enough to justify the card’s $95 annual fee. What makes the card shine is its 6% on up to $6,000 of purchases at U.S. supermarkets each year, plus the fact that it includes Amex extended warranty, purchase protection, and return protection. Plus, if you subscribe to The Disney Bundle, you can get up to $84 in statement credits annually. This is my go-to credit card for non-Costco gas purchases.
More on the best credit cards for gas
Here are some more details on our picks for the best cards for gas purchases.
Citi Custom Cash℠ Card: 5% cash back on flexible categories, including gas
The Citi Custom Cash℠ Card isn’t marketed as a gas card per se, but if you use it for gas, you can get up to 5% back on up to $500 in gas purchases monthly. If you spend less than $500 each year on gas, the Citi Custom Cash card might be your best bet. I particularly like the Citi Custom Cash℠ Card because it’s still useful even if you decide not to use it for gas. (I have the card and use it for other categories.) 5% eligible categories include Restaurants, gas stations, grocery stores, select travel, select transit, select streaming services, drugstores, home improvement stores, fitness clubs, and live entertainment.
Citi Custom Cash® Card welcome bonus:
bonus_miles_full
All information about the Citi Custom Cash℠ has been collected independently by cardsandpoints.com.
Click here to learn more and apply.
Our take on the welcome bonus: Citi doesn’t often offer an increased welcome bonus on the Custom Cash. If you do not yet have a Custom Cash card, there’s no reason to wait for an increased bonus.
The link above is a link directly to the bank’s website. We don’t make money when you use the above link, but we always show you the best offer.
Citi Custom Cash℠ at a glance:
Annual fee: $0
Rewards: 5% on the first $500 in monthly purchases in your top eligible category. 1% everywhere else.
About the Citi Custom Cash℠ Card
The Citi Custom Cash℠ Card earns ThankYou® Points, but is marketed as a cash back card. With the Citi Custom Cash℠ Card, you can get 5% cash back on up to $500 in spending on the category where you spend the most each month. The Custom Cash carries no annual fee.
Eligible 5% categories include restaurants, gas stations, grocery stores, drugstores, home improvement stores, fitness clubs, live entertainment, select travel, select transit and select streaming services.
The best way to use the Citi Custom Cash℠ Card is to select a bonus category and use the card primarily for that bonus category. The card earns 5% rewards only in the eligible category where you spend the most each month, and only on your first $500 in spending in that category. Other purchases earn 1% rewards.
Citi Custom Cash℠ Card rewards
| 5%* | Your chosen top eligible spending category each billing cycle. | |
| 1% | All other purchases |
*Earn 5% on the first $500 spent in your top eligible spending category each billing cycle. Eligible categories include restaurants, gas stations, grocery stores, select travel, select transit, select streaming services, drugstores, home improvement stores, fitness clubs, and live entertainment.
U.S. Bank Altitude® Reserve Visa Infinite® Card: Up to 4.5% travel rewards with mobile wallet, including on gas
The U.S. Bank Altitude® Reserve Visa Infinite® Card doesn’t have gas as a bonus category, but if your preferred gas station lets you pay with a mobile wallet, you can earn a bunch of rewards on your gas purchases. That’s because the card offers 3x points on every purchase made with Apple Pay®, Google Pay™ and Samsung Pay. Better yet, if you redeem your points for travel, you can get 50% more value, making it effectively a 4.5% rewards card toward travel.
U.S. Bank Altitude® Reserve Visa Infinite® Card welcome bonus:
Earn 50,000 bonus points worth $750 on travel. Just spend $4,500 in the first 90 days of account opening.
Click here to learn more and apply.
The link above is a link directly to the bank’s website. We don’t make money when you use the above link, but we always show you the best offer.
U.S. Bank Altitude® Reserve Visa Infinite® Card at a glance:
Annual fee: $400
Rewards: 5x prepaid hotels and car rentals booked through portal. 3x mobile wallet purchases. 1x other eligible purchases.
Benefits: Priority Pass (8 visits). Trusted Traveler credit.
About the U.S. Bank Altitude® Reserve Visa Infinite® Card
The U.S. Bank Altitude® Reserve Visa Infinite® Card is a premium travel rewards card from U.S. Bank. It offers incredible rewards on mobile wallet purchases, an easy-to-use travel and restaurants credit and a limited amount of airport lounge access. The U.S. Bank Altitude® Reserve Visa Infinite® Card has an annual fee of $400.
When you make purchases with your card using your mobile wallet, you’ll earn 3 points per dollar, making the card effectively a “3% anywhere” card. The Altitude Reserve can be used with Apple Pay®, Google Pay™. and Samsung Pay. You’ll earn 5 points per dollar on prepaid hotel stays and car rentals booked in the Altitude Rewards Center and 1 point per dollar everywhere else you swipe your card. Points can be redeemed for 1 cent of cash back each, or for 1.5 cents worth of travel through the U.S. Bank travel portal.
The card comes with a $325 annual statement credit that applies automatically toward eligible travel purchases or dining purchases. You’ll get a Priority Pass Select membership with 8 free visits to airport lounges and a $100 statement credit to reimburse your TSA PreCheck or Global Entry membership fee once every four years.
U.S. Bank Altitude® Reserve Visa Infinite® Card rewards
| + | 5x | Prepaid hotels and car rentals booked in the Altitude Rewards Center |
| 3x | Mobile wallet purchases | |
| 3x | Travel, including airlines, hotels, car rentals, taxicabs, limousines, passenger trains, and cruise line companies | |
| 1% | All other purchases |
The points you earn with your U.S. Bank Altitude Reserve card are worth 1 cent each when used for cash back or 1.5 cents each when used for travel.
Costco Anywhere Visa® Card by Citi: 4% on gas for Costco members
If you are a Costco member, the Costco Anywhere Visa® Card by Citi can get you 4% on up to $7,000 of gas (and electric vehicle charging) per year. This is a great reward on gas on a card with no annual fee, but your “cash back” rewards come with a catch. You’ll have to wait until after your February statement closes to get your rewards, which will be issued as a reward certificate. You can redeem your annual credit card rewards certificate at Costco.
Costco Anywhere Visa Card by Citi
The Costco Anywhere Visa Card by Citi offers no welcome bonus.
Click here to learn more and apply.
The link above is a link directly to the bank’s website. We don’t make money when you use the above link, but we always show you the best offer.
Costco Anywhere Visa® Card by Citi at a glance:
Annual fee: $0, requires a paid Costco membership
Rewards: 4% on eligible gas and EV charging, for the first $7,000 per year. 3% on restaurants and eligible travel. 2% on all other purchases from Costco and Costco.com. 1% on other purchases.
About the Costco Anywhere Visa® Card by Citi
The Costco Anywhere Visa® Card by Citi is available exclusively to Costco members. But if you carry a Costco membership, this card is a wallet staple for its increased rewards on gas, EV charging, restaurants and travel. The Costco Anywhere Visa® has no annual fee, but requires an annual Costco membership.
The card earns 4% back on eligible gas and EV charging on the first $7,000 of spending each year, plus unlimited 3% on restaurants and travel, including Costco travel. You’ll also earn 2% rewards on your other purchases from Costco and Costco.com. Notably, these rewards are in addition to the 2% rewards you can earn as a Costco executive member. Finally, the card earns 1% on all other purchases.
The Costco Anywhere Visa® Card rewards are marketed as “cash back,” but redeeming them is…quirky. You’ll receive your rewards as a Costco Cash certificate after your February statement. This certificate can be redeemed for merchandise or Cash only at a Costco location.
The Costco Anywhere Visa® Card by Citi doesn’t have too many other notable benefits, but it does offer Damage and Theft Purchase protection, which can cover your purchases if they are damaged or stolen within 120 days. The card notably no longer offers extended warranty coverage, though some items may receive an extended warranty through Costco Concierge Services.
If you are a small business owner, you can pick up the Costco Anywhere Visa® Business Credit Card by Citi, which offers the same cash back rewards.
Costco Anywhere Visa® Card by Citi rewards
| + | 4% | Eligible gas and EV charging, for the first $7,000 per year, then 1% |
| 3% | Restaurants | |
| 3% | Travel | |
| 2% | All other purchases from Costco and Costco.com | |
| 1% | All other purchases |
Cash back is is issued as an annual credit card reward certificate once per year after your February billing statement closes. Certificate must be redeemed for cash or merchandise at a U.S. Costco store.
U.S. Bank Altitude® Connect Visa Signature® Card: 4% on a large amount of gas
Currently, if you spend a large amount of money on gas each year, no card offers more rewards on gas than the U.S. Bank Altitude® Connect Visa Signature® Card. Once you spend more than $10,000 a year on the card’s bonus categories, you’ll earn enough marginal rewards to justify the card’s ongoing $95 annual fee. While you’re unlikely to spend that much on gas unless you’re managing a fleet of cars, the card does offer 4x points on travel.
The card’s benefits and rewards are changing, effective September 9, 2024. On September 9th, you’ll only earn 4x on the first $1,000 of combined gas and EV charging purchases each quarter. Plus you’ll only be able to redeem your points for 0.8 cents each toward cashback redemptions. We cover the full scope of these card changes, but the upshot is that the card becomes much less compelling for gas rewards after September.
U.S. Bank Altitude® Connect Visa Signature® Card welcome bonus:
U.S. Bank Altitude® Connect Visa Signature® Card: Earn 50,000 bonus points. Just spend $2,000 in the first 120 days. That’s $500 value redeemable toward cash back. $0 introductory annual fee for the first year, $95/year thereafter. Effective September 9, 2024, you will enjoy a $0 annual fee.
Our take on the welcome bonus: Recently, U.S. Bank announced changes to this card. It’s becoming a $0 annual fee card on September 9, 2024. That said, we expect the bonus to become less generous on or before that date. We know of no previous better offers on this card.
The link above is a link directly to the bank’s website. We don’t make money when you use the above link, but we always show you the best offer.
U.S. Bank Altitude® Connect Visa Signature® Card at a glance:
Annual fee: $0 intro fee in the first year / $95 thereafter. Effective September 9, 2024, you will enjoy a $0 annual fee.
Rewards: 5x on prepaid hotels and car rentals booked in bank portal. 4x on travel, gas stations, EV charging, 2x on grocery stores, grocery delivery, dining and streaming services. 1x all other eligible purchases
Perks: 4 Priority Pass lounge visits, Global Entry/PreCheck Credit, Cell phone protection.
About the U.S. Bank Altitude® Connect Visa Signature® Card
The U.S. Bank Altitude® Connect Visa Signature® Card offers some of the most generous point earning rates on travel, gas stations, and EV charging of any card. The card comes with a $0 introductory annual fee for the first year, then $95/year. (On September 9th, 2024, this will change—the card will be dropping its annual fee.)
The card features 5x points on prepaid hotels and car rentals booked directly in the Altitude Rewards Center, plus 4x points on travel, gas stations, and EV charging stations. The Altitude Connect also offers 2x points at grocery stores, grocery delivery, dining, and streaming services, plus 1x points on all other purchases.
The U.S. Bank Altitude Connect also offers a fairly generous set of travel benefits for the price, and is one of the lowest-cost ways to access airport lounges if you travel occasionally. With the U.S. Bank Altitude Connect, you’ll get four free visits to airport lounges through the card’s included Priority Pass Select membership, a $100 credit toward PreCheck or Global Entry once every four years, cell phone protection, and trip delay reimbursement.
U.S. Bank Altitude® Connect Visa Signature® Card rewards
| + | 5x | Prepaid hotels and car rentals booked directly in the Altitude Rewards Center |
| + | 4x | Gas stations and EV charging stations Starting September 9, 2024, this changes to 4x on the first $1,000 of combined spending each quarter, then 1 |
| 4x | Travel | |
| 2x | Grocery stores and grocery delivery | |
| 2x | Dining | |
| 2x | Streaming services | |
| 1% | All other purchases |
Wells Fargo Autograph℠ Card: Unlimited 3% back on gas with no annual fee
There are a handful of cards with no annual fee that offer 3% rewards on gas. The Wells Fargo Autograph℠ Card stands out because it gives you 3x points on gas and adds a whole lot more. 3x categories include restaurants, travel, gas, transit, popular streaming services and cell phone plans. The card also includes a cell phone protection benefit, making it a reasonably good choice for paying your cell phone bill.
Wells Fargo Autograph℠ Card welcome bonus:
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Click here to learn more and apply.
Our take on the welcome bonus: The current welcome offer on the Wells Fargo Autograph Card is the best offer we’ve seen on this card.
The link above is a link directly to the bank’s website. We don’t make money when you use the above link, but we always show you the best offer.
Wells Fargo Autograph℠ Card at a glance:
Annual fee: $0.
Rewards: 3x restaurants. 3x travel. 3x gas and EV charging. 3x transit. 3x popular streaming services. 3x cell phone providers. 1x everywhere else.
Benefits: Cell phone protection. Secondary auto rental collision damage waiver.
About the Wells Fargo Autograph℠ Card
The Wells Fargo Autograph℠ Card offers generous cash rewards on a wide variety of dining, travel, gas, transit, streaming, and cell phone plan purchases. The Autograph℠ Card carries no annual fee.
The card earns unlimited 3x points on a long list of categories, including restaurants, travel, gas, transit, popular streaming services and phone plans. The Autograph℠ Card earns 1 point per dollar on all other eligible purchases.
The Wells Fargo Autograph℠ Card doesn’t offer any extended warranty protection, but it does offer $600 of cellular telephone protection when you pay your monthly cell phone bill with the card. The card also offers secondary auto rental collision damage waiver insurance for car rentals inside the United States. Outside the U.S. the auto rental collision damage waiver insurance is primary. Terms apply.
Wells Fargo Autograph℠ Card rewards
| 3x | Restaurants, including dining in, take-out, catering, and delivery | |
| + | 3x | Gas stations and EV charging stations |
| 3x | Travel | |
| 3x | Transit, including subways, ride shares, parking and tolls | |
| 3x | Dining | |
| 3x | Popular streaming services | |
| 3x | Cell phone and landline providers | |
| 1% | All other purchases |
Blue Cash Preferred® Card from American Express: 3% on U.S. gas and 6% on U.S. supermarkets
The Blue Cash Preferred® Card from American Express can get you 3% at U.S. gas stations. That alone isn’t enough to justify this card’s $95 ongoing annual fee. But this card is also one of our best cards for grocery store purchases. If you have the card for its increased rewards on groceries, it’s a fine card to use for gas. 3% cash back is as good or better than you’ll get with no-annual-fee cards. This is the card that I use for gas purchases.
The Blue Cash Preferred® Card from American Express offers a welcome bonus to new cardmembers. Go to our card overview of the Blue Cash Preferred® Card for more on this card.
About the Blue Cash Preferred® Card from American Express
The Blue Cash Preferred® Card from American Express is the upgraded version of the Blue Cash Everyday® Card from American Express, offering increased rewards on purchases at U.S. supermarkets, select U.S. streaming subscriptions, and U.S. gas stations. It comes with a $0 introductory fee for the first year, then $95/year. (See Rates and Fees)
The card offers 6% cash back at U.S. supermarkets on up to $6,000 in purchases per year, plus 6% back on a long list of streaming providers. The card earns unlimited 3% cash back on U.S. gas stations and on transit. Other eligible purchases earn 1% cash back.
The Blue Cash Preferred® can be a great choice to use for retail purchases, as it offers the trifecta of retail insurance benefits: Purchase protection, return protection, and extended warranty. Terms apply to all benefits.
Blue Cash Preferred® Card from American Express rewards
| 6%* | U.S. supermarkets | |
| 6% | U.S. streaming subscriptions | |
| 3% | U.S. gas stations | |
| 3% | Transit | |
| 1% | Other purchases |
*6% cash back at U.S. supermarkets on up to $6,000 per year in purchases, then 1%.
Blue Cash Everyday® Card from American Express: 3% on gas and other categories with no annual fee
The Blue Cash Everyday® Card gives you 3% back on up to $6,000 of purchases at U.S. gas stations each year, with no annual fee. Beyond its gas rewards, the card offers similar rewards for U.S. online retail purchases and groceries at U.S. supermarkets.
The Blue Cash Everyday® Card from American Express offers a welcome bonus to new cardmembers. Go to our card overview of the Blue Cash Everyday® Card for more on this card.
About the Blue Cash Everyday® Card from American Express
The Blue Cash Everyday® Card from American Express is the no-annual-fee younger sibling of the Blue Cash Preferred Card. (Terms apply, see Rates and Fees)
The Blue Cash Everyday offers 3% cash back rewards on up to $6,000 per year in each of its bonus categories: U.S. Supermarkets, U.S. online retail, and U.S. gas stations. Plus it offers 1% cash back on other eligible purchases.
The card also offers subscribers to The Disney Bundle a $7 monthly statement credit and Home Chef customers up to $15 a month. Enrollment required for both benefits. Terms apply to all benefits.
Blue Cash Everyday® Card from American Express rewards
| 3% | U.S. supermarkets, on up to $6,000 of spending per year, then 1%. | |
| 3% | U.S. online retail on up to $6,000 of spending per year, then 1%. | |
| 3% | U.S. gas stations on up to $6,000 of spending per year, then 1%. | |
| 1% | Other eligible purchases |
Citi Premier® Card: Lots of 3x categories and transferable points
If you want gas rewards that can be transferred to airline and hotel travel partners, the Citi Premier® Card might be a good choice. The Citi Premier offers a long list of 3x categories in addition to gas rewards, plus travel transfer partners that can unlock additional value from your points.
Citi Premier® Card welcome bonus:
bonus_miles_full
All information about the Citi Premier® Card has been collected independently by cardsandpoints.com.
Click here to learn more and apply.
Our take on the welcome bonus: Citi occasionally offers larger welcome bonuses on the Citi Premier card. If you don’t have an urgent need for this card, you might want to wait to apply.
The link above is a link directly to the bank’s website. We don’t make money when you use the above link, but we always show you the best offer.
Citi Premier® Card at a glance:
Annual fee: $95
Rewards: 10x on hotel and car rentals booked through the Citi travel portal through 6/30/2024. 3x on other hotel purchases, air travel, restaurants, supermarkets, gas stations. 1x on all other purchases.
About the Citi Premier® Card
The Citi Premier® Card is a core card of the Ultimate Citi ThankYou Points Wallet. It offers generous rewards on travel spending, dining and grocery stores. While the Premier offers great rewards, it lacks many of the travel insurance protections common among travel credit cards. The Citi Premier card carries an annual fee of $95.
The Citi Premier® Card offers a long list of 3x bonus categories, including hotels purchases, air travel, restaurants, supermarkets and gas stations. Plus, until 6/30/2024, you can earn 10 total points per dollar spent on hotels, car rentals, and attractions, excluding air travel, booked through the Citi TravelSM portal. The card earns 1 point per dollar spent on other purchases. Points are earned as ThankYou Points, which can be redeemed for cash back or transferred to travel partners for additional value.
The Citi Premier® Card is notably light on the travel benefits that you might expect from a premium travel credit card; it does not include essentials like trip delay protection, auto rental collision damage waiver, or extended warranty benefits. The card does include $100 off a single hotel stay of $500 or more when you book through thankyou.com.
How we picked
When we create our lists of best cards, we consider a bunch of factors, including rewards rate, annual fee, caps on rewards, and how easy points are to use. We start by selecting baseline card with no annual fee that offers the highest rate of uncapped earnings available to general consumers. In the case of gas, that baseline was the Wells Fargo Autograph℠ Card, which earns 3x points (redeemable for cash back) on an unlimited amount of spending on gas with no annual fee.
Other cards get added to our list if they are better than our baseline card in some cases. Maybe a card with an annual fee gets you more earnings in more categories or offers compelling perks beyond the rewards. Or maybe there’s another card that caps earnings on gas, but the cap is sufficiently high that it won’t limit most peoples’ rewards and the card offers another compelling category or two.
Cards we didn’t consider include any card that earned rewards on gas with a value equivalent to less than 3% cash back. In some cases, we excluded cards that earn more than 3 points per dollar when the points couldn’t be redeemed for cash or travel rewards with an average value that met our benchmark.
Frequently asked questions
The best credit card for gas depends on your spending patterns and how you plan to use your rewards. Our list includes cards that offer up to 5% cash back on gas purchases.
If you’re a Costco member, it probably comes as no surprise that the Costco Anywhere Visa® Card by Citi is a great choice for its 4% rewards on up to $7,000 of gas purchases, but any Visa card can earn you rewards on gas purchases at Costco. You might consider the U.S. Bank Altitude® Reserve Visa Infinite® Card as well. It’s a Visa card that will earn you up to 4.5% toward travel when you tap to pay at the pump.
Prepaid cards are rarely a good idea. Prepaid cards have much less protection against fraud if your card member gets stolen. And gas pumps can be easy targets for criminals who install devices in card readers that can steal your credit card number. If you use a card at one of these compromised gas pumps, you might find your prepaid card and your gas tank drained. It’s best to stick with credit cards for gas purchases.
All of the gas cards on the Cards and Points list of best gas cards are credit cards, which can be used anywhere credit cards are accepted. A limited number of gas stations may not accept certain types of cards. Costco, for example, only accepts Visa cards. With limited exceptions, the gas cards on our list can be used most places.